Current Mortgage Rates in Fredericksburg, Virginia
Saturday, September 06, 2008
Current Mortgage Rates*
Loan Type Fredericksburg Average |
|
| 30-yr. fixed | 6.25% |
| 30-yr. fixed jumbo | 7.12% |
| 15-yr. fixed | 5.75% |
| 15-yr. fixed jumbo | 6.75% |
| 7/1 ARM | 6.38% |
| 7/1 ARM jumbo | 6.75% |
| 5/1 ARM | 6.12% |
| 5/1 ARM jumbo | 6.50% |
| 3/1 ARM | 6.12% |
| 3/1 ARM jumbo | 6.62% |
| 1-yr. ARM | 6.62% |
| 1-yr. ARM jumbo | 7.62% |
| 1-yr. LIBOR ARM | 5.38% |
*Mortgage Rates Updated: 09/04/2008
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Current Mortgage Rates in Fredericksburg, Virginia
| Fredericksburg 30-yr. fixed Mortgage Rates | Fredericksburg 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.55% | 8.05% | 3.76 | Wachovia | 7.74% | 7.77% | 0.06 |
| Bank of America | 6.80% | 6.95% | 0.73 | ||||
| Wachovia | 6.34% | 6.48% | 0.69 | ||||
| Fifth Third Bank | 6.50% | 6.56% | 0.34 | ||||
| Fredericksburg 15-yr. fixed Mortgage Rates | Fredericksburg 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.37% | 8.58% | 6.56 | Wachovia | 7.48% | 7.53% | 0.07 |
| Bank of America | 6.25% | 6.49% | 0.82 | Wells Fargo | 7.84% | 7.97% | 0.44 |
| Wachovia | 5.83% | 6.07% | 0.74 | Chase | 6.50% | 6.59% | 0.00 |
| Wells Fargo | 6.21% | 6.34% | 0.33 | ||||
| Chase | 6.38% | 6.48% | 0.12 | ||||
| Fifth Third Bank | 5.95% | 6.06% | 0.38 | ||||
| Fredericksburg 7/1 ARM Mortgage Rates | Fredericksburg 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.62% | 7.29% | 0.03 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.88% | 5.86% | 0.51 | Wachovia | 7.43% | 6.87% | 0.06 |
| Wells Fargo | 6.50% | 7.27% | 0.25 | Wells Fargo | 6.62% | 7.22% | 0.38 |
| Chase | 6.62% | 7.11% | 0.00 | Chase | 6.62% | 7.15% | 0.12 |
| Fredericksburg 5/1 ARM Mortgage Rates | Fredericksburg 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.66% | 6.12% | 0.82 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wachovia | 6.42% | 6.14% | 0.06 | Wachovia | 7.68% | 7.75% | 0.07 |
| Wells Fargo | 6.38% | 7.27% | 0.38 | Wells Fargo | 6.38% | 7.24% | 0.25 |
| Chase | 6.50% | 7.18% | 0.00 | Chase | 6.75% | 7.32% | 0.00 |
| Fifth Third Bank | 6.17% | 5.92% | 0.30 | ||||
| Fredericksburg 3/1 ARM Mortgage Rates | Fredericksburg 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.50% | 7.54% | 0.17 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.71% | 5.70% | 0.37 | Wachovia | 7.13% | 6.62% | 0.06 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Chase | 6.75% | 7.37% | 0.00 | Chase | 6.75% | 7.41% | 0.00 |
| Fifth Third Bank | 5.72% | 5.72% | 0.26 | ||||
| Fredericksburg 1-yr. ARM Mortgage Rates | Fredericksburg 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 6.88% | 7.66% | 0.04 | Wachovia | 7.03% | 6.56% | 0.07 |
| Wachovia | 6.23% | 6.00% | 0.07 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Fredericksburg, Virginia
Bank of Virginia-fredericksburg, 1014 Charles Street, Fredericksburg Virginia 22401Dominion Bank of Fredericksburg, 2004 Augustine Avenue, Fredericksburg Virginia 22401
Farmers and Merchants State Bank, 1001 Princess Anne Street, Fredericksburg Virginia 22401
Fredericksburg State Bank, 400 George St, Fredericksburg Virginia 22401
Patriot Bank, 1204 Bragg Road, Fredericksburg Virginia 22407
Rappahannock Bank, 614 Princess Anne Street, Fredericksburg Virginia 22401
Rappahannock Savings and Loan Association, 614 Princess Anne Street, Fredericksburg Virginia 22401
The National Bank of Fredericksburg, 2403 Fall Hill Avenue, Fredericksburg Virginia 22401
Mortgage Statistics for Fredericksburg, Virginia
| Fredericksburg | Virginia | USA | |
|---|---|---|---|
| Population: Population - The population of Fredericksburg, VA  |
113,957 | 7,077,776 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Fredericksburg mortgage. |
93,586 | 5,119,435 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Fredericksburg mortgage. |
14,458 | 1,390,241 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Fredericksburg mortgage. |
3,826 | 329,530 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Fredericksburg, VA, where you might buy a home. |
43,596 | 2,903,809 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Fredericksburg, where you might apply for a Fredericksburg mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Fredericksburg, VA |
$135,082 | $129,931 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Fredericksburg mortgage interest rates. |
$54,590 | $49,314 | $43,800 |