Current Mortgage Rates in Virginia

Friday, July 04, 2008



Current Mortgage Rates*

Loan Type
Virginia Average
30-yr. fixed6.38%
30-yr. fixed jumbo6.75%
15-yr. fixed5.88%
15-yr. fixed jumbo6.38%
7/1 ARM6.00%
7/1 ARM jumbo6.50%
5/1 ARM5.88%
5/1 ARM jumbo6.50%
3/1 ARM5.62%
3/1 ARM jumbo6.25%
1-yr. ARM5.88%
1-yr. ARM jumbo6.12%
1-yr. LIBOR ARM5.50%
*Mortgage Rates Updated: 07/03/2008

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Current Mortgage Rates in Virginia

Virginia 30-yr. fixed Mortgage Rates Virginia 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.64%8.11%3.68Wachovia7.72%7.75%0.04
Bank of America6.62%6.78%0.98 
Wachovia6.26%6.39%0.64 
Fifth Third Bank6.41%6.47%0.34 
Virginia 15-yr. fixed Mortgage Rates Virginia 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.23%8.24%5.44Wachovia7.38%7.43%0.09
Bank of America6.13%6.39%1.00Wells Fargo7.53%7.67%0.50
Wachovia5.79%6.02%0.66Chase6.50%6.59%0.00
Wells Fargo6.19%6.32%0.31 
Chase6.38%6.48%0.12 
Fifth Third Bank5.90%6.02%0.38 
Virginia 7/1 ARM Mortgage Rates Virginia 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.62%7.29%0.03Bank of America6.88%7.36%0.48
Wachovia5.62%5.64%0.70Wachovia7.52%6.92%0.07
Wells Fargo6.50%7.27%0.25Wells Fargo6.62%7.22%0.38
Chase6.62%7.11%0.00Chase6.62%7.15%0.12
Virginia 5/1 ARM Mortgage Rates Virginia 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Citibank6.88%7.47%0.00
Bank of America6.26%5.94%0.98Bank of America8.14%6.63%1.05
Wachovia6.27%6.11%0.06Wachovia7.56%7.70%0.08
Wells Fargo6.38%7.27%0.38Wells Fargo6.38%7.24%0.25
Chase6.50%7.18%0.00Chase6.75%7.32%0.00
Fifth Third Bank6.09%5.96%0.31 
Virginia 3/1 ARM Mortgage Rates Virginia 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America6.50%7.54%0.17Bank of America6.88%7.60%0.08
Wachovia5.55%5.60%0.36Wachovia7.37%6.83%0.06
Wells Fargo6.38%7.44%0.12Wells Fargo6.75%7.52%0.12
Chase6.75%7.37%0.00Chase6.75%7.41%0.00
Fifth Third Bank5.62%5.77%0.28 
Virginia 1-yr. ARM Mortgage Rates Virginia 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America6.88%7.66%0.04Wachovia7.26%6.87%0.09
Wachovia6.02%6.06%0.09Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Current Mortgage Rates by City

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Mortgage Statistics for Virginia

  Virginia USA
Population:
Population - The population of Virginia
 7,077,776 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Virginia mortgage.
 5,119,435 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Virginia mortgage.
 1,390,241 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Virginia mortgage.
 329,530 34,671,551
HouseHolds:
HouseHolds - The total number of households in Virginia, where you might buy a home.
 2,903,809 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Virginia, where you might apply for a Virginia mortgage.
 2 2
Average House Value:
Average House Value - The average house value in Virginia
 $129,931 $132,188
Income per Household:
Income per Household - The household income where you might compare Virginia mortgage interest rates.
 $49,314 $43,800