Current Mortgage Rates in Ephraim, Utah
Thursday, December 04, 2008
Current Mortgage Rates*
Loan Type Ephraim Average |
|
| 30-yr. fixed | 5.62% |
| 15-yr. fixed | 5.25% |
| 5/1 ARM | 5.75% |
| 3/1 ARM | 5.88% |
*Mortgage Rates Updated: 11/28/2008
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Current Mortgage Rates in Ephraim, Utah
| Ephraim 30-yr. fixed Mortgage Rates | Ephraim 15-yr. fixed Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Fifth Third Bank | 6.28% | 6.35% | 0.35 | Fifth Third Bank | 5.81% | 5.92% | 0.35 |
| Ephraim 5/1 ARM Mortgage Rates | Ephraim 3/1 ARM Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Fifth Third Bank | 6.22% | 5.97% | 0.30 | Fifth Third Bank | 5.99% | 5.82% | 0.26 |
Mortgage Statistics for Ephraim, Utah
| Ephraim | Utah | USA | |
|---|---|---|---|
| Population: Population - The population of Ephraim, UT  |
4,724 | 2,230,645 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Ephraim mortgage. |
4,229 | 1,992,466 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Ephraim mortgage. |
17 | 17,649 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Ephraim mortgage. |
455 | 201,496 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Ephraim, UT, where you might buy a home. |
1,348 | 766,938 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Ephraim, where you might apply for a Ephraim mortgage. |
3 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Ephraim, UT |
$115,600 | $147,841 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Ephraim mortgage interest rates. |
$28,929 | $46,646 | $43,800 |