Current Mortgage Rates in Cedar City, Utah
Friday, November 20, 2009
Current Mortgage Rates*
Loan Type Cedar City Average |
|
| 30-yr. fixed | 4.88% |
| 30-yr. fixed jumbo | 5.12% |
| 15-yr. fixed | 4.38% |
| 15-yr. fixed jumbo | 4.50% |
| 7/1 ARM | 4.38% |
| 7/1 ARM jumbo | 5.25% |
| 5/1 ARM | 4.00% |
| 5/1 ARM jumbo | 4.62% |
| 3/1 ARM | 4.00% |
| 3/1 ARM jumbo | 4.62% |
| 1-yr. ARM | 4.00% |
| 1-yr. ARM jumbo | 3.38% |
| 1-yr. LIBOR ARM | 4.50% |
*Mortgage Rates Updated: 11/20/2009
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Current Mortgage Rates in Cedar City, Utah
| Cedar City 30-yr. fixed Mortgage Rates | Cedar City 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.17% | 5.22% | 0.24 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.87% | 5.05% | 1.00 | Chase | 5.65% | 5.77% | 1.00 |
| Chase | 4.88% | 5.04% | 1.00 | ||||
| Fifth Third Bank | 4.89% | 4.93% | 0.22 | ||||
| Cedar City 15-yr. fixed Mortgage Rates | Cedar City 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.59% | 4.66% | 0.17 | Chase | 5.73% | 5.95% | 1.04 |
| Wells Fargo | 4.32% | 4.60% | 0.80 | ||||
| Chase | 4.33% | 4.61% | 1.02 | ||||
| Fifth Third Bank | 4.25% | 4.29% | 0.00 | ||||
| Cedar City 7/1 ARM Mortgage Rates | Cedar City 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.84% | 3.67% | 1.00 | Chase | 5.11% | 4.12% | 1.02 |
| Chase | 4.29% | 3.83% | 1.04 | ||||
| Cedar City 5/1 ARM Mortgage Rates | Cedar City 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.61% | 3.56% | 1.04 | Wells Fargo | 4.87% | 3.88% | 1.00 |
| Chase | 3.83% | 3.61% | 1.02 | Chase | 4.83% | 3.87% | 1.04 |
| Fifth Third Bank | 4.22% | 3.75% | 0.35 | ||||
| Cedar City 3/1 ARM Mortgage Rates | Cedar City 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.98% | 3.60% | 1.00 | Chase | 5.56% | 3.84% | 1.02 |
| Chase | 4.20% | 3.63% | 1.00 | ||||
| Fifth Third Bank | 4.06% | 3.56% | 0.12 | ||||
| Cedar City 1-yr. ARM Mortgage Rates | Cedar City 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.16% | 3.55% | 1.00 | Chase | 5.26% | 3.58% | 1.04 |
Banks in Cedar City, Utah
Allegiance Direct Bank, 136 West Center Stree, Suite 200, Cedar City Utah 84720State Bank of Southern Utah, 377 North Main, Cedar City Utah 84720
The American Bank of Commerce, 466 South Main, Cedar City Utah 84720
Zions First National Bank of Cedar City, 176 South Main Street, Cedar City Utah 84720
Mortgage Statistics for Cedar City, Utah
| Cedar City | Utah | USA | |
|---|---|---|---|
| Population: Population - The population of Cedar City, UT  |
29,204 | 2,230,645 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Cedar City mortgage. |
27,111 | 1,992,466 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Cedar City mortgage. |
106 | 17,649 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Cedar City mortgage. |
1,135 | 201,496 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Cedar City, UT, where you might buy a home. |
10,303 | 766,938 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Cedar City, where you might apply for a Cedar City mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Cedar City, UT |
$111,700 | $147,841 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Cedar City mortgage interest rates. |
$33,150 | $46,646 | $43,800 |