Current Mortgage Rates in Richardson, Texas

Monday, October 13, 2008



Current Mortgage Rates*

Loan Type
Richardson Average
30-yr. fixed6.25%
30-yr. fixed jumbo7.88%
15-yr. fixed5.88%
15-yr. fixed jumbo7.50%
7/1 ARM6.62%
7/1 ARM jumbo7.50%
5/1 ARM6.38%
5/1 ARM jumbo7.12%
3/1 ARM6.12%
3/1 ARM jumbo6.88%
1-yr. ARM8.00%
1-yr. ARM jumbo5.25%
1-yr. LIBOR ARM6.25%
*Mortgage Rates Updated: 10/12/2008

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Current Mortgage Rates in Richardson, Texas

Richardson 30-yr. fixed Mortgage Rates Richardson 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.94%7.22%1.68Citibank7.00%7.14%0.25
Bank of America6.59%6.73%0.81Bank of America7.34%7.60%1.84
Wachovia6.22%6.35%0.72Wells Fargo9.43%9.49%0.26
Wells Fargo6.42%6.49%0.23Chase7.76%7.81%0.17
Chase6.34%6.42%0.08 
Fifth Third Bank6.38%6.45%0.35 
Richardson 15-yr. fixed Mortgage Rates Richardson 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.94%7.73%4.04Citibank6.75%6.89%0.00
Bank of America6.25%6.52%0.99Bank of America7.32%7.72%1.64
Wachovia5.73%5.97%0.83Wells Fargo8.04%8.16%0.40
Wells Fargo6.17%6.30%0.32Chase6.50%6.59%0.00
Chase6.35%6.47%0.07 
Fifth Third Bank5.86%5.98%0.37 
Richardson 7/1 ARM Mortgage Rates Richardson 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.45%6.46%1.07Bank of America6.88%7.36%0.48
Wachovia5.85%5.89%0.55Wells Fargo8.58%7.57%0.26
Wells Fargo7.26%6.84%0.16Chase8.22%7.50%0.38
Chase6.84%6.45%0.04 
Richardson 5/1 ARM Mortgage Rates Richardson 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Citibank6.88%7.47%0.00
Bank of America6.47%6.20%0.89Bank of America8.14%6.63%1.05
Wells Fargo7.02%6.63%0.24Wells Fargo7.86%6.89%0.33
Chase6.74%6.29%0.04Chase7.72%6.68%0.00
Fifth Third Bank6.23%6.03%0.29 
Richardson 3/1 ARM Mortgage Rates Richardson 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America6.15%6.26%0.92Bank of America6.88%7.60%0.08
Wachovia5.59%5.65%0.45Wells Fargo6.75%7.52%0.12
Wells Fargo6.38%7.44%0.12Chase6.75%7.41%0.00
Chase6.75%7.37%0.00 
Fifth Third Bank5.83%5.87%0.25 
Richardson 1-yr. ARM Mortgage Rates Richardson 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.72%6.54%1.75Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Banctexas Richardson, 811 South Central Expressway, Richardson Texas 75080
Brookhollow National Bank, 1151 North Jupiter Road, Richardson Texas 75085
Canyon Creek National Bank, 900 Canyon Creek Center, Richardson Texas 75080
Centennial National Bank, 1100 Centennial Boulevard, Richardson Texas 75081
Chemical Bank Texas, 1600 North Plano Road, Suite 2500, Richardson Texas 75081
First City Bank of Richardson, 200 West Main Street, Richardson Texas 75080
First National Bank of Richardson, 808 South Central Expressway, Richardson Texas 75080
First Republicbank Richardson, 820 West Arapaho Road, Richardson Texas 75080
Heritage National Bank, 1151 North Jupiter Road, Richardson Texas 75081
Metropolitan National Bank - Richardson, 801 Campbell, Richardson Texas 75081
Northpark Savings Association, 275 W Campbell Road, Richardson Texas 75080
Pavillion Bank, 1200 W Campbell Road, Richardson Texas 75080
Promenade National Bank, 1600 Promenade Center, Richardson Texas 75080
Richardson National Bank, 1201 East Beltline Road, Richardson Texas 75080
Texas American Bank/richardson, 780 East Campbell Road, Richardson Texas 75080

Credit Unions in Richardson, Texas

Blue Cross Texas, 901 S. Central Expressway, Richardson TX 75080 (972) 766-6732

Mortgage Statistics for Richardson, Texas

  Richardson Texas USA
Population:
Population - The population of Richardson, TX
 91,495 20,844,253 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Richardson mortgage.
 69,082 14,785,718 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Richardson mortgage.
 5,565 2,404,407 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Richardson mortgage.
 9,404 6,662,310 34,671,551
HouseHolds:
HouseHolds - The total number of households in Richardson, TX, where you might buy a home.
 36,366 8,152,545 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Richardson, where you might apply for a Richardson mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Richardson, TX
 $131,452 $87,699 $132,188
Income per Household:
Income per Household - The household income where you might compare Richardson mortgage interest rates.
 $64,741 $41,942 $43,800

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