Current Mortgage Rates in Texas
Saturday, July 04, 2009
Current Mortgage Rates*
Loan Type Texas Average |
|
| 30-yr. fixed | 5.25% |
| 30-yr. fixed jumbo | 6.12% |
| 15-yr. fixed | 4.75% |
| 15-yr. fixed jumbo | 5.38% |
| 7/1 ARM | 5.25% |
| 7/1 ARM jumbo | 6.00% |
| 5/1 ARM | 4.50% |
| 5/1 ARM jumbo | 4.88% |
| 3/1 ARM | 4.50% |
| 3/1 ARM jumbo | 5.25% |
| 1-yr. ARM | 4.00% |
| 1-yr. ARM jumbo | 4.00% |
*Mortgage Rates Updated: 07/02/2009
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Current Mortgage Rates in Texas
| Texas 30-yr. fixed Mortgage Rates | Texas 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.82% | 6.00% | 1.22 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.33% | 6.48% | 0.95 | Bank of America | 7.20% | 7.46% | 1.87 |
| Wachovia | 5.46% | 5.56% | 0.51 | Wells Fargo | 7.47% | 7.59% | 0.93 |
| Wells Fargo | 5.24% | 5.36% | 0.94 | Chase | 7.04% | 7.20% | 1.07 |
| Chase | 5.35% | 5.51% | 1.04 | ||||
| Fifth Third Bank | 5.49% | 5.55% | 0.32 | ||||
| Texas 15-yr. fixed Mortgage Rates | Texas 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.34% | 5.65% | 1.47 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 5.89% | 6.19% | 1.17 | Bank of America | 7.20% | 7.61% | 1.70 |
| Wachovia | 5.24% | 5.45% | 0.65 | Wells Fargo | 7.87% | 8.03% | 0.79 |
| Wells Fargo | 5.14% | 5.33% | 0.87 | Chase | 7.27% | 7.53% | 1.07 |
| Chase | 5.09% | 5.36% | 0.99 | ||||
| Fifth Third Bank | 5.16% | 5.27% | 0.33 | ||||
| Texas 7/1 ARM Mortgage Rates | Texas 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.95% | 5.34% | 1.08 | Citibank | 9.84% | 6.43% | 1.98 |
| Bank of America | 6.39% | 6.00% | 1.36 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.52% | 5.53% | 0.34 | Wells Fargo | 7.39% | 6.35% | 0.87 |
| Wells Fargo | 5.71% | 5.40% | 0.95 | Chase | 7.22% | 5.68% | 1.04 |
| Chase | 5.99% | 5.31% | 1.01 | ||||
| Texas 5/1 ARM Mortgage Rates | Texas 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.73% | 5.17% | 1.06 | Citibank | 9.81% | 5.91% | 1.98 |
| Bank of America | 6.22% | 5.84% | 1.16 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 5.27% | 5.22% | 0.97 | Wells Fargo | 5.99% | 5.41% | 0.95 |
| Chase | 5.49% | 5.04% | 1.01 | Chase | 6.25% | 5.24% | 1.01 |
| Fifth Third Bank | 5.60% | 5.26% | 0.31 | ||||
| Texas 3/1 ARM Mortgage Rates | Texas 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.65% | 5.07% | 1.04 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.34% | 5.73% | 1.21 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.25% | 5.27% | 0.45 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 5.93% | 5.27% | 0.99 | Chase | 6.49% | 5.02% | 1.02 |
| Chase | 5.29% | 4.85% | 1.03 | ||||
| Fifth Third Bank | 5.51% | 5.13% | 0.29 | ||||
| Texas 1-yr. ARM Mortgage Rates | Texas 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.79% | 4.97% | 1.93 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.67% | 5.75% | 1.83 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 6.07% | 4.80% | 1.02 |
| Chase | 5.12% | 4.77% | 1.00 | ||||
| Texas 10-yr. fixed Mortgage Rates | Texas 10/1 ARM Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wachovia | 5.22% | 5.50% | 0.59 | Wachovia | 5.35% | 5.35% | 0.49 |
Current Mortgage Rates by City
| Index: A->B B->C C->D D->F F->G G->J J->L L->M M->O O->R R->S S->T T->W W->Z | |||
Mortgage Statistics for Texas
| Texas | USA | |
|---|---|---|
| Population: Population - The population of Texas  |
20,844,253 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Texas mortgage. |
14,785,718 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Texas mortgage. |
2,404,407 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Texas mortgage. |
6,662,310 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Texas, where you might buy a home. |
8,152,545 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Texas, where you might apply for a Texas mortgage. |
2 | 2 |
| Average House Value: Average House Value - The average house value in Texas |
$87,699 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Texas mortgage interest rates. |
$41,942 | $43,800 |