Current Mortgage Rates in Richmond, Virginia
Sunday, September 07, 2008
Current Mortgage Rates*
Loan Type Richmond Average |
|
| 30-yr. fixed | 6.25% |
| 30-yr. fixed jumbo | 7.12% |
| 15-yr. fixed | 5.75% |
| 15-yr. fixed jumbo | 6.75% |
| 7/1 ARM | 6.38% |
| 7/1 ARM jumbo | 6.75% |
| 5/1 ARM | 6.12% |
| 5/1 ARM jumbo | 6.50% |
| 3/1 ARM | 6.12% |
| 3/1 ARM jumbo | 6.62% |
| 1-yr. ARM | 6.62% |
| 1-yr. ARM jumbo | 7.62% |
| 1-yr. LIBOR ARM | 5.38% |
*Mortgage Rates Updated: 09/04/2008
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Current Mortgage Rates in Richmond, Virginia
| Richmond 30-yr. fixed Mortgage Rates | Richmond 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.55% | 8.05% | 3.76 | Wachovia | 7.74% | 7.77% | 0.06 |
| Bank of America | 6.80% | 6.95% | 0.73 | ||||
| Wachovia | 6.34% | 6.48% | 0.69 | ||||
| Fifth Third Bank | 6.50% | 6.56% | 0.34 | ||||
| Richmond 15-yr. fixed Mortgage Rates | Richmond 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.37% | 8.58% | 6.56 | Wachovia | 7.48% | 7.53% | 0.07 |
| Bank of America | 6.25% | 6.49% | 0.82 | Wells Fargo | 7.84% | 7.97% | 0.44 |
| Wachovia | 5.83% | 6.07% | 0.74 | Chase | 6.50% | 6.59% | 0.00 |
| Wells Fargo | 6.21% | 6.34% | 0.33 | ||||
| Chase | 6.38% | 6.48% | 0.12 | ||||
| Fifth Third Bank | 5.95% | 6.06% | 0.38 | ||||
| Richmond 7/1 ARM Mortgage Rates | Richmond 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.62% | 7.29% | 0.03 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.88% | 5.86% | 0.51 | Wachovia | 7.43% | 6.87% | 0.06 |
| Wells Fargo | 6.50% | 7.27% | 0.25 | Wells Fargo | 6.62% | 7.22% | 0.38 |
| Chase | 6.62% | 7.11% | 0.00 | Chase | 6.62% | 7.15% | 0.12 |
| Richmond 5/1 ARM Mortgage Rates | Richmond 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.66% | 6.12% | 0.82 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wachovia | 6.42% | 6.14% | 0.06 | Wachovia | 7.68% | 7.75% | 0.07 |
| Wells Fargo | 6.38% | 7.27% | 0.38 | Wells Fargo | 6.38% | 7.24% | 0.25 |
| Chase | 6.50% | 7.18% | 0.00 | Chase | 6.75% | 7.32% | 0.00 |
| Fifth Third Bank | 6.17% | 5.92% | 0.30 | ||||
| Richmond 3/1 ARM Mortgage Rates | Richmond 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.50% | 7.54% | 0.17 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.71% | 5.70% | 0.37 | Wachovia | 7.13% | 6.62% | 0.06 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Chase | 6.75% | 7.37% | 0.00 | Chase | 6.75% | 7.41% | 0.00 |
| Fifth Third Bank | 5.72% | 5.72% | 0.26 | ||||
| Richmond 1-yr. ARM Mortgage Rates | Richmond 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 6.88% | 7.66% | 0.04 | Wachovia | 7.03% | 6.56% | 0.07 |
| Wachovia | 6.23% | 6.00% | 0.07 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Branch Banking and Trust Company of Virginia, 823 E. Main Street, Richmond Virginia 23219
Capital Savings and Loan Association, 3543 West Cary Street, Richmond Virginia 23221
Central Fidelity Bank, Third and Broad Streets, Richmond Virginia 23261
Central Fidelity National Bank, 1021 East Cary Street, Richmond Virginia 23219
Citizens Savings and Loan Association, 8310 Midlothian Turnpike, Richmond Virginia 23235
Commerce Bank, 11500 West Broad St, Richmond Virginia 23233
Commerce Bank of Virginia, 11500 West Broad Street, Richmond Virginia 23233
Consolidated Bank and Trust Company, 320 North First Street, Richmond Virginia 23219
Coreast Savings Bank, 808 Moorefield Park Drive, Richmond Virginia 23236
Crestar Bank, 919 East Main Street, Richmond Virginia 23219
