Current Mortgage Rates in Austin, Texas
Tuesday, October 07, 2008
Current Mortgage Rates*
Loan Type Austin Average |
|
| 30-yr. fixed | 6.12% |
| 30-yr. fixed jumbo | 7.50% |
| 15-yr. fixed | 5.88% |
| 15-yr. fixed jumbo | 7.50% |
| 7/1 ARM | 6.25% |
| 7/1 ARM jumbo | 6.75% |
| 5/1 ARM | 6.25% |
| 5/1 ARM jumbo | 6.62% |
| 3/1 ARM | 6.00% |
| 3/1 ARM jumbo | 6.12% |
| 1-yr. ARM | 4.88% |
| 1-yr. ARM jumbo | 5.25% |
| 1-yr. LIBOR ARM | 6.25% |
*Mortgage Rates Updated: 10/05/2008
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Current Mortgage Rates in Austin, Texas
| Austin 30-yr. fixed Mortgage Rates | Austin 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.96% | 7.24% | 1.75 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.62% | 6.77% | 0.80 | Bank of America | 7.31% | 7.57% | 1.82 |
| Wachovia | 6.25% | 6.37% | 0.71 | Wells Fargo | 9.29% | 9.36% | 0.27 |
| Wells Fargo | 6.43% | 6.51% | 0.24 | Chase | 7.75% | 7.80% | 0.15 |
| Chase | 6.32% | 6.40% | 0.08 | ||||
| Fifth Third Bank | 6.41% | 6.48% | 0.36 | ||||
| Austin 15-yr. fixed Mortgage Rates | Austin 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.99% | 7.83% | 4.35 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.25% | 6.52% | 0.96 | Bank of America | 7.21% | 7.61% | 1.62 |
| Wachovia | 5.74% | 5.97% | 0.82 | Wells Fargo | 7.98% | 8.10% | 0.41 |
| Wells Fargo | 6.16% | 6.30% | 0.33 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.32% | 6.45% | 0.07 | ||||
| Fifth Third Bank | 5.87% | 5.98% | 0.38 | ||||
| Austin 7/1 ARM Mortgage Rates | Austin 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.43% | 6.40% | 1.12 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.78% | 5.83% | 0.59 | Wells Fargo | 8.44% | 7.47% | 0.30 |
| Wells Fargo | 7.34% | 6.87% | 0.18 | Chase | 6.62% | 7.15% | 0.12 |
| Chase | 6.85% | 6.41% | 0.04 | ||||
| Austin 5/1 ARM Mortgage Rates | Austin 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.50% | 6.16% | 0.89 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 7.07% | 6.58% | 0.24 | Wells Fargo | 7.81% | 6.83% | 0.34 |
| Chase | 6.82% | 6.27% | 0.02 | Chase | 7.78% | 6.66% | 0.00 |
| Fifth Third Bank | 6.21% | 5.98% | 0.28 | ||||
| Austin 3/1 ARM Mortgage Rates | Austin 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.17% | 6.19% | 0.93 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.54% | 5.61% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Fifth Third Bank | 5.78% | 5.81% | 0.25 | ||||
| Austin 1-yr. ARM Mortgage Rates | Austin 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Alliance Bank, 114 West Seventh Street, Austin Texas 78768
American, 3013 Bee Caves Rd, Austin Texas 78746
Austin Federal Savings and Loan Association, 1901 Capital Parkway, Austin Texas 78763
Austin National Bank, 2110 Boca Raton Drive, Austin Texas 78747
Austin Savings Association, 1901 Capital Pkwy, Austin Texas 78763
Bancfirst - Westlake, 1114 Lost Creek Boulevard, Austin Texas 78764
Bancfirst-austin, 7300 Mopac Expressway North, Austin Texas 78755
Bank of Austin, 3221 Red River Street, Austin Texas 78705
Bank of Texas, 1005 Congress Avenue, Suite 100, Austin Texas 78701
Bank of The Hills, 13809 Research Boulevard, Austin Texas 78750
American, 3013 Bee Caves Rd, Austin Texas 78746
Austin Federal Savings and Loan Association, 1901 Capital Parkway, Austin Texas 78763
