Current Mortgage Rates in Rapid City, South Dakota
Saturday, November 22, 2008
Current Mortgage Rates*
Loan Type Rapid City Average |
|
| 30-yr. fixed | 6.00% |
| 30-yr. fixed jumbo | 7.88% |
| 15-yr. fixed | 5.62% |
| 15-yr. fixed jumbo | 7.62% |
| 7/1 ARM | 6.25% |
| 7/1 ARM jumbo | 7.62% |
| 5/1 ARM | 5.75% |
| 5/1 ARM jumbo | 6.88% |
| 3/1 ARM | 5.88% |
| 3/1 ARM jumbo | 7.38% |
| 1-yr. ARM | 7.50% |
| 1-yr. ARM jumbo | 6.50% |
| 1-yr. LIBOR ARM | 6.00% |
*Mortgage Rates Updated: 11/21/2008
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Current Mortgage Rates in Rapid City, South Dakota
| Rapid City 30-yr. fixed Mortgage Rates | Rapid City 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.41% | 7.88% | 3.70 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.65% | 6.80% | 0.88 | Bank of America | 7.47% | 7.74% | 1.90 |
| Wachovia | 6.16% | 6.29% | 0.69 | Wells Fargo | 9.50% | 9.61% | 0.72 |
| Wells Fargo | 6.25% | 6.35% | 0.70 | Chase | 7.88% | 8.03% | 1.06 |
| Chase | 6.20% | 6.36% | 0.91 | ||||
| Fifth Third Bank | 6.34% | 6.40% | 0.35 | ||||
| Rapid City 15-yr. fixed Mortgage Rates | Rapid City 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.02% | 7.99% | 5.24 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.18% | 6.46% | 1.05 | Bank of America | 7.36% | 7.76% | 1.63 |
| Wachovia | 5.73% | 5.98% | 0.80 | Wells Fargo | 8.42% | 8.56% | 0.58 |
| Wells Fargo | 6.08% | 6.24% | 0.54 | Chase | 8.32% | 8.57% | 1.15 |
| Chase | 6.00% | 6.25% | 0.88 | ||||
| Fifth Third Bank | 5.86% | 5.97% | 0.36 | ||||
| Rapid City 7/1 ARM Mortgage Rates | Rapid City 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 6.15% | 0.97 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.91% | 6.54% | 1.21 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 6.06% | 6.09% | 0.44 | Wells Fargo | 8.67% | 7.25% | 0.73 |
| Wells Fargo | 6.78% | 6.53% | 0.71 | Chase | 8.42% | 6.87% | 1.13 |
| Chase | 6.66% | 6.28% | 0.89 | ||||
| Rapid City 5/1 ARM Mortgage Rates | Rapid City 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.44% | 5.97% | 1.02 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.52% | 6.17% | 1.02 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 6.66% | 6.43% | 0.72 | Wells Fargo | 7.55% | 6.67% | 0.74 |
| Chase | 6.39% | 6.11% | 0.85 | Chase | 7.16% | 6.35% | 0.85 |
| Fifth Third Bank | 6.25% | 6.00% | 0.31 | ||||
| Rapid City 3/1 ARM Mortgage Rates | Rapid City 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.12% | 5.84% | 0.92 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.44% | 6.14% | 1.08 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.75% | 5.80% | 0.35 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 7.21% | 6.43% | 0.91 | Chase | 7.32% | 6.02% | 1.02 |
| Chase | 5.83% | 5.80% | 1.03 | ||||
| Fifth Third Bank | 6.00% | 5.87% | 0.26 | ||||
| Rapid City 1-yr. ARM Mortgage Rates | Rapid City 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 6.74% | 5.82% | 1.05 |
| Chase | 5.73% | 5.78% | 0.96 | ||||
Banks in Rapid City, South Dakota
First Federal Savings Bank of South Dakota, 909 St Joseph Street, Rapid City South Dakota 57701First Western Bank, 632 Main Street, Rapid City South Dakota 57701
First Western Federal Savings Bank, 402 Main Street, Rapid City South Dakota 57709
Great Western Bank, 14 St. Joseph Street, Rapid City South Dakota 57701
Green Tree Retail Services Bank, 1400 Turbine Drive, Rapid City South Dakota 57701
Independence One Bank, 430 Main Street, Rapid City South Dakota 57701
Norwest Bank Black Hills, Ninth and St. Joe Streets, Rapid City South Dakota 57701
Perpetual Savings and Loan Association, 826 St Joseph Street, Rapid City South Dakota 57701
Rushmore State Bank, 14 St. Joe Street, Rapid City South Dakota 57701
Credit Unions in Rapid City, South Dakota
Army Guard, 2823 West Main Street, Rapid City SD 57702 (605) 394-2505Black Hills, P.O. Box 1420, Rapid City SD 57709-1420 (605) 343-0891
Dacotah, P.O. Box 360, Rapid City SD 57709 (605) 348-1961
Dakota Star, P.O. Box 2784, Rapid City SD 57709 (605) 342-6442
Highmark, 725 5th St Po Box 2506, Rapid City SD 57701 (605) 716-4444
Rapid City Journal Employees, P.O. Box 2182, Rapid City SD 57709-2182 (605) 341-7514
Rapid City Medical, 625 Flormann Street, Rapid City SD 57701 (605) 342-7776
Rapid City Telco, 811 East ST. Andrew Street, Rapid City SD 57701 (605) 342-7471
Rushmore Electric, P.O. Box 2414, Rapid City SD 57709 (605) 342-9451
Mortgage Statistics for Rapid City, South Dakota
| Rapid City | South Dakota | USA | |
|---|---|---|---|
| Population: Population - The population of Rapid City, SD  |
79,749 | 750,471 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Rapid City mortgage. |
68,916 | 665,391 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Rapid City mortgage. |
663 | 4,692 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Rapid City mortgage. |
2,046 | 10,829 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Rapid City, SD, where you might buy a home. |
33,131 | 320,795 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Rapid City, where you might apply for a Rapid City mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Rapid City, SD |
$88,573 | $72,288 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Rapid City mortgage interest rates. |
$38,159 | $35,502 | $43,800 |