Current Mortgage Rates in Floyd, Virginia

Tuesday, December 02, 2008



Current Mortgage Rates*

Loan Type
Floyd Average
30-yr. fixed5.62%
15-yr. fixed5.25%
5/1 ARM5.75%
3/1 ARM5.88%
*Mortgage Rates Updated: 11/28/2008

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Current Mortgage Rates in Floyd, Virginia

Floyd 30-yr. fixed Mortgage Rates Floyd 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.96%7.30%2.51Bank of America7.40%7.67%1.92
Bank of America6.63%6.79%0.92Wachovia7.82%7.85%0.05
Wachovia6.19%6.31%0.59Wells Fargo9.39%9.49%0.68
Wells Fargo6.12%6.23%0.73Chase7.89%8.04%1.08
Chase6.10%6.26%0.94 
Fifth Third Bank6.28%6.35%0.35 
Floyd 15-yr. fixed Mortgage Rates Floyd 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.63%7.35%3.78Bank of America7.28%7.68%1.60
Bank of America6.17%6.47%1.10Wachovia7.46%7.50%0.06
Wachovia5.77%6.01%0.67Wells Fargo8.38%8.52%0.62
Wells Fargo6.00%6.16%0.58Chase8.33%8.58%1.13
Chase5.91%6.17%0.90 
Fifth Third Bank5.81%5.92%0.35 
Floyd 7/1 ARM Mortgage Rates Floyd 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.64%6.10%0.96Citibank7.00%7.46%0.00
Bank of America6.82%6.47%1.25Bank of America6.88%7.36%0.48
Wachovia6.20%6.11%0.36Wachovia7.40%6.76%0.07
Wells Fargo6.57%6.43%0.76Wells Fargo8.38%7.11%0.76
Chase6.63%6.24%0.93Chase8.31%6.79%1.11
Floyd 5/1 ARM Mortgage Rates Floyd 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.37%5.94%1.01Citibank6.88%7.47%0.00
Bank of America6.50%6.14%1.05Bank of America8.14%6.63%1.05
Wachovia6.67%6.11%0.04Wachovia7.24%6.94%0.06
Wells Fargo6.44%6.35%0.76Wells Fargo7.31%6.58%0.77
Chase6.35%6.07%0.88Chase7.08%6.28%0.89
Fifth Third Bank6.22%5.97%0.30 
Floyd 3/1 ARM Mortgage Rates Floyd 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.12%5.83%0.91Citibank7.00%7.62%0.00
Bank of America6.54%6.11%1.11Bank of America6.88%7.60%0.08
Wachovia5.90%5.84%0.28Wachovia6.94%6.36%0.06
Wells Fargo6.94%6.38%0.91Wells Fargo6.75%7.52%0.12
Chase5.88%5.80%1.03Chase7.30%6.01%1.01
Fifth Third Bank5.99%5.82%0.26 
Floyd 1-yr. ARM Mortgage Rates Floyd 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wachovia6.83%6.29%0.07
Wachovia6.37%5.96%0.07Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase6.71%5.81%1.04
Chase5.76%5.77%0.98 

Banks in Floyd, Virginia

Bank of Floyd, 101 Jacksonville Circle, Floyd Virginia 24091
Blue Ridge Bank, 213 North Locust Street, Floyd Virginia 24091

Mortgage Statistics for Floyd, Virginia

  Floyd Virginia USA
Population:
Population - The population of Floyd, VA
 6,362 7,077,776 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Floyd mortgage.
 6,089 5,119,435 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Floyd mortgage.
 181 1,390,241 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Floyd mortgage.
 114 329,530 34,671,551
HouseHolds:
HouseHolds - The total number of households in Floyd, VA, where you might buy a home.
 3,111 2,903,809 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Floyd, where you might apply for a Floyd mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Floyd, VA
 $79,100 $129,931 $132,188
Income per Household:
Income per Household - The household income where you might compare Floyd mortgage interest rates.
 $29,551 $49,314 $43,800

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