Current Mortgage Rates in Vernon, Texas

Thursday, December 04, 2008



Current Mortgage Rates*

Loan Type
Vernon Average
30-yr. fixed5.62%
15-yr. fixed5.25%
5/1 ARM5.75%
3/1 ARM5.88%
*Mortgage Rates Updated: 11/28/2008

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Current Mortgage Rates in Vernon, Texas

Vernon 30-yr. fixed Mortgage Rates Vernon 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.58%6.80%1.38Citibank7.00%7.14%0.25
Bank of America6.61%6.77%0.88Bank of America7.40%7.67%1.85
Wachovia6.12%6.24%0.67Wells Fargo9.38%9.48%0.68
Wells Fargo6.13%6.23%0.73Chase7.89%8.03%1.08
Chase6.11%6.27%0.94 
Fifth Third Bank6.28%6.35%0.35 
Vernon 15-yr. fixed Mortgage Rates Vernon 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.25%6.69%2.17Citibank6.75%6.89%0.00
Bank of America6.19%6.48%1.10Bank of America7.34%7.74%1.65
Wachovia5.71%5.93%0.78Wells Fargo8.37%8.52%0.62
Wells Fargo6.01%6.17%0.58Chase8.33%8.58%1.13
Chase5.91%6.17%0.90 
Fifth Third Bank5.81%5.92%0.35 
Vernon 7/1 ARM Mortgage Rates Vernon 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.64%6.10%0.96Citibank7.00%7.46%0.00
Bank of America6.70%6.41%1.30Bank of America6.88%7.36%0.48
Wachovia6.04%6.07%0.44Wells Fargo8.38%7.11%0.76
Wells Fargo6.57%6.43%0.76Chase8.31%6.79%1.11
Chase6.63%6.24%0.93 
Vernon 5/1 ARM Mortgage Rates Vernon 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.37%5.94%1.01Citibank6.88%7.47%0.00
Bank of America6.51%6.15%1.05Bank of America8.14%6.63%1.05
Wells Fargo6.45%6.36%0.76Wells Fargo7.31%6.58%0.77
Chase6.35%6.07%0.88Chase7.08%6.28%0.89
Fifth Third Bank6.22%5.97%0.30 
Vernon 3/1 ARM Mortgage Rates Vernon 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.12%5.83%0.91Citibank7.00%7.62%0.00
Bank of America6.49%6.09%1.10Bank of America6.88%7.60%0.08
Wachovia5.75%5.79%0.34Wells Fargo6.75%7.52%0.12
Wells Fargo6.94%6.38%0.91Chase7.30%6.01%1.01
Chase5.88%5.80%1.03 
Fifth Third Bank5.99%5.82%0.26 
Vernon 1-yr. ARM Mortgage Rates Vernon 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.78%6.25%1.80Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase6.71%5.81%1.04
Chase5.76%5.77%0.98 

Banks in Vernon, Texas

First Federal Savings and Loan Association, 4001 Wilbarger Street, Vernon Texas 76384
The Bank of Vernon, 1918 Pease Street, Vernon Texas 76384
The First State Bank, 1918 Pease Street, Vernon Texas 76384
The Waggoner National Bank of Vernon, 1818 Texas Street, Vernon Texas 76384

Mortgage Statistics for Vernon, Texas

  Vernon Texas USA
Population:
Population - The population of Vernon, TX
 13,963 20,844,253 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Vernon mortgage.
 10,826 14,785,718 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Vernon mortgage.
 1,297 2,404,407 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Vernon mortgage.
 2,948 6,662,310 34,671,551
HouseHolds:
HouseHolds - The total number of households in Vernon, TX, where you might buy a home.
 6,038 8,152,545 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Vernon, where you might apply for a Vernon mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Vernon, TX
 $46,400 $87,699 $132,188
Income per Household:
Income per Household - The household income where you might compare Vernon mortgage interest rates.
 $29,358 $41,942 $43,800

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