Current Mortgage Rates in Virginia

Thursday, October 16, 2008



Current Mortgage Rates*

Loan Type
Virginia Average
30-yr. fixed6.38%
30-yr. fixed jumbo7.50%
15-yr. fixed6.12%
15-yr. fixed jumbo7.38%
7/1 ARM6.50%
7/1 ARM jumbo7.38%
5/1 ARM6.25%
5/1 ARM jumbo7.12%
3/1 ARM6.25%
3/1 ARM jumbo6.88%
1-yr. ARM6.75%
1-yr. ARM jumbo6.38%
1-yr. LIBOR ARM6.38%
*Mortgage Rates Updated: 10/14/2008

Get Current Mortgage Rates
From Top Lenders

Property State
Type of Loan
Home Description
Your Credit Profile
Note: Your credit profile will not be run for this inquiry.


Current Mortgage Rates in Virginia

Virginia 30-yr. fixed Mortgage Rates Virginia 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.38%7.82%3.24Bank of America7.37%7.64%1.92
Bank of America6.59%6.74%0.82Wachovia7.75%7.78%0.06
Wachovia6.27%6.40%0.64Wells Fargo9.54%9.60%0.26
Wells Fargo6.42%6.49%0.23Chase7.79%7.86%0.28
Chase6.33%6.42%0.17 
Fifth Third Bank6.38%6.45%0.35 
Virginia 15-yr. fixed Mortgage Rates Virginia 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.23%8.32%5.80Bank of America7.28%7.68%1.60
Bank of America6.24%6.51%0.98Wachovia7.50%7.54%0.07
Wachovia5.80%6.04%0.70Wells Fargo8.06%8.18%0.40
Wells Fargo6.17%6.30%0.32Chase6.50%6.59%0.00
Chase6.33%6.48%0.16 
Fifth Third Bank5.87%5.98%0.38 
Virginia 7/1 ARM Mortgage Rates Virginia 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.55%6.50%0.97Bank of America6.88%7.36%0.48
Wachovia6.03%5.98%0.44Wachovia7.36%6.78%0.07
Wells Fargo7.27%6.85%0.16Wells Fargo8.60%7.58%0.26
Chase6.80%6.45%0.15Chase8.25%7.52%0.65
Virginia 5/1 ARM Mortgage Rates Virginia 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Citibank6.88%7.47%0.00
Bank of America6.43%6.19%0.89Bank of America8.14%6.63%1.05
Wachovia6.51%6.14%0.04Wachovia7.43%7.28%0.06
Wells Fargo7.03%6.65%0.23Wells Fargo7.87%6.90%0.33
Chase6.70%6.30%0.15Chase7.66%6.68%0.10
Fifth Third Bank6.23%6.04%0.30 
Virginia 3/1 ARM Mortgage Rates Virginia 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America6.14%6.27%0.92Bank of America6.88%7.60%0.08
Wachovia5.78%5.75%0.35Wachovia6.97%6.47%0.06
Wells Fargo6.38%7.44%0.12Wells Fargo6.75%7.52%0.12
Chase6.75%7.37%0.00Chase6.75%7.41%0.00
Fifth Third Bank5.84%5.88%0.25 
Virginia 1-yr. ARM Mortgage Rates Virginia 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wachovia6.87%6.41%0.07
Wachovia6.26%5.99%0.07Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Current Mortgage Rates by City

Index: A->B   B->D   D->G   G->L   L->O   P->S   S->W   W->Z   
   

Mortgage Statistics for Virginia

  Virginia USA
Population:
Population - The population of Virginia
 7,077,776 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Virginia mortgage.
 5,119,435 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Virginia mortgage.
 1,390,241 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Virginia mortgage.
 329,530 34,671,551
HouseHolds:
HouseHolds - The total number of households in Virginia, where you might buy a home.
 2,903,809 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Virginia, where you might apply for a Virginia mortgage.
 2 2
Average House Value:
Average House Value - The average house value in Virginia
 $129,931 $132,188
Income per Household:
Income per Household - The household income where you might compare Virginia mortgage interest rates.
 $49,314 $43,800