To find an attorney that specializes in debt negotiation and settlements, you can contact you state Bar association. A faster, more practical way to find this type of help is on the Internet. With the major search engines such as Google, Yahoo, and MSN Search, you can find experts that are available in your area.
Depending on your state's guidelines, you may not need a local representative, but it is usually best to meet face to face in these situations. The first ones that are listed are likely to be larger organizations; these should be the websites you look at first. The next tier of websites should also be looked at and thoroughly studied. Between these two groups of companies, you should be able to find several you wish to call or fill out their contact sheets.