Current Mortgage Rates in Charlottesville, Virginia

Monday, October 06, 2008



Current Mortgage Rates*

Loan Type
Charlottesville Average
30-yr. fixed6.12%
30-yr. fixed jumbo7.62%
15-yr. fixed5.88%
15-yr. fixed jumbo7.25%
7/1 ARM6.38%
7/1 ARM jumbo7.00%
5/1 ARM6.25%
5/1 ARM jumbo6.88%
3/1 ARM6.00%
3/1 ARM jumbo6.25%
1-yr. ARM5.75%
1-yr. ARM jumbo5.88%
1-yr. LIBOR ARM6.25%
*Mortgage Rates Updated: 10/06/2008

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Current Mortgage Rates in Charlottesville, Virginia

Charlottesville 30-yr. fixed Mortgage Rates Charlottesville 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.41%7.86%3.35Bank of America7.36%7.63%1.90
Bank of America6.61%6.76%0.80Wachovia7.75%7.77%0.06
Wachovia6.29%6.42%0.63Wells Fargo9.41%9.48%0.28
Wells Fargo6.41%6.48%0.24Chase7.80%7.85%0.15
Chase6.30%6.38%0.07 
Fifth Third Bank6.41%6.48%0.36 
Charlottesville 15-yr. fixed Mortgage Rates Charlottesville 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.27%8.39%6.02Bank of America7.22%7.62%1.61
Bank of America6.24%6.50%0.95Wachovia7.49%7.53%0.07
Wachovia5.81%6.04%0.68Wells Fargo7.99%8.11%0.42
Wells Fargo6.16%6.29%0.33Chase6.50%6.59%0.00
Chase6.32%6.45%0.07 
Fifth Third Bank5.87%5.98%0.38 
Charlottesville 7/1 ARM Mortgage Rates Charlottesville 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.48%6.40%0.98Bank of America6.88%7.36%0.48
Wachovia5.96%5.92%0.47Wachovia7.37%6.78%0.06
Wells Fargo7.34%6.87%0.18Wells Fargo8.44%7.47%0.30
Chase6.85%6.41%0.04Chase6.62%7.15%0.12
Charlottesville 5/1 ARM Mortgage Rates Charlottesville 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Citibank6.88%7.47%0.00
Bank of America6.44%6.14%0.88Bank of America8.14%6.63%1.05
Wachovia6.45%6.11%0.05Wachovia7.47%7.33%0.07
Wells Fargo7.07%6.58%0.24Wells Fargo7.81%6.83%0.34
Chase6.82%6.27%0.02Chase7.78%6.66%0.00
Fifth Third Bank6.21%5.98%0.28 
Charlottesville 3/1 ARM Mortgage Rates Charlottesville 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America6.12%6.18%0.93Bank of America6.88%7.60%0.08
Wachovia5.74%5.71%0.37Wachovia7.01%6.48%0.06
Wells Fargo6.38%7.44%0.12Wells Fargo6.75%7.52%0.12
Chase6.75%7.37%0.00Chase6.75%7.41%0.00
Fifth Third Bank5.78%5.81%0.25 
Charlottesville 1-yr. ARM Mortgage Rates Charlottesville 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wachovia6.90%6.41%0.07
Wachovia6.23%5.97%0.07Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Banks in Charlottesville, Virginia

Albemarle First Bank, 1265 Seminole Trail, Charlottesville Virginia 22901
Central Fidelity Bank, Charlottesville, 200 East Main Street, Charlottesville Virginia 22902
Charlottesville Savings and Loan Association, 1705 Seminole Trail, Charlottesville Virginia 22901
F & M Bank/central Virginia, 1425 Seminole Trail, Charlottesville Virginia 22901
Guaranty Bank, 1658 State Farm Boulevard, Charlottesville Virginia 22901
Jefferson National Bank, 123 East Main Street, Charlottesville Virginia 22902
National Bank and Trust Company, 123 East Main Street, Charlottesville Virginia 22902
Sonabank, 1770 Timberwood Boulevard, Suite 100, Charlottesville Virginia 22911
United Virginia Bank of Charlottesville, 2117 Ivy Road, Charlottesville Virginia 22906
Virginia National Bank, 222 East Main Street, Charlottesville Virginia 22902

Credit Unions in Charlottesville, Virginia

Charlottesville Postal, P. O. Box 6488, Charlottesville VA 22906 (434) 973-4280
Comdial-charlottesville, P.O. Box 7387, Charlottesville VA 22906-7387 (434) 973-0672
Mt Zion Charlottesville, 105 Lankford Avenue, Charlottesville VA 22902 (434) 293-3212
Sperry Marine, 1070 Seminole Trl, Charlottesville VA 22901 (434) 974-2336
University of Va Community Credit Union, 3300 Berkmar Drive, Charlottesville VA 22901 (434) 964-2001

Mortgage Statistics for Charlottesville, Virginia

  Charlottesville Virginia USA
Population:
Population - The population of Charlottesville, VA
 98,961 7,077,776 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Charlottesville mortgage.
 76,357 5,119,435 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Charlottesville mortgage.
 15,308 1,390,241 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Charlottesville mortgage.
 2,609 329,530 34,671,551
HouseHolds:
HouseHolds - The total number of households in Charlottesville, VA, where you might buy a home.
 40,934 2,903,809 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Charlottesville, where you might apply for a Charlottesville mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Charlottesville, VA
 $147,887 $129,931 $132,188
Income per Household:
Income per Household - The household income where you might compare Charlottesville mortgage interest rates.
 $42,471 $49,314 $43,800

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