Austin National Bank, 2110 Boca Raton Drive, Austin Texas 78747
Austin Savings Association, 1901 Capital Pkwy, Austin Texas 78763
Bancfirst - Westlake, 1114 Lost Creek Boulevard, Austin Texas 78764
Bancfirst-austin, 7300 Mopac Expressway North, Austin Texas 78755
Bank of Austin, 3221 Red River Street, Austin Texas 78705
Bank of Texas, 1005 Congress Avenue, Suite 100, Austin Texas 78701
Bank of The Hills, 13809 Research Boulevard, Austin Texas 78750
Bank of The West, 608 Castle Ridge Road, Austin Texas 78764
Boatmen's National Bank of Austin, 911 West 38th Street, Austin Texas 78705
Briercroft Savings Association, 12710 Research Boulevard, Austin Texas 78759
Capitol City Fsa, 919 Congress Avenue, Austin Texas 78767
Capitol City Savings Association, 919 Congress Avenue, Austin Texas 78767
Cattlemen's State Bank, 912 Bastrop Highway, Austin Texas 78741
Century National Bank, 9626 North Lamar Boulevard, Austin Texas 78761
City National Bank, 807 Brazos Street, Austin Texas 78701
Community National Bank, 314 East Highland Mall Boulevard, Austin Texas 78765
Community State Bank, 12128 Ranch Road 620 North, Austin Texas 78750
Creditbanc Savings Association, 9442 Capital of Tx Hwy, Austin Texas 78751
Fidelity Federal Savings and Loan Association, 701 Brazos Street, Suite 100, Austin Texas 78701
Fidelity Savings-austin, 701 Brazos Street, Suite 100, Austin Texas 78701
First City Bank-northwest Hills, 3525 Far West Boulevard, Austin Texas 78755
First City, Texas - Austin, 823 Congress Avenue, Austin Texas 78767
First Federal Savings and Loan Association, 200 East 10th Street, Austin Texas 78701
First Interstate Bank of Austin, 702 Colorado Street, Austin Texas 78701
First Interstate Bank of North Austin, 10400 Research Boulevard, Austin Texas 78766
First Interstate Bank of South Austin, 2018 East Ben White Boulevard, Austin Texas 78760
First National Bank Austin, 327 Congress Avenue, Austin Texas 78701
First National Bank, Northeast, 2401 Bluestein Boulevard At U.S. 290, Austin Texas 78761
First Republicbank Austin, 501-11 Congress Avenue, Austin Texas 78701
First Republicbank Barton Creek, 2901 Capital of Texas Highway, Austin Texas 78764
First Republicbank North Austin, 11902 Burnet Road, Austin Texas 78758
First Republicbank Nw Austin, 12754 Research Boulevard, Austin Texas 78767
First Republicbank South Austin, 2501 South Congress Avenue, Austin Texas 78704
First Republicbank Westlake, 1400 Capitol of Texas Highway, Austin Texas 78746
First Republicbank Williamson County, 13730 Research Boulevard, Austin Texas 78750
First State Bank, 400 West 15th Street, Austin Texas 78701
First Texas Savings Association of Austin, 1005 Congress Ave, Austin Texas 78701
Franklin Savings Association, 712 Congress Avenue, Austin Texas 78701
Frost Bank North Austin, 100 East Anderson Lane, Austin Texas 78761
Great West Savings Banc, 2001 Justin Lane, Austin Texas 78757
Greater Texas Bank North, Fm 1325 At Wells Branch Parkway, Austin Texas 78718
Guaranty Bank, 1300 South Mopac Expressway, Austin Texas 78746
Hartland Bank, 10711 Burnet Road, Austin Texas 78758
Heritage National Bank, 3708 Spicewood Springs Road, Austin Texas 78755
Hill Country Bank, 7709 Ranch Road 620 North, Austin Texas 78726
Horizon Bank & Trust, 5800 North Mopac Boulevard, Austin Texas 78731
Lake Austin National Bank, 1737 West Sixth Street, Austin Texas 78763
