Current Mortgage Rates in Charlottesville, Virginia
Saturday, November 21, 2009
Current Mortgage Rates*
Loan Type Charlottesville Average |
|
| 30-yr. fixed | 4.75% |
| 30-yr. fixed jumbo | 5.62% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 5.00% |
| 7/1 ARM | 4.38% |
| 7/1 ARM jumbo | 5.25% |
| 5/1 ARM | 4.00% |
| 5/1 ARM jumbo | 4.62% |
| 3/1 ARM | 4.00% |
| 3/1 ARM jumbo | 4.75% |
| 1-yr. ARM | 3.75% |
| 1-yr. ARM jumbo | 4.25% |
| 1-yr. LIBOR ARM | 4.38% |
*Mortgage Rates Updated: 11/20/2009
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Current Mortgage Rates in Charlottesville, Virginia
| Charlottesville 30-yr. fixed Mortgage Rates | Charlottesville 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.21% | 5.26% | 0.14 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.86% | 5.04% | 1.00 | Chase | 5.63% | 5.75% | 1.00 |
| Chase | 4.87% | 5.03% | 1.00 | ||||
| Fifth Third Bank | 4.88% | 4.93% | 0.23 | ||||
| Charlottesville 15-yr. fixed Mortgage Rates | Charlottesville 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.62% | 4.69% | 0.11 | Chase | 5.73% | 5.95% | 1.05 |
| Wells Fargo | 4.32% | 4.60% | 0.78 | ||||
| Chase | 4.33% | 4.60% | 1.02 | ||||
| Fifth Third Bank | 4.25% | 4.30% | 0.00 | ||||
| Charlottesville 7/1 ARM Mortgage Rates | Charlottesville 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.84% | 3.67% | 1.00 | Chase | 5.10% | 4.11% | 1.02 |
| Chase | 4.29% | 3.83% | 1.05 | ||||
| Charlottesville 5/1 ARM Mortgage Rates | Charlottesville 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.61% | 3.56% | 1.04 | Wells Fargo | 4.88% | 3.88% | 1.00 |
| Chase | 3.80% | 3.60% | 1.02 | Chase | 4.82% | 3.86% | 1.05 |
| Fifth Third Bank | 4.22% | 3.75% | 0.35 | ||||
| Charlottesville 3/1 ARM Mortgage Rates | Charlottesville 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.97% | 3.60% | 1.00 | Chase | 5.53% | 3.83% | 1.02 |
| Chase | 4.20% | 3.62% | 1.00 | ||||
| Fifth Third Bank | 4.06% | 3.56% | 0.12 | ||||
| Charlottesville 1-yr. ARM Mortgage Rates | Charlottesville 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.16% | 3.55% | 1.00 | Chase | 5.26% | 3.58% | 1.05 |
Banks in Charlottesville, Virginia
Albemarle First Bank, 1265 Seminole Trail, Charlottesville Virginia 22901Central Fidelity Bank, Charlottesville, 200 East Main Street, Charlottesville Virginia 22902
Charlottesville Savings and Loan Association, 1705 Seminole Trail, Charlottesville Virginia 22901
F & M Bank/central Virginia, 1425 Seminole Trail, Charlottesville Virginia 22901
Guaranty Bank, 1658 State Farm Boulevard, Charlottesville Virginia 22901
Jefferson National Bank, 123 East Main Street, Charlottesville Virginia 22902
National Bank and Trust Company, 123 East Main Street, Charlottesville Virginia 22902
Sonabank, 1770 Timberwood Boulevard, Suite 100, Charlottesville Virginia 22911
United Virginia Bank of Charlottesville, 2117 Ivy Road, Charlottesville Virginia 22906
Virginia National Bank, 222 East Main Street, Charlottesville Virginia 22902
Credit Unions in Charlottesville, Virginia
Charlottesville Postal, P. O. Box 6488, Charlottesville VA 22906 (434) 973-4280Comdial-charlottesville, P.O. Box 7387, Charlottesville VA 22906-7387 (434) 973-0672
Mt Zion Charlottesville, 105 Lankford Avenue, Charlottesville VA 22902 (434) 293-3212
Sperry Marine, 1070 Seminole Trl, Charlottesville VA 22901 (434) 974-2336
University of Va Community Credit Union, 3300 Berkmar Drive, Charlottesville VA 22901 (434) 964-2001
Mortgage Statistics for Charlottesville, Virginia
| Charlottesville | Virginia | USA | |
|---|---|---|---|
| Population: Population - The population of Charlottesville, VA  |
98,961 | 7,077,776 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Charlottesville mortgage. |
76,357 | 5,119,435 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Charlottesville mortgage. |
15,308 | 1,390,241 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Charlottesville mortgage. |
2,609 | 329,530 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Charlottesville, VA, where you might buy a home. |
40,934 | 2,903,809 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Charlottesville, where you might apply for a Charlottesville mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Charlottesville, VA |
$147,887 | $129,931 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Charlottesville mortgage interest rates. |
$42,471 | $49,314 | $43,800 |