Current Mortgage Rates in Smithfield, Virginia
Friday, December 05, 2008
Current Mortgage Rates*
Loan Type Smithfield Average |
|
| 30-yr. fixed | 5.62% |
| 30-yr. fixed jumbo | 7.62% |
| 15-yr. fixed | 5.38% |
| 15-yr. fixed jumbo | 7.50% |
| 7/1 ARM | 6.12% |
| 7/1 ARM jumbo | 6.75% |
| 5/1 ARM | 5.88% |
| 5/1 ARM jumbo | 6.25% |
| 3/1 ARM | 5.88% |
| 3/1 ARM jumbo | 7.00% |
| 1-yr. ARM | 6.88% |
| 1-yr. ARM jumbo | 6.75% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 12/04/2008
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Current Mortgage Rates in Smithfield, Virginia
| Smithfield 30-yr. fixed Mortgage Rates | Smithfield 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.93% | 7.27% | 2.48 | Bank of America | 7.45% | 7.72% | 1.93 |
| Bank of America | 6.61% | 6.77% | 0.93 | Wachovia | 7.81% | 7.84% | 0.05 |
| Wachovia | 6.16% | 6.28% | 0.58 | Wells Fargo | 9.34% | 9.44% | 0.68 |
| Wells Fargo | 6.08% | 6.19% | 0.74 | Chase | 7.88% | 8.03% | 1.09 |
| Chase | 6.07% | 6.23% | 0.95 | ||||
| Fifth Third Bank | 6.28% | 6.34% | 0.35 | ||||
| Smithfield 15-yr. fixed Mortgage Rates | Smithfield 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.60% | 7.31% | 3.72 | Bank of America | 7.28% | 7.68% | 1.60 |
| Bank of America | 6.16% | 6.45% | 1.11 | Wachovia | 7.44% | 7.49% | 0.06 |
| Wachovia | 5.76% | 6.00% | 0.67 | Wells Fargo | 8.36% | 8.50% | 0.64 |
| Wells Fargo | 5.98% | 6.14% | 0.59 | Chase | 8.33% | 8.58% | 1.13 |
| Chase | 5.88% | 6.14% | 0.91 | ||||
| Fifth Third Bank | 5.80% | 5.91% | 0.35 | ||||
| Smithfield 7/1 ARM Mortgage Rates | Smithfield 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.63% | 6.09% | 0.96 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.81% | 6.45% | 1.26 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 6.19% | 6.10% | 0.36 | Wachovia | 7.38% | 6.74% | 0.07 |
| Wells Fargo | 6.54% | 6.42% | 0.77 | Wells Fargo | 8.31% | 7.08% | 0.76 |
| Chase | 6.62% | 6.23% | 0.94 | Chase | 8.28% | 6.77% | 1.11 |
| Smithfield 5/1 ARM Mortgage Rates | Smithfield 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.37% | 5.94% | 1.01 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.49% | 6.13% | 1.06 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wachovia | 6.67% | 6.10% | 0.04 | Wachovia | 7.21% | 6.89% | 0.06 |
| Wells Fargo | 6.40% | 6.34% | 0.77 | Wells Fargo | 7.25% | 6.56% | 0.78 |
| Chase | 6.34% | 6.06% | 0.89 | Chase | 7.06% | 6.27% | 0.90 |
| Fifth Third Bank | 6.22% | 5.97% | 0.30 | ||||
| Smithfield 3/1 ARM Mortgage Rates | Smithfield 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.12% | 5.83% | 0.91 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.54% | 6.09% | 1.12 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.90% | 5.84% | 0.28 | Wachovia | 6.94% | 6.35% | 0.06 |
| Wells Fargo | 6.90% | 6.37% | 0.91 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Chase | 5.90% | 5.80% | 1.03 | Chase | 7.30% | 6.01% | 1.02 |
| Fifth Third Bank | 5.99% | 5.82% | 0.26 | ||||
| Smithfield 1-yr. ARM Mortgage Rates | Smithfield 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wachovia | 6.83% | 6.27% | 0.07 |
| Wachovia | 6.37% | 5.95% | 0.07 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 6.71% | 5.81% | 1.05 |
| Chase | 5.78% | 5.77% | 0.98 | ||||
| Smithfield 10-yr. fixed Mortgage Rates | Smithfield 10/1 ARM Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wachovia | 5.66% | 6.02% | 0.69 | Wachovia | 6.06% | 6.06% | 0.52 |
Banks in Smithfield, Virginia
Bank of Smithfield, 115 Main Street, Smithfield Virginia 23430The Merchants and Farmers Bank, Main Street, Smithfield Virginia 23430
Credit Unions in Smithfield, Virginia
Gwaltney Employees Credit Union INC. , P. O. Box 69, Smithfield VA 23431 (757) 357-2732Mortgage Statistics for Smithfield, Virginia
| Smithfield | Virginia | USA | |
|---|---|---|---|
| Population: Population - The population of Smithfield, VA  |
15,141 | 7,077,776 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Smithfield mortgage. |
9,808 | 5,119,435 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Smithfield mortgage. |
5,025 | 1,390,241 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Smithfield mortgage. |
128 | 329,530 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Smithfield, VA, where you might buy a home. |
6,030 | 2,903,809 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Smithfield, where you might apply for a Smithfield mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Smithfield, VA |
$126,700 | $129,931 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Smithfield mortgage interest rates. |
$46,039 | $49,314 | $43,800 |