Current Mortgage Rates in South Dakota
Saturday, July 04, 2009
Current Mortgage Rates*
Loan Type South Dakota Average |
|
| 30-yr. fixed | 5.25% |
| 30-yr. fixed jumbo | 6.12% |
| 15-yr. fixed | 4.88% |
| 15-yr. fixed jumbo | 5.38% |
| 7/1 ARM | 5.25% |
| 7/1 ARM jumbo | 6.00% |
| 5/1 ARM | 4.75% |
| 5/1 ARM jumbo | 4.88% |
| 3/1 ARM | 4.75% |
| 3/1 ARM jumbo | 5.25% |
| 1-yr. ARM | 4.00% |
| 1-yr. ARM jumbo | 4.00% |
*Mortgage Rates Updated: 07/03/2009
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Current Mortgage Rates in South Dakota
| South Dakota 30-yr. fixed Mortgage Rates | South Dakota 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.44% | 6.76% | 2.56 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.36% | 6.52% | 1.00 | Bank of America | 7.31% | 7.58% | 1.89 |
| Wachovia | 5.46% | 5.57% | 0.52 | Wells Fargo | 7.47% | 7.59% | 0.93 |
| Wells Fargo | 5.24% | 5.36% | 0.94 | Chase | 7.04% | 7.20% | 1.07 |
| Chase | 5.35% | 5.51% | 1.04 | ||||
| Fifth Third Bank | 5.49% | 5.55% | 0.32 | ||||
| South Dakota 15-yr. fixed Mortgage Rates | South Dakota 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.98% | 6.60% | 3.24 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 5.82% | 6.12% | 1.16 | Bank of America | 7.35% | 7.75% | 1.67 |
| Wachovia | 5.24% | 5.46% | 0.65 | Wells Fargo | 7.87% | 8.03% | 0.79 |
| Wells Fargo | 5.14% | 5.33% | 0.87 | Chase | 7.27% | 7.53% | 1.07 |
| Chase | 5.09% | 5.36% | 0.99 | ||||
| Fifth Third Bank | 5.16% | 5.27% | 0.33 | ||||
| South Dakota 7/1 ARM Mortgage Rates | South Dakota 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.94% | 5.33% | 1.08 | Citibank | 9.84% | 6.43% | 1.98 |
| Bank of America | 6.62% | 6.12% | 1.34 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.52% | 5.54% | 0.34 | Wells Fargo | 7.39% | 6.35% | 0.87 |
| Wells Fargo | 5.71% | 5.40% | 0.95 | Chase | 7.22% | 5.68% | 1.04 |
| Chase | 5.99% | 5.30% | 1.00 | ||||
| South Dakota 5/1 ARM Mortgage Rates | South Dakota 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.73% | 5.17% | 1.06 | Citibank | 9.81% | 5.91% | 1.98 |
| Bank of America | 6.32% | 5.88% | 1.16 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 5.27% | 5.22% | 0.97 | Wells Fargo | 5.99% | 5.41% | 0.95 |
| Chase | 5.48% | 5.04% | 1.01 | Chase | 6.24% | 5.23% | 1.01 |
| Fifth Third Bank | 5.60% | 5.26% | 0.31 | ||||
| South Dakota 3/1 ARM Mortgage Rates | South Dakota 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.65% | 5.07% | 1.04 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.46% | 5.77% | 1.23 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.25% | 5.27% | 0.44 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 5.93% | 5.27% | 0.99 | Chase | 6.49% | 5.02% | 1.02 |
| Chase | 5.29% | 4.85% | 1.03 | ||||
| Fifth Third Bank | 5.51% | 5.13% | 0.29 | ||||
| South Dakota 1-yr. ARM Mortgage Rates | South Dakota 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.79% | 4.97% | 1.93 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 6.07% | 4.80% | 1.02 |
| Chase | 5.12% | 4.77% | 1.00 | ||||
| South Dakota 10-yr. fixed Mortgage Rates | South Dakota 10/1 ARM Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wachovia | 5.22% | 5.52% | 0.59 | Wachovia | 5.35% | 5.35% | 0.49 |
Current Mortgage Rates by City
| Index: A->F F->M M->T T->Y | |||
Mortgage Statistics for South Dakota
| South Dakota | USA | |
|---|---|---|
| Population: Population - The population of South Dakota  |
750,471 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a South Dakota mortgage. |
665,391 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a South Dakota mortgage. |
4,692 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a South Dakota mortgage. |
10,829 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in South Dakota, where you might buy a home. |
320,795 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in South Dakota, where you might apply for a South Dakota mortgage. |
2 | 2 |
| Average House Value: Average House Value - The average house value in South Dakota |
$72,288 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare South Dakota mortgage interest rates. |
$35,502 | $43,800 |