Current Mortgage Rates in Portsmouth, Virginia
Tuesday, October 07, 2008
Current Mortgage Rates*
Loan Type Portsmouth Average |
|
| 30-yr. fixed | 6.12% |
| 30-yr. fixed jumbo | 7.75% |
| 15-yr. fixed | 5.88% |
| 15-yr. fixed jumbo | 7.25% |
| 7/1 ARM | 6.25% |
| 7/1 ARM jumbo | 7.00% |
| 5/1 ARM | 6.00% |
| 5/1 ARM jumbo | 6.75% |
| 3/1 ARM | 5.88% |
| 3/1 ARM jumbo | 6.38% |
| 1-yr. ARM | 5.75% |
| 1-yr. ARM jumbo | 5.88% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 10/07/2008
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Current Mortgage Rates in Portsmouth, Virginia
| Portsmouth 30-yr. fixed Mortgage Rates | Portsmouth 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.40% | 7.86% | 3.33 | Bank of America | 7.36% | 7.63% | 1.91 |
| Bank of America | 6.60% | 6.75% | 0.80 | Wachovia | 7.75% | 7.77% | 0.06 |
| Wachovia | 6.29% | 6.41% | 0.62 | Wells Fargo | 9.43% | 9.49% | 0.27 |
| Wells Fargo | 6.39% | 6.47% | 0.24 | Chase | 7.80% | 7.84% | 0.14 |
| Chase | 6.29% | 6.37% | 0.07 | ||||
| Fifth Third Bank | 6.40% | 6.47% | 0.36 | ||||
| Portsmouth 15-yr. fixed Mortgage Rates | Portsmouth 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.27% | 8.39% | 6.01 | Bank of America | 7.23% | 7.63% | 1.62 |
| Bank of America | 6.23% | 6.50% | 0.95 | Wachovia | 7.49% | 7.53% | 0.07 |
| Wachovia | 5.81% | 6.04% | 0.68 | Wells Fargo | 7.99% | 8.11% | 0.41 |
| Wells Fargo | 6.16% | 6.29% | 0.33 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.31% | 6.44% | 0.07 | ||||
| Fifth Third Bank | 5.86% | 5.98% | 0.38 | ||||
| Portsmouth 7/1 ARM Mortgage Rates | Portsmouth 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.46% | 6.40% | 0.98 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.97% | 5.92% | 0.46 | Wachovia | 7.37% | 6.78% | 0.06 |
| Wells Fargo | 7.32% | 6.86% | 0.18 | Wells Fargo | 8.45% | 7.48% | 0.29 |
| Chase | 6.84% | 6.42% | 0.04 | Chase | 7.62% | 7.39% | 0.31 |
| Portsmouth 5/1 ARM Mortgage Rates | Portsmouth 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.43% | 6.14% | 0.88 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wachovia | 6.46% | 6.11% | 0.05 | Wachovia | 7.47% | 7.32% | 0.07 |
| Wells Fargo | 7.06% | 6.59% | 0.23 | Wells Fargo | 7.81% | 6.84% | 0.32 |
| Chase | 6.79% | 6.27% | 0.03 | Chase | 7.76% | 6.66% | 0.00 |
| Fifth Third Bank | 6.20% | 5.99% | 0.28 | ||||
| Portsmouth 3/1 ARM Mortgage Rates | Portsmouth 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.10% | 6.19% | 0.93 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.75% | 5.72% | 0.37 | Wachovia | 7.00% | 6.48% | 0.06 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Chase | 6.75% | 7.37% | 0.00 | Chase | 6.75% | 7.41% | 0.00 |
| Fifth Third Bank | 5.78% | 5.82% | 0.25 | ||||
| Portsmouth 1-yr. ARM Mortgage Rates | Portsmouth 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wachovia | 6.90% | 6.41% | 0.07 |
| Wachovia | 6.23% | 5.97% | 0.07 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Portsmouth, Virginia
Citizens Trust Bank, 355 Crawford Street, Portsmouth Virginia 23705Community Trust Bank, 303 County Street, Portsmouth Virginia 23704
Fidelity American Bank Na, Tidewater, High and Crawford Streets, Portsmouth Virginia 23705
Homestead Savings Bank, 3315 High Street, Portsmouth Virginia 23707
Merchants and Farmers Bank, 430 Crawford Street, Portsmouth Virginia 23705
Towne Bank, 5716 High Street, Portsmouth Virginia 23703
Credit Unions in Portsmouth, Virginia
Belt Line Employees Credit Union INC. , 3014 Tyre Neck Road, Portsmouth VA 23703-4527 (757) 686-1730Guardian, P.O. Box 1337, Portsmouth VA 23705 (757) 397-1234
New Bethel, 4212 Greenwood Drive, Portsmouth VA 23701 (757) 465-3241
Northern Star Credit Union, INC. , P.O. Box 1397, Portsmouth VA 23705 (757) 487-3474
Pfd Firefighters Credit Union INC. , 3209 Cedar Lane, Portsmouth VA 23703 (757) 686-3051
Portsmouth Police Credit Union INC. , P. O. Box 1066, Portsmouth VA 23705 (757) 399-1684
Portsmouth Schools, 455 Dinwiddie Street, Portsmouth VA 23704 (757) 398-9140
Mortgage Statistics for Portsmouth, Virginia
| Portsmouth | Virginia | USA | |
|---|---|---|---|
| Population: Population - The population of Portsmouth, VA  |
100,386 | 7,077,776 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Portsmouth mortgage. |
46,009 | 5,119,435 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Portsmouth mortgage. |
50,839 | 1,390,241 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Portsmouth mortgage. |
1,722 | 329,530 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Portsmouth, VA, where you might buy a home. |
41,605 | 2,903,809 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Portsmouth, where you might apply for a Portsmouth mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Portsmouth, VA |
$81,446 | $129,931 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Portsmouth mortgage interest rates. |
$34,090 | $49,314 | $43,800 |