Capital Savings and Loan Association, 3543 West Cary Street, Richmond Virginia 23221
Central Fidelity Bank, Third and Broad Streets, Richmond Virginia 23261
Central Fidelity National Bank, 1021 East Cary Street, Richmond Virginia 23219
Citizens Savings and Loan Association, 8310 Midlothian Turnpike, Richmond Virginia 23235
Commerce Bank, 11500 West Broad St, Richmond Virginia 23233
Commerce Bank of Virginia, 11500 West Broad Street, Richmond Virginia 23233
Consolidated Bank and Trust Company, 320 North First Street, Richmond Virginia 23219
Coreast Savings Bank, 808 Moorefield Park Drive, Richmond Virginia 23236
Crestar Bank, 919 East Main Street, Richmond Virginia 23219
Crestar Bank, 919 East Main Street, Richmond Virginia 23219
F & M Bank-richmond, 9401 West Broad Street, Richmond Virginia 23294
Fidelity Federal Savings Bank, 2809 Emorywood Parkway, Richmond Virginia 23294
First & Merchants National Bank, Twelfth and Main Streets, Richmond Virginia 23261
First Market Bank, 111 Virginia Street, Suite 200, Richmond Virginia 23219
First Virginia Bank - Colonial, 700 East Main Street, Richmond Virginia 23219
Heritage Federal Savings Bank, 500 Forest Avenue, Richmond Virginia 23229
Heritage Savings Bank, 500 Forest Avenue, Richmond Virginia 23229
Investors Federal Savings Bank, 9201 Forest Hill Avenue, Richmond Virginia 23235
Investors Savings Bank, 9201 Forest Hill Avenue, Richmond Virginia 23235
Nationsbank, 1111 East Main Street, Richmond Virginia 23261
Peoples Bank of Virginia, 2702 North Parham Road, Richmond Virginia 23294
Regency Bank, 1011 East Main Street, Richmond Virginia 23219
Richmond Federal Savings and Loan Association, 728 East Main St, Richmond Virginia 23219
Richmond National Bank, 700 East Main Street, Richmond Virginia 23219
Seasons Federal Savings Bank, 401 Southlake Boulevard, Richmond Virginia 23236
Seasons Savings Bank, 401 Southlake Blvd. , Richmond Virginia 23236
Second National Bank of Richmond, 3508 West Carey Street, Richmond Virginia 23221
Security Federal Savings and Loan Association, 5th and Franklin Streets, Richmond Virginia 23219
Security Federal Savings Association, Fifth and Franklin Streets, Richmond Virginia 23219
Signet Bank, 800 East Main Street, Richmond Virginia 23219
Southern Bank, Grace At Second Street, Richmond Virginia 23260
The Bank of Richmond, 2730 Buford Road, Richmond Virginia 23235
The Commonwealth Bank, 9310 Midlothian Turnpike, Richmond Virginia 23235
The Women's Bank, 1007 East Main Street, Richmond Virginia 23225
Ultimate Savings Bank, 616 East Franklin Street, Richmond Virginia 23219
Union Federal Savings and Loan Association, 115 East Marshall Street, Richmond Virginia 23219
Virginia Capital Bank, 1776 Staples Mill Road, Richmond Virginia 23226
Virginia Federal Savings and Loan Association, 224 East Broad Street, Richmond Virginia 23219
Virginia Federal Savings Bank, 10710 Midlothian Turnpike, Richmond Virginia 23235
Virginia National Bank/richmond, 707 East Main Street, Richmond Virginia 23219
F & M Bank-richmond, 9401 West Broad Street, Richmond Virginia 23294
Fidelity Federal Savings Bank, 2809 Emorywood Parkway, Richmond Virginia 23294
First & Merchants National Bank, Twelfth and Main Streets, Richmond Virginia 23261
First Market Bank, 111 Virginia Street, Suite 200, Richmond Virginia 23219
First Virginia Bank - Colonial, 700 East Main Street, Richmond Virginia 23219
Heritage Federal Savings Bank, 500 Forest Avenue, Richmond Virginia 23229
Heritage Savings Bank, 500 Forest Avenue, Richmond Virginia 23229
Investors Federal Savings Bank, 9201 Forest Hill Avenue, Richmond Virginia 23235
