Current Mortgage Rates in Ephraim, Utah
Thursday, November 05, 2009
Current Mortgage Rates*
Loan Type Ephraim Average |
|
| 30-yr. fixed | 5.00% |
| 30-yr. fixed jumbo | 5.62% |
| 15-yr. fixed | 4.38% |
| 15-yr. fixed jumbo | 5.62% |
| 7/1 ARM | 4.50% |
| 7/1 ARM jumbo | 5.12% |
| 5/1 ARM | 4.38% |
| 5/1 ARM jumbo | 4.50% |
| 3/1 ARM | 4.38% |
| 3/1 ARM jumbo | 5.25% |
| 1-yr. ARM | 4.00% |
| 1-yr. ARM jumbo | 4.88% |
| 1-yr. LIBOR ARM | 4.50% |
*Mortgage Rates Updated: 11/04/2009
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Current Mortgage Rates in Ephraim, Utah
| Ephraim 30-yr. fixed Mortgage Rates | Ephraim 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.35% | 5.39% | 0.21 | Wells Fargo | 5.71% | 5.84% | 1.00 |
| Bank of America | 5.25% | 5.39% | 0.83 | Chase | 5.84% | 5.97% | 1.00 |
| Wells Fargo | 5.00% | 5.18% | 1.00 | ||||
| Chase | 5.00% | 5.16% | 1.00 | ||||
| Fifth Third Bank | 4.98% | 5.03% | 0.18 | ||||
| Ephraim 15-yr. fixed Mortgage Rates | Ephraim 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.75% | 4.82% | 0.17 | Chase | 5.68% | 5.90% | 1.00 |
| Bank of America | 4.38% | 4.63% | 0.92 | ||||
| Wells Fargo | 4.45% | 4.76% | 1.00 | ||||
| Chase | 4.50% | 4.77% | 1.00 | ||||
| Fifth Third Bank | 4.31% | 4.38% | 0.20 | ||||
| Ephraim 7/1 ARM Mortgage Rates | Ephraim 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.89% | 3.74% | 1.00 | Chase | 5.27% | 4.22% | 1.00 |
| Chase | 4.38% | 3.91% | 1.00 | ||||
| Ephraim 5/1 ARM Mortgage Rates | Ephraim 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Bank of America | 4.06% | 3.22% | 1.10 | Wells Fargo | 4.93% | 3.97% | 1.00 |
| Wells Fargo | 3.65% | 3.63% | 1.04 | Chase | 5.04% | 3.98% | 1.00 |
| Chase | 3.97% | 3.71% | 1.00 | ||||
| Fifth Third Bank | 4.39% | 3.86% | 0.19 | ||||
| Ephraim 3/1 ARM Mortgage Rates | Ephraim 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.98% | 3.67% | 1.00 | Chase | 5.57% | 3.91% | 1.00 |
| Chase | 4.23% | 3.70% | 1.00 | ||||
| Fifth Third Bank | 4.38% | 3.72% | 0.04 | ||||
| Ephraim 1-yr. ARM Mortgage Rates | Ephraim 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.09% | 3.61% | 1.00 | Chase | 5.23% | 3.65% | 1.00 |
Mortgage Statistics for Ephraim, Utah
| Ephraim | Utah | USA | |
|---|---|---|---|
| Population: Population - The population of Ephraim, UT  |
4,724 | 2,230,645 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Ephraim mortgage. |
4,229 | 1,992,466 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Ephraim mortgage. |
17 | 17,649 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Ephraim mortgage. |
455 | 201,496 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Ephraim, UT, where you might buy a home. |
1,348 | 766,938 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Ephraim, where you might apply for a Ephraim mortgage. |
3 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Ephraim, UT |
$115,600 | $147,841 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Ephraim mortgage interest rates. |
$28,929 | $46,646 | $43,800 |