Lakeland State Bank, 7709 Ranch Road 620 North, Austin Texas 78726
Lakeway National Bank, 1110 Ranch Road 620 South, Austin Texas 78734
Lamar Savings Association, 800 Brazos, Austin Texas 78701
Lamar Savings Association, 207 West 8th Street, Austin Texas 78767
Liberty Bank, 900 Congress Avenue, Austin Texas 78701
Mbank Arboretum, 9739 Great Hills Trail, Austin Texas 78759
Mbank Austin, 201 West 6th Street, Austin Texas 78780
Mbank Austin North, 5407 Interregional Highway, Austin Texas 78761
National Bank of Texas, 1101 North Interregional, Austin Texas 78769
Nbc Bank - Austin, 3301 Northland Drive At Mopac, Austin Texas 78731
New First City, Texas - Austin, 823 Congress Avenue, Austin Texas 78767
North Central National Bank, 12208 Burnet Road, Austin Texas 78758
Northwest Savings Association, 3601 Far West Blvd, Austin Texas 78731
Norwest Bank Texas, Austin, 5555 North Lamar Boulevard, Austin Texas 78705
Republicbank Austin, 900 Congress Avenue, Austin Texas 78767
Security National Bank, 7101 Highway 71 West, Austin Texas 78764
Southside Federal Savings and Loan Association, 4303 Victory Drive, Austin Texas 78704
Southside Savings and Loan Association, 4303 Victory Drive, Austin Texas 78704
Southwest National Bank, 1901 William Cannon Drive, Austin Texas 78764
Texas American Bank/austin, 7600 Burnet Road, Austin Texas 78757
Texas Commerce Bank-austin, 700 Lavaca Street, Austin Texas 78789
Texas Commerce Bank-northcross, 2711 West Anderson Lane, Austin Texas 78766
Texas National Bank, 505 Barton Springs Road, Suite 100, Austin Texas 78764
The Bank of The West, 608 Castle Ridge Road, Austin Texas 78764
The Capital National Bank In Austin, 501 South Congress Avenue, Austin Texas 78769
Travis Bank and Trust, 911 West 38th Street, Austin Texas 78765
Treaty Oak Bank, 101 Westlake Dr., Suite 110, Austin Texas 78746
United Bank of Texas, 15th and Guadalupe Streets, Austin Texas 78767
Windsor Federal Savings Association, 1601 West 35th Street, Austin Texas 78703
Windsor Savings Association, 1601 West 35th Street, Austin Texas 78703
Boatmen's National Bank of Austin, 911 West 38th Street, Austin Texas 78705
Briercroft Savings Association, 12710 Research Boulevard, Austin Texas 78759
Capitol City Fsa, 919 Congress Avenue, Austin Texas 78767
Capitol City Savings Association, 919 Congress Avenue, Austin Texas 78767
Cattlemen's State Bank, 912 Bastrop Highway, Austin Texas 78741
Century National Bank, 9626 North Lamar Boulevard, Austin Texas 78761
City National Bank, 807 Brazos Street, Austin Texas 78701
Community National Bank, 314 East Highland Mall Boulevard, Austin Texas 78765
Community State Bank, 12128 Ranch Road 620 North, Austin Texas 78750
Creditbanc Savings Association, 9442 Capital of Tx Hwy, Austin Texas 78751
Fidelity Federal Savings and Loan Association, 701 Brazos Street, Suite 100, Austin Texas 78701
Fidelity Savings-austin, 701 Brazos Street, Suite 100, Austin Texas 78701
First City Bank-northwest Hills, 3525 Far West Boulevard, Austin Texas 78755
First City, Texas - Austin, 823 Congress Avenue, Austin Texas 78767
First Federal Savings and Loan Association, 200 East 10th Street, Austin Texas 78701
First Interstate Bank of Austin, 702 Colorado Street, Austin Texas 78701
First Interstate Bank of North Austin, 10400 Research Boulevard, Austin Texas 78766