Investors Savings Bank, 9201 Forest Hill Avenue, Richmond Virginia 23235
Nationsbank, 1111 East Main Street, Richmond Virginia 23261
Peoples Bank of Virginia, 2702 North Parham Road, Richmond Virginia 23294
Regency Bank, 1011 East Main Street, Richmond Virginia 23219
Richmond Federal Savings and Loan Association, 728 East Main St, Richmond Virginia 23219
Richmond National Bank, 700 East Main Street, Richmond Virginia 23219
Seasons Federal Savings Bank, 401 Southlake Boulevard, Richmond Virginia 23236
Seasons Savings Bank, 401 Southlake Blvd. , Richmond Virginia 23236
Second National Bank of Richmond, 3508 West Carey Street, Richmond Virginia 23221
Security Federal Savings and Loan Association, 5th and Franklin Streets, Richmond Virginia 23219
Security Federal Savings Association, Fifth and Franklin Streets, Richmond Virginia 23219
Signet Bank, 800 East Main Street, Richmond Virginia 23219
Southern Bank, Grace At Second Street, Richmond Virginia 23260
The Bank of Richmond, 2730 Buford Road, Richmond Virginia 23235
The Commonwealth Bank, 9310 Midlothian Turnpike, Richmond Virginia 23235
The Women's Bank, 1007 East Main Street, Richmond Virginia 23225
Ultimate Savings Bank, 616 East Franklin Street, Richmond Virginia 23219
Union Federal Savings and Loan Association, 115 East Marshall Street, Richmond Virginia 23219
Virginia Capital Bank, 1776 Staples Mill Road, Richmond Virginia 23226
Virginia Federal Savings and Loan Association, 224 East Broad Street, Richmond Virginia 23219
Virginia Federal Savings Bank, 10710 Midlothian Turnpike, Richmond Virginia 23235
Virginia National Bank/richmond, 707 East Main Street, Richmond Virginia 23219
Alcoa Richmond, 609 Bainbridge Street, Richmond VA 23224 (804) 232-8211
Associates Credit Union, INC. , 2015 Staples Mill Road, Richmond VA 23279 (804) 354-7450
Bellwood, P.O. Box 34628, Richmond VA 23234-0628 (804) 271-0181
Cadmus Credit Union Incorporated, 2901 Byrdhill Road, Richmond VA 23228 (804) 515-5155
Call, 4605 Commerce Road, Richmond VA 23234 (804) 274-1280
Chesapeake & Ohio, 8721 Staples Mill Road, Richmond VA 23228 (804) 515-7100
Connects, 7700 Shrader Road, Richmond VA 23228 (804) 756-5039
Dixiecon, 2000 Jefferson Davis Hwy, Richmond VA 23224 (804) 230-2457
Dominion Credit Union, One James River Plaza P.O. Box 2664, Richmond VA 23261 (804) 771-4708
Dupont Fibers, P. O. Box 37040, Richmond VA 23234 (804) 383-3191
Associates Credit Union, INC. , 2015 Staples Mill Road, Richmond VA 23279 (804) 354-7450
Bellwood, P.O. Box 34628, Richmond VA 23234-0628 (804) 271-0181
Cadmus Credit Union Incorporated, 2901 Byrdhill Road, Richmond VA 23228 (804) 515-5155
Call, 4605 Commerce Road, Richmond VA 23234 (804) 274-1280
Chesapeake & Ohio, 8721 Staples Mill Road, Richmond VA 23228 (804) 515-7100
Connects, 7700 Shrader Road, Richmond VA 23228 (804) 756-5039
Dixiecon, 2000 Jefferson Davis Hwy, Richmond VA 23224 (804) 230-2457
Dominion Credit Union, One James River Plaza P.O. Box 2664, Richmond VA 23261 (804) 771-4708
Dupont Fibers, P. O. Box 37040, Richmond VA 23234 (804) 383-3191
Entrust, P.O. Box 6882, Richmond VA 23230 (804) 353-8012
Fifth Street Baptist Church, 2920 Hawthorne Avenue, Richmond VA 23223 (804) 321-3842
Henrico, 8611 Dixon Powers Drive, Richmond VA 23228 (804) 266-0290
I B E W Richmond Va Local 666, 3108 N.PAHAM Rd #402-a, Richmond VA 23294 (804) 747-8077
Life Line Credit Union, INC. , 5855 Bremo Road Suite 701, Richmond VA 23226 (804) 281-8397
Nabisco Employees Credit Union, 6002 S. Laburnum Ave, Richmond VA 23231 (804) 222-1307
