Current Mortgage Rates in Gainesville, Texas
Friday, January 09, 2009
Current Mortgage Rates*
Loan Type Gainesville Average |
|
| 30-yr. fixed | 5.25% |
| 15-yr. fixed | 5.00% |
| 5/1 ARM | 5.12% |
| 3/1 ARM | 4.88% |
*Mortgage Rates Updated: 01/06/2009
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Current Mortgage Rates in Gainesville, Texas
| Gainesville 30-yr. fixed Mortgage Rates | Gainesville 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.25% | 6.45% | 1.31 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.43% | 6.58% | 0.93 | Bank of America | 7.45% | 7.72% | 1.90 |
| Wachovia | 5.83% | 5.95% | 0.65 | Wells Fargo | 8.88% | 8.99% | 0.79 |
| Wells Fargo | 5.73% | 5.85% | 0.82 | Chase | 7.70% | 7.91% | 1.07 |
| Chase | 5.78% | 5.94% | 1.00 | ||||
| Fifth Third Bank | 6.00% | 6.07% | 0.34 | ||||
| Gainesville 15-yr. fixed Mortgage Rates | Gainesville 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.84% | 6.23% | 1.84 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.00% | 6.30% | 1.15 | Bank of America | 7.34% | 7.74% | 1.65 |
| Wachovia | 5.54% | 5.77% | 0.78 | Wells Fargo | 8.12% | 8.28% | 0.71 |
| Wells Fargo | 5.73% | 5.90% | 0.68 | Chase | 7.98% | 8.34% | 1.11 |
| Chase | 5.60% | 5.87% | 0.97 | ||||
| Fifth Third Bank | 5.63% | 5.74% | 0.35 | ||||
| Gainesville 7/1 ARM Mortgage Rates | Gainesville 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.36% | 5.83% | 1.03 | Citibank | 9.50% | 6.53% | 1.88 |
| Bank of America | 6.60% | 6.20% | 1.34 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.92% | 5.94% | 0.39 | Wells Fargo | 7.76% | 6.71% | 0.82 |
| Wells Fargo | 6.41% | 6.22% | 0.86 | Chase | 7.99% | 6.47% | 1.09 |
| Chase | 6.55% | 6.03% | 0.99 | ||||
| Gainesville 5/1 ARM Mortgage Rates | Gainesville 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.16% | 5.69% | 1.04 | Citibank | 9.42% | 6.06% | 1.88 |
| Bank of America | 6.39% | 5.99% | 1.13 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 6.27% | 6.13% | 0.86 | Wells Fargo | 6.82% | 6.28% | 0.85 |
| Chase | 6.27% | 5.85% | 0.95 | Chase | 6.79% | 6.00% | 0.95 |
| Fifth Third Bank | 6.07% | 5.81% | 0.31 | ||||
| Gainesville 3/1 ARM Mortgage Rates | Gainesville 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.99% | 5.59% | 0.98 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.47% | 5.89% | 1.17 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.65% | 5.68% | 0.32 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.90% | 6.15% | 0.95 | Chase | 7.21% | 5.77% | 1.03 |
| Chase | 6.07% | 5.61% | 1.04 | ||||
| Fifth Third Bank | 5.88% | 5.66% | 0.26 | ||||
| Gainesville 1-yr. ARM Mortgage Rates | Gainesville 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.88% | 5.11% | 1.90 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.74% | 6.18% | 1.80 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 6.63% | 5.56% | 1.05 |
| Chase | 5.95% | 5.54% | 1.01 | ||||
| Gainesville 10-yr. fixed Mortgage Rates | Gainesville 10/1 ARM Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wachovia | 5.52% | 5.83% | 0.71 | Wachovia | 5.63% | 5.63% | 0.62 |
Banks in Gainesville, Texas
First State Bank, 801 East California Street, Gainesville Texas 76240Gnb Financial, 100 East California Street, Gainesville Texas 76240
North Texas Bank and Trust, 808 East Highway 82, Gainesville Texas 76240
Credit Unions in Gainesville, Texas
Nascoga, 1312 Lawrence ST. , Gainesville TX 76240 (940) 665-1797Nortex, 1019 E. California, Gainesville TX 76240 (940) 665-0981
Mortgage Statistics for Gainesville, Texas
| Gainesville | Texas | USA | |
|---|---|---|---|
| Population: Population - The population of Gainesville, TX  |
25,531 | 20,844,253 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Gainesville mortgage. |
21,944 | 14,785,718 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Gainesville mortgage. |
1,092 | 2,404,407 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Gainesville mortgage. |
3,177 | 6,662,310 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Gainesville, TX, where you might buy a home. |
10,726 | 8,152,545 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Gainesville, where you might apply for a Gainesville mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Gainesville, TX |
$70,300 | $87,699 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Gainesville mortgage interest rates. |
$35,515 | $41,942 | $43,800 |