Current Mortgage Rates
Tuesday, December 02, 2008
* Look Online: Comparisons of refinancing home mortgage loans and refinance mortgage rates are very essential when you possess equity in your home. A good knowledge through a thorough comparison will help you reduce your refinance mortgage rates, allow you to change the terms and conditions of your mortgage and assist in debt consolidation. Comparing and searching refinance rates online will help you decide on what is best for you. Taking advantage of these lower refinance mortgage rates will help you to save money which you can use for other purposes like home improvements, buying a new car, children's tuition, planning vacations etc.
* Talk to different experienced refinance professionals: Rates fluctuate frequently, so no one can predict what they will do; however, an experienced Refinance Professional can tell you what rates have done historically and may help you to determine which option is best for you based on that information.
* Track the rate: Check your local paper and keep abreast of any major interest rate fluctuations.
What are Rate & Terms for Refinancing Rates
Where to find Buy Down Mortgage Rates
Negotiate for the Lowest Mortgage Rate Possible
All about Cash Out Refinance Rates
Finding out Refinancing Rates for Mobile Homes
Where to find Buy Down Mortgage Rates
Negotiate for the Lowest Mortgage Rate Possible
All about Cash Out Refinance Rates
Finding out Refinancing Rates for Mobile Homes
What is the Mortgage Interest Rate?
What Determines the Interest Rate?
What is the reason behind interest rates rising and falling all the time?
What is APR?
Does the APR Help?
Find out the Current Refinance Rate
What is the Optimal Way to Lower Mortgage Rates
What Determines the Interest Rate?
What is the reason behind interest rates rising and falling all the time?
What is APR?
Does the APR Help?
Find out the Current Refinance Rate
What is the Optimal Way to Lower Mortgage Rates
Get Current Mortgage Rates
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Mortgage Resources
- Adjustable Rate Mortgages
- Bad Credit Mortgages
- Bankruptcy
- Better Money Management
- Buying a House
- Credit Card Debt
- Debt Consolidation
- Debt Negotiation
- Home Equity Loan
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Interest Rates
- Reasons behind interest rates rising and falling
- What is APR
- Does the APR Help
- Find out the Current Refinance Rate
- What is the Optimal Way to Lower Mortgage Rates
- Where and How to Research Refinance Rates
- What are Rate & Terms for Refinancing Rates
- Where to find Buy Down Mortgage Rates
- Negotiate for the Lowest Mortgage Rate Possible
- All about Cash Out Refinance Rates
- Locking the Rates
- Managing the Mortgage
- Mortgage Application
- Mortgage Calculators
- Mortgage Insurances
- Mortgage Payments
- Mortgage Qualification
- Mortgage Taxes
- Refinancing
- Second Mortgage
- Selecting a Loan Provider
- Selecting the Mortgage Features
- Selecting the Mortgage Type
- Shopping for a Mortgage
- Tips and Advice
- Current Mortgage Rates by State
Current Mortgage Rates*
Loan Type National Average |
|
| 30-yr. fixed | 5.88% |
| 30-yr. fixed jumbo | 7.62% |
| 15-yr. fixed | 5.50% |
| 15-yr. fixed jumbo | 7.50% |
| 7/1 ARM | 6.25% |
| 5/1 ARM | 5.88% |
| 3/1 ARM | 5.88% |
| 1-yr. ARM | 6.75% |
| 1-yr. LIBOR ARM | 6.12% |
| 10/1 ARM | 7.88% |
| 40-yr. fixed | 7.00% |
*Mortgage Rates Updated: 12/01/2008