First Interstate Bank of South Austin, 2018 East Ben White Boulevard, Austin Texas 78760
First National Bank Austin, 327 Congress Avenue, Austin Texas 78701
First National Bank, Northeast, 2401 Bluestein Boulevard At U.S. 290, Austin Texas 78761
First Republicbank Austin, 501-11 Congress Avenue, Austin Texas 78701
First Republicbank Barton Creek, 2901 Capital of Texas Highway, Austin Texas 78764
First Republicbank North Austin, 11902 Burnet Road, Austin Texas 78758
First Republicbank Nw Austin, 12754 Research Boulevard, Austin Texas 78767
First Republicbank South Austin, 2501 South Congress Avenue, Austin Texas 78704
First Republicbank Westlake, 1400 Capitol of Texas Highway, Austin Texas 78746
First Republicbank Williamson County, 13730 Research Boulevard, Austin Texas 78750
First State Bank, 400 West 15th Street, Austin Texas 78701
First Texas Savings Association of Austin, 1005 Congress Ave, Austin Texas 78701
Franklin Savings Association, 712 Congress Avenue, Austin Texas 78701
Frost Bank North Austin, 100 East Anderson Lane, Austin Texas 78761
Great West Savings Banc, 2001 Justin Lane, Austin Texas 78757
Greater Texas Bank North, Fm 1325 At Wells Branch Parkway, Austin Texas 78718
Guaranty Bank, 1300 South Mopac Expressway, Austin Texas 78746
Hartland Bank, 10711 Burnet Road, Austin Texas 78758
Heritage National Bank, 3708 Spicewood Springs Road, Austin Texas 78755
Hill Country Bank, 7709 Ranch Road 620 North, Austin Texas 78726
Horizon Bank & Trust, 5800 North Mopac Boulevard, Austin Texas 78731
Lake Austin National Bank, 1737 West Sixth Street, Austin Texas 78763
Lakeland State Bank, 7709 Ranch Road 620 North, Austin Texas 78726
Lakeway National Bank, 1110 Ranch Road 620 South, Austin Texas 78734
Lamar Savings Association, 800 Brazos, Austin Texas 78701
Lamar Savings Association, 207 West 8th Street, Austin Texas 78767
Liberty Bank, 900 Congress Avenue, Austin Texas 78701
Mbank Arboretum, 9739 Great Hills Trail, Austin Texas 78759
Mbank Austin, 201 West 6th Street, Austin Texas 78780
Mbank Austin North, 5407 Interregional Highway, Austin Texas 78761
National Bank of Texas, 1101 North Interregional, Austin Texas 78769
Nbc Bank - Austin, 3301 Northland Drive At Mopac, Austin Texas 78731
New First City, Texas - Austin, 823 Congress Avenue, Austin Texas 78767
North Central National Bank, 12208 Burnet Road, Austin Texas 78758
Northwest Savings Association, 3601 Far West Blvd, Austin Texas 78731
Norwest Bank Texas, Austin, 5555 North Lamar Boulevard, Austin Texas 78705
Republicbank Austin, 900 Congress Avenue, Austin Texas 78767
Security National Bank, 7101 Highway 71 West, Austin Texas 78764
Southside Federal Savings and Loan Association, 4303 Victory Drive, Austin Texas 78704
Southside Savings and Loan Association, 4303 Victory Drive, Austin Texas 78704
Southwest National Bank, 1901 William Cannon Drive, Austin Texas 78764
Texas American Bank/austin, 7600 Burnet Road, Austin Texas 78757
Texas Commerce Bank-austin, 700 Lavaca Street, Austin Texas 78789
Texas Commerce Bank-northcross, 2711 West Anderson Lane, Austin Texas 78766
Texas National Bank, 505 Barton Springs Road, Suite 100, Austin Texas 78764
The Bank of The West, 608 Castle Ridge Road, Austin Texas 78764
The Capital National Bank In Austin, 501 South Congress Avenue, Austin Texas 78769
Travis Bank and Trust, 911 West 38th Street, Austin Texas 78765
