Current Mortgage Rates in Hempstead, Texas
Thursday, December 04, 2008
Current Mortgage Rates*
Loan Type Hempstead Average |
|
| 30-yr. fixed | 5.50% |
| 15-yr. fixed | 5.12% |
| 5/1 ARM | 5.62% |
| 3/1 ARM | 5.62% |
*Mortgage Rates Updated: 12/03/2008
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Current Mortgage Rates in Hempstead, Texas
| Hempstead 30-yr. fixed Mortgage Rates | Hempstead 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.56% | 6.77% | 1.37 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.60% | 6.75% | 0.88 | Bank of America | 7.42% | 7.69% | 1.87 |
| Wachovia | 6.10% | 6.21% | 0.65 | Wells Fargo | 9.33% | 9.43% | 0.68 |
| Wells Fargo | 6.09% | 6.19% | 0.74 | Chase | 7.88% | 8.03% | 1.08 |
| Chase | 6.07% | 6.23% | 0.94 | ||||
| Fifth Third Bank | 6.28% | 6.34% | 0.35 | ||||
| Hempstead 15-yr. fixed Mortgage Rates | Hempstead 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.22% | 6.66% | 2.14 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.17% | 6.47% | 1.10 | Bank of America | 7.34% | 7.74% | 1.65 |
| Wachovia | 5.69% | 5.92% | 0.78 | Wells Fargo | 8.35% | 8.50% | 0.63 |
| Wells Fargo | 5.98% | 6.14% | 0.59 | Chase | 8.33% | 8.58% | 1.13 |
| Chase | 5.88% | 6.14% | 0.91 | ||||
| Fifth Third Bank | 5.80% | 5.91% | 0.35 | ||||
| Hempstead 7/1 ARM Mortgage Rates | Hempstead 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.63% | 6.09% | 0.96 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.68% | 6.39% | 1.31 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 6.04% | 6.06% | 0.44 | Wells Fargo | 8.31% | 7.08% | 0.76 |
| Wells Fargo | 6.54% | 6.42% | 0.77 | Chase | 8.28% | 6.77% | 1.11 |
| Chase | 6.62% | 6.23% | 0.94 | ||||
| Hempstead 5/1 ARM Mortgage Rates | Hempstead 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.37% | 5.94% | 1.01 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.50% | 6.14% | 1.06 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 6.41% | 6.34% | 0.77 | Wells Fargo | 7.25% | 6.56% | 0.78 |
| Chase | 6.34% | 6.06% | 0.89 | Chase | 7.06% | 6.27% | 0.90 |
| Fifth Third Bank | 6.22% | 5.97% | 0.30 | ||||
| Hempstead 3/1 ARM Mortgage Rates | Hempstead 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.12% | 5.83% | 0.91 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.49% | 6.08% | 1.10 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.75% | 5.79% | 0.34 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.90% | 6.37% | 0.91 | Chase | 7.30% | 6.01% | 1.02 |
| Chase | 5.90% | 5.80% | 1.03 | ||||
| Fifth Third Bank | 5.99% | 5.82% | 0.26 | ||||
| Hempstead 1-yr. ARM Mortgage Rates | Hempstead 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.78% | 6.25% | 1.80 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 6.71% | 5.81% | 1.05 |
| Chase | 5.78% | 5.77% | 0.98 | ||||
| Hempstead 10-yr. fixed Mortgage Rates | Hempstead 10/1 ARM Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wachovia | 5.66% | 5.97% | 0.69 | Wachovia | 6.06% | 6.06% | 0.52 |
Banks in Hempstead, Texas
Bluebonnet Savings Association of Texas, 840 Thirteenth Street, Hempstead Texas 77445Citizens State Bank, 13th and Austin Streets, Hempstead Texas 77445
First Federal Savings Bank of Hempstead, 840 13th Street, Hempstead Texas 77445
Mortgage Statistics for Hempstead, Texas
| Hempstead | Texas | USA | |
|---|---|---|---|
| Population: Population - The population of Hempstead, TX  |
10,082 | 20,844,253 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Hempstead mortgage. |
5,672 | 14,785,718 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Hempstead mortgage. |
3,012 | 2,404,407 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Hempstead mortgage. |
2,065 | 6,662,310 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Hempstead, TX, where you might buy a home. |
4,141 | 8,152,545 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Hempstead, where you might apply for a Hempstead mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Hempstead, TX |
$69,300 | $87,699 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Hempstead mortgage interest rates. |
$33,253 | $41,942 | $43,800 |