Current Mortgage Rates in Bellingham, Washington
Monday, October 13, 2008
Current Mortgage Rates*
Loan Type Bellingham Average |
|
| 30-yr. fixed | 6.12% |
| 30-yr. fixed jumbo | 7.12% |
| 15-yr. fixed | 5.88% |
| 15-yr. fixed jumbo | 6.62% |
| 7/1 ARM | 6.62% |
| 7/1 ARM jumbo | 6.88% |
| 5/1 ARM | 6.38% |
| 5/1 ARM jumbo | 6.50% |
| 3/1 ARM | 6.12% |
| 3/1 ARM jumbo | 6.38% |
| 1-yr. ARM | 6.00% |
| 1-yr. ARM jumbo | 6.00% |
| 1-yr. LIBOR ARM | 6.25% |
*Mortgage Rates Updated: 10/11/2008
Get Current Mortgage Rates
From Top Lenders
Current Mortgage Rates in Bellingham, Washington
| Bellingham 30-yr. fixed Mortgage Rates | Bellingham 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.38% | 7.83% | 3.25 | Bank of America | 7.46% | 7.74% | 1.99 |
| Bank of America | 6.60% | 6.75% | 0.82 | Wells Fargo | 9.52% | 9.58% | 0.26 |
| Wachovia | 6.22% | 6.38% | 0.72 | Chase | 7.80% | 7.85% | 0.16 |
| Wells Fargo | 6.40% | 6.47% | 0.23 | ||||
| Chase | 6.32% | 6.40% | 0.07 | ||||
| Fifth Third Bank | 6.38% | 6.45% | 0.35 | ||||
| Bellingham 15-yr. fixed Mortgage Rates | Bellingham 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.23% | 8.32% | 5.80 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.24% | 6.52% | 1.00 | Bank of America | 7.30% | 7.70% | 1.63 |
| Wachovia | 5.73% | 6.02% | 0.83 | Wells Fargo | 8.04% | 8.16% | 0.40 |
| Wells Fargo | 6.17% | 6.30% | 0.32 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.35% | 6.47% | 0.07 | ||||
| Fifth Third Bank | 5.86% | 5.98% | 0.37 | ||||
| Bellingham 7/1 ARM Mortgage Rates | Bellingham 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.49% | 6.46% | 0.97 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.85% | 5.90% | 0.55 | Wells Fargo | 8.58% | 7.57% | 0.26 |
| Wells Fargo | 7.26% | 6.84% | 0.16 | Chase | 8.22% | 7.50% | 0.38 |
| Chase | 6.84% | 6.45% | 0.04 | ||||
| Bellingham 5/1 ARM Mortgage Rates | Bellingham 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.47% | 6.20% | 0.88 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 7.02% | 6.63% | 0.24 | Wells Fargo | 7.86% | 6.89% | 0.33 |
| Chase | 6.75% | 6.30% | 0.04 | Chase | 7.72% | 6.68% | 0.00 |
| Fifth Third Bank | 6.23% | 6.03% | 0.29 | ||||
| Bellingham 3/1 ARM Mortgage Rates | Bellingham 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.25% | 6.28% | 0.92 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.59% | 5.66% | 0.45 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Fifth Third Bank | 5.83% | 5.87% | 0.25 | ||||
| Bellingham 1-yr. ARM Mortgage Rates | Bellingham 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.48% | 6.05% | 1.67 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Bellingham, Washington
Bank Northwest, 100 Grand Avenue, Bellingham Washington 98227Bank of Bellingham, 211 East Holly Street, Bellingham Washington 98225
Bellingham Bank, 101 East Holly Street, Bellingham Washington 98227
Horizon Bank, 1500 Cornwall Avenue, Bellingham Washington 98225
Northwestern Commercial Bank, Commercial and Magnolia Streets, Bellingham Washington 98225
The Bellingham National Bank, 101 East Holly Street, Bellingham Washington 98225
U.S. Savings Bank of Washington, 1621 Cornwall Avenue, Bellingham Washington 98225
Whatcom State Bank, 1600 Cornwall Avenue, Bellingham Washington 98225
Credit Unions in Bellingham, Washington
Gapac Employees, 2501 James Street, Bellingham WA 98225 (360) 734-5790Industrial Credit Union of Whatcom County, 3233 Northwest Avenue, Bellingham WA 98225 (360) 734-2043
North Coast, 1100 Dupont Street, Bellingham WA 98225 (360) 733-3982
Pacific Northwest, 3250 Northwest Avenue, Bellingham WA 98225 (360) 647-0560
Mortgage Statistics for Bellingham, Washington
| Bellingham | Washington | USA | |
|---|---|---|---|
| Population: Population - The population of Bellingham, WA  |
98,879 | 5,855,424 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Bellingham mortgage. |
86,529 | 4,788,923 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Bellingham mortgage. |
800 | 189,472 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Bellingham mortgage. |
4,197 | 435,384 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Bellingham, WA, where you might buy a home. |
42,454 | 2,435,712 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Bellingham, where you might apply for a Bellingham mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Bellingham, WA |
$152,830 | $171,769 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Bellingham mortgage interest rates. |
$37,449 | $46,758 | $43,800 |