Treaty Oak Bank, 101 Westlake Dr., Suite 110, Austin Texas 78746
United Bank of Texas, 15th and Guadalupe Streets, Austin Texas 78767
Windsor Federal Savings Association, 1601 West 35th Street, Austin Texas 78703
Windsor Savings Association, 1601 West 35th Street, Austin Texas 78703
A+, P. O. Box 14867, Austin TX 78761-4867 (512) 302-6800
Austin, 1900 Woodward Street, Austin TX 78741 (512) 444-6419
Austin Telco, 8929 Shoal Creek BLVD. , Austin TX 78757 (512) 302-5555
Capitol, P.O. Box 203458, Austin TX 78720-3458 (512) 477-9465
Government Employees, P.O. Box 81535, Austin TX 78708 (512) 339-9812
Greater Texas, 6411 North Lamar BLVD. , Austin TX 78752 (512) 458-2558
Ibm Texas Employees, P.O. Box 9926, Austin TX 78766 (512) 836-5901
Lcra, P.O. Box 5310, Austin TX 78763 (512) 474-1562
National Western Life, 850 E. Anderson Lane, Austin TX 78752 (512) 719-2376
Public Employees, P.O. Box 2205, Austin TX 78768 (512) 474-1955
Austin, 1900 Woodward Street, Austin TX 78741 (512) 444-6419
Austin Telco, 8929 Shoal Creek BLVD. , Austin TX 78757 (512) 302-5555
Capitol, P.O. Box 203458, Austin TX 78720-3458 (512) 477-9465
Government Employees, P.O. Box 81535, Austin TX 78708 (512) 339-9812
Greater Texas, 6411 North Lamar BLVD. , Austin TX 78752 (512) 458-2558
Ibm Texas Employees, P.O. Box 9926, Austin TX 78766 (512) 836-5901
Lcra, P.O. Box 5310, Austin TX 78763 (512) 474-1562
National Western Life, 850 E. Anderson Lane, Austin TX 78752 (512) 719-2376
Public Employees, P.O. Box 2205, Austin TX 78768 (512) 474-1955
Star of Texas, 114 East Huntland Drive, Austin TX 78753 (512) 458-8253
State Farm Texas, 8900 Amberglen Blvd, Austin TX 78729 (512) 918-5933
Texas Dps, P.O. Box 15346, Austin TX 78761 (512) 452-5211
Texas Health, P. O. Box 4003, Austin TX 78765 (512) 454-4636
Travis County, 1101 N Ih 35, Austin TX 78702 (512) 477-2641
United Heritage, 12208 N. Mopac Expressway, Austin TX 78758 (512) 435-4545
University, P.O. Box 9350, Austin TX 78766-9350 (512) 467-8080
Vatat, 614 E 12th Street, Austin TX 78701 (512) 472-3258
State Farm Texas, 8900 Amberglen Blvd, Austin TX 78729 (512) 918-5933
Texas Dps, P.O. Box 15346, Austin TX 78761 (512) 452-5211
Texas Health, P. O. Box 4003, Austin TX 78765 (512) 454-4636
Travis County, 1101 N Ih 35, Austin TX 78702 (512) 477-2641
United Heritage, 12208 N. Mopac Expressway, Austin TX 78758 (512) 435-4545
University, P.O. Box 9350, Austin TX 78766-9350 (512) 467-8080
Vatat, 614 E 12th Street, Austin TX 78701 (512) 472-3258
Mortgage Statistics for Austin, Texas
| Austin | Texas | USA | |
|---|---|---|---|
| Population: Population - The population of Austin, TX  |
779,789 | 20,844,253 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Austin mortgage. |
533,572 | 14,785,718 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Austin mortgage. |
70,073 | 2,404,407 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Austin mortgage. |
216,520 | 6,662,310 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Austin, TX, where you might buy a home. |
325,582 | 8,152,545 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Austin, where you might apply for a Austin mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Austin, TX |
$144,541 | $87,699 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Austin mortgage interest rates. |
$50,713 | $41,942 | $43,800 |