Resources, P.O. Box 27601, Richmond VA 23230 (804) 281-6441
Reymet Community, 2124 Reymet Road, Richmond VA 23237 (804) 275-1143
Richmond, P.O. Box 10033, Richmond VA 23240 (804) 649-2957
Richmond Fire Dept Credit Union Inc, 900 Hermitage Road, Richmond VA 23220-2001 (804) 354-0673
Richmond Heritage, 50 West Commerce Road, Richmond VA 23224 (804) 233-8872
Richmond Newspapers Employees, P. O. Box 85333, Richmond VA 23293 (804) 649-6202
Richmond Police DEPT. , 501 N. 9th Street, Suite 205, Richmond VA 23219 (804) 780-1001
Richmond Transit, P.O. Box 27323, Richmond VA 23261 (804) 358-3871
Spruance Cellophane, 7119 Jefferson Davis Highway, Richmond VA 23237 (804) 383-3309
ST. Paul's Baptist, 4247 Creighton Rd, Richmond VA 23223 (804) 643-1102
Tbc, 2811 Fendall Avenue, Richmond VA 23222 (804) 329-2200
The Richmond Postal Credit Union In, 1601 Ownby Lane, Richmond VA 23220-1318 (804) 355-9684
Vacap, 1700 Robin Hood Rd, Richmond VA 23220 (804) 359-8754
Virginia Boxer, 5710 Lakeside Avenue, Richmond VA 23228-5723 (804) 264-6800
Virginia Credit Union, INC. , P.O. Box 90010, Richmond VA 23225 (804) 323-6000
Fifth Street Baptist Church, 2920 Hawthorne Avenue, Richmond VA 23223 (804) 321-3842
Henrico, 8611 Dixon Powers Drive, Richmond VA 23228 (804) 266-0290
I B E W Richmond Va Local 666, 3108 N.PAHAM Rd #402-a, Richmond VA 23294 (804) 747-8077
Life Line Credit Union, INC. , 5855 Bremo Road Suite 701, Richmond VA 23226 (804) 281-8397
Nabisco Employees Credit Union, 6002 S. Laburnum Ave, Richmond VA 23231 (804) 222-1307
Resources, P.O. Box 27601, Richmond VA 23230 (804) 281-6441
Reymet Community, 2124 Reymet Road, Richmond VA 23237 (804) 275-1143
Richmond, P.O. Box 10033, Richmond VA 23240 (804) 649-2957
Richmond Fire Dept Credit Union Inc, 900 Hermitage Road, Richmond VA 23220-2001 (804) 354-0673
Richmond Heritage, 50 West Commerce Road, Richmond VA 23224 (804) 233-8872
Richmond Newspapers Employees, P. O. Box 85333, Richmond VA 23293 (804) 649-6202
Richmond Police DEPT. , 501 N. 9th Street, Suite 205, Richmond VA 23219 (804) 780-1001
Richmond Transit, P.O. Box 27323, Richmond VA 23261 (804) 358-3871
Spruance Cellophane, 7119 Jefferson Davis Highway, Richmond VA 23237 (804) 383-3309
ST. Paul's Baptist, 4247 Creighton Rd, Richmond VA 23223 (804) 643-1102
Tbc, 2811 Fendall Avenue, Richmond VA 23222 (804) 329-2200
The Richmond Postal Credit Union In, 1601 Ownby Lane, Richmond VA 23220-1318 (804) 355-9684
Vacap, 1700 Robin Hood Rd, Richmond VA 23220 (804) 359-8754
Virginia Boxer, 5710 Lakeside Avenue, Richmond VA 23228-5723 (804) 264-6800
Virginia Credit Union, INC. , P.O. Box 90010, Richmond VA 23225 (804) 323-6000
Mortgage Statistics for Richmond, Virginia
| Richmond | Virginia | USA | |
|---|---|---|---|
| Population: Population - The population of Richmond, VA  |
502,606 | 7,077,776 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Richmond mortgage. |
283,259 | 5,119,435 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Richmond mortgage. |
189,677 | 1,390,241 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Richmond mortgage. |
14,605 | 329,530 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Richmond, VA, where you might buy a home. |
220,886 | 2,903,809 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Richmond, where you might apply for a Richmond mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Richmond, VA |
$107,090 | $129,931 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Richmond mortgage interest rates. |
$42,384 | $49,314 | $43,800 |