Current Mortgage Rates in Texas

Monday, October 06, 2008



Current Mortgage Rates*

Loan Type
Texas Average
30-yr. fixed6.12%
30-yr. fixed jumbo7.50%
15-yr. fixed5.88%
15-yr. fixed jumbo7.50%
7/1 ARM6.25%
7/1 ARM jumbo6.75%
5/1 ARM6.25%
5/1 ARM jumbo6.62%
3/1 ARM6.00%
3/1 ARM jumbo6.12%
1-yr. ARM4.88%
1-yr. ARM jumbo5.25%
1-yr. LIBOR ARM6.25%
*Mortgage Rates Updated: 10/05/2008

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Current Mortgage Rates in Texas

Texas 30-yr. fixed Mortgage Rates Texas 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.96%7.24%1.75Citibank7.00%7.14%0.25
Bank of America6.62%6.77%0.80Bank of America7.31%7.57%1.82
Wachovia6.25%6.37%0.71Wells Fargo9.29%9.36%0.27
Wells Fargo6.43%6.51%0.24Chase7.75%7.80%0.15
Chase6.32%6.40%0.08 
Fifth Third Bank6.41%6.48%0.36 
Texas 15-yr. fixed Mortgage Rates Texas 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.99%7.83%4.35Citibank6.75%6.89%0.00
Bank of America6.25%6.52%0.96Bank of America7.21%7.61%1.62
Wachovia5.74%5.97%0.82Wells Fargo7.98%8.10%0.41
Wells Fargo6.16%6.30%0.33Chase6.50%6.59%0.00
Chase6.32%6.45%0.07 
Fifth Third Bank5.87%5.98%0.38 
Texas 7/1 ARM Mortgage Rates Texas 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.43%6.40%1.12Bank of America6.88%7.36%0.48
Wachovia5.78%5.83%0.59Wells Fargo8.44%7.47%0.30
Wells Fargo7.34%6.87%0.18Chase6.62%7.15%0.12
Chase6.85%6.41%0.04 
Texas 5/1 ARM Mortgage Rates Texas 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Citibank6.88%7.47%0.00
Bank of America6.50%6.16%0.89Bank of America8.14%6.63%1.05
Wells Fargo7.07%6.58%0.24Wells Fargo7.81%6.83%0.34
Chase6.82%6.27%0.02Chase7.78%6.66%0.00
Fifth Third Bank6.21%5.98%0.28 
Texas 3/1 ARM Mortgage Rates Texas 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America6.17%6.19%0.93Bank of America6.88%7.60%0.08
Wachovia5.54%5.61%0.48Wells Fargo6.75%7.52%0.12
Wells Fargo6.38%7.44%0.12Chase6.75%7.41%0.00
Chase6.75%7.37%0.00 
Fifth Third Bank5.78%5.81%0.25 
Texas 1-yr. ARM Mortgage Rates Texas 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Current Mortgage Rates by City

Index: A->B   B->C   C->D   D->F   F->G   G->J   J->L   L->M    M->O   O->R   R->S   S->T   T->W   W->Z   
   

Mortgage Statistics for Texas

  Texas USA
Population:
Population - The population of Texas
 20,844,253 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Texas mortgage.
 14,785,718 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Texas mortgage.
 2,404,407 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Texas mortgage.
 6,662,310 34,671,551
HouseHolds:
HouseHolds - The total number of households in Texas, where you might buy a home.
 8,152,545 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Texas, where you might apply for a Texas mortgage.
 2 2
Average House Value:
Average House Value - The average house value in Texas
 $87,699 $132,188
Income per Household:
Income per Household - The household income where you might compare Texas mortgage interest rates.
 $41,942 $43,800