Current Mortgage Rates in Texas

Monday, October 13, 2008



Current Mortgage Rates*

Loan Type
Texas Average
30-yr. fixed6.25%
30-yr. fixed jumbo7.88%
15-yr. fixed5.88%
15-yr. fixed jumbo7.50%
7/1 ARM6.62%
7/1 ARM jumbo7.50%
5/1 ARM6.38%
5/1 ARM jumbo7.12%
3/1 ARM6.12%
3/1 ARM jumbo6.88%
1-yr. ARM8.00%
1-yr. ARM jumbo5.25%
1-yr. LIBOR ARM6.25%
*Mortgage Rates Updated: 10/12/2008

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Current Mortgage Rates in Texas

Texas 30-yr. fixed Mortgage Rates Texas 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.94%7.22%1.68Citibank7.00%7.14%0.25
Bank of America6.59%6.73%0.81Bank of America7.34%7.60%1.84
Wachovia6.22%6.35%0.72Wells Fargo9.43%9.49%0.26
Wells Fargo6.42%6.49%0.23Chase7.76%7.81%0.17
Chase6.34%6.42%0.08 
Fifth Third Bank6.38%6.45%0.35 
Texas 15-yr. fixed Mortgage Rates Texas 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.94%7.73%4.04Citibank6.75%6.89%0.00
Bank of America6.25%6.52%0.99Bank of America7.32%7.72%1.64
Wachovia5.73%5.97%0.83Wells Fargo8.04%8.16%0.40
Wells Fargo6.17%6.30%0.32Chase6.50%6.59%0.00
Chase6.35%6.47%0.07 
Fifth Third Bank5.86%5.98%0.37 
Texas 7/1 ARM Mortgage Rates Texas 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.45%6.46%1.07Bank of America6.88%7.36%0.48
Wachovia5.85%5.89%0.55Wells Fargo8.58%7.57%0.26
Wells Fargo7.26%6.84%0.16Chase8.22%7.50%0.38
Chase6.84%6.45%0.04 
Texas 5/1 ARM Mortgage Rates Texas 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Citibank6.88%7.47%0.00
Bank of America6.47%6.20%0.89Bank of America8.14%6.63%1.05
Wells Fargo7.02%6.63%0.24Wells Fargo7.86%6.89%0.33
Chase6.74%6.29%0.04Chase7.72%6.68%0.00
Fifth Third Bank6.23%6.03%0.29 
Texas 3/1 ARM Mortgage Rates Texas 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America6.15%6.26%0.92Bank of America6.88%7.60%0.08
Wachovia5.59%5.65%0.45Wells Fargo6.75%7.52%0.12
Wells Fargo6.38%7.44%0.12Chase6.75%7.41%0.00
Chase6.75%7.37%0.00 
Fifth Third Bank5.83%5.87%0.25 
Texas 1-yr. ARM Mortgage Rates Texas 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.72%6.54%1.75Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Current Mortgage Rates by City

Index: A->B   B->C   C->D   D->F   F->G   G->J    J->L   L->M   M->O   O->R   R->S   S->T   T->W   W->Z   
   

Mortgage Statistics for Texas

  Texas USA
Population:
Population - The population of Texas
 20,844,253 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Texas mortgage.
 14,785,718 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Texas mortgage.
 2,404,407 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Texas mortgage.
 6,662,310 34,671,551
HouseHolds:
HouseHolds - The total number of households in Texas, where you might buy a home.
 8,152,545 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Texas, where you might apply for a Texas mortgage.
 2 2
Average House Value:
Average House Value - The average house value in Texas
 $87,699 $132,188
Income per Household:
Income per Household - The household income where you might compare Texas mortgage interest rates.
 $41,942 $43,800