Current Mortgage Rates in Ladysmith, Wisconsin

Saturday, November 22, 2008



Current Mortgage Rates*

Loan Type
Ladysmith Average
30-yr. fixed6.00%
30-yr. fixed jumbo8.12%
15-yr. fixed5.75%
15-yr. fixed jumbo8.00%
7/1 ARM6.25%
7/1 ARM jumbo7.62%
5/1 ARM5.75%
5/1 ARM jumbo6.75%
3/1 ARM5.88%
3/1 ARM jumbo7.00%
1-yr. ARM6.25%
1-yr. ARM jumbo6.62%
1-yr. LIBOR ARM6.00%
*Mortgage Rates Updated: 11/21/2008

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Current Mortgage Rates in Ladysmith, Wisconsin

Ladysmith 30-yr. fixed Mortgage Rates Ladysmith 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.08%7.44%2.64Citibank7.00%7.14%0.25
Bank of America6.65%6.81%0.88Bank of America7.50%7.77%1.89
Wachovia6.16%6.29%0.69Wells Fargo9.50%9.61%0.72
Wells Fargo6.25%6.35%0.71Chase7.89%8.03%1.05
Chase6.21%6.36%0.91 
Fifth Third Bank6.34%6.40%0.35 
Ladysmith 15-yr. fixed Mortgage Rates Ladysmith 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.77%7.55%4.09Citibank6.75%6.89%0.00
Bank of America6.18%6.46%1.02Bank of America7.31%7.70%1.60
Wachovia5.73%5.98%0.80Wells Fargo8.43%8.57%0.59
Wells Fargo6.08%6.23%0.54Chase8.33%8.58%1.14
Chase6.01%6.26%0.87 
Fifth Third Bank5.86%5.97%0.36 
Ladysmith 7/1 ARM Mortgage Rates Ladysmith 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%6.15%0.95Citibank7.00%7.46%0.00
Bank of America6.87%6.52%1.30Bank of America6.88%7.36%0.48
Wachovia6.06%6.09%0.44Wells Fargo8.68%7.25%0.74
Wells Fargo6.77%6.52%0.72Chase8.41%6.86%1.12
Chase6.66%6.27%0.89 
Ladysmith 5/1 ARM Mortgage Rates Ladysmith 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.45%5.97%1.01Citibank6.88%7.47%0.00
Bank of America6.59%6.20%1.03Bank of America8.14%6.63%1.05
Wells Fargo6.66%6.43%0.72Wells Fargo7.53%6.66%0.75
Chase6.39%6.11%0.84Chase7.15%6.34%0.85
Fifth Third Bank6.25%6.00%0.31 
Ladysmith 3/1 ARM Mortgage Rates Ladysmith 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.13%5.84%0.91Citibank7.00%7.62%0.00
Bank of America6.52%6.16%1.09Bank of America6.88%7.60%0.08
Wachovia5.75%5.80%0.35Wells Fargo6.75%7.52%0.12
Wells Fargo7.22%6.43%0.91Chase7.32%6.02%1.00
Chase5.84%5.80%1.02 
Fifth Third Bank6.00%5.87%0.26 
Ladysmith 1-yr. ARM Mortgage Rates Ladysmith 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase6.75%5.82%1.04
Chase5.73%5.78%0.95 

Banks in Ladysmith, Wisconsin

Ladysmith Federal Savings and Loan Association, 119 West 4th Street North, Ladysmith Wisconsin 54848
Pioneer Bank of Wisconsin, 200 Miner Avenue, Ladysmith Wisconsin 54848

Mortgage Statistics for Ladysmith, Wisconsin

  Ladysmith Wisconsin USA
Population:
Population - The population of Ladysmith, WI
 6,665 5,362,884 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Ladysmith mortgage.
 6,463 4,769,078 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Ladysmith mortgage.
 72 304,459 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Ladysmith mortgage.
 45 192,921 34,671,551
HouseHolds:
HouseHolds - The total number of households in Ladysmith, WI, where you might buy a home.
 2,837 2,320,804 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Ladysmith, where you might apply for a Ladysmith mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Ladysmith, WI
 $67,100 $109,822 $132,188
Income per Household:
Income per Household - The household income where you might compare Ladysmith mortgage interest rates.
 $31,801 $44,183 $43,800

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