Current Mortgage Rates in Beresford, South Dakota

Thursday, August 21, 2008



Current Mortgage Rates*

Loan Type
Beresford Average
30-yr. fixed6.62%
30-yr. fixed jumbo7.12%
15-yr. fixed6.12%
15-yr. fixed jumbo6.75%
7/1 ARM6.12%
7/1 ARM jumbo6.62%
5/1 ARM6.00%
5/1 ARM jumbo6.25%
3/1 ARM5.62%
3/1 ARM jumbo5.88%
1-yr. ARM4.88%
1-yr. ARM jumbo5.12%
1-yr. LIBOR ARM5.50%
*Mortgage Rates Updated: 08/20/2008

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Current Mortgage Rates in Beresford, South Dakota

Beresford 30-yr. fixed Mortgage Rates Beresford 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.89%8.51%4.96Citibank7.00%7.14%0.25
Bank of America6.80%6.94%0.73Bank of America7.00%7.10%0.08
Wachovia6.31%6.44%0.77Wells Fargo7.12%7.19%0.12
Wells Fargo6.75%6.99%0.25Chase6.88%6.94%0.25
Chase6.75%6.84%0.25 
Fifth Third Bank6.50%6.57%0.34 
Beresford 15-yr. fixed Mortgage Rates Beresford 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.43%8.67%6.79Citibank6.75%6.89%0.00
Bank of America6.25%6.49%0.82Bank of America7.25%7.38%0.00
Wachovia5.76%6.02%0.88Wells Fargo7.80%7.93%0.43
Wells Fargo6.22%6.35%0.31Chase6.50%6.59%0.00
Chase6.38%6.48%0.12 
Fifth Third Bank5.95%6.06%0.38 
Beresford 7/1 ARM Mortgage Rates Beresford 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.62%7.29%0.03Bank of America6.88%7.36%0.48
Wachovia5.69%5.75%0.64Wells Fargo6.62%7.22%0.38
Wells Fargo6.50%7.27%0.25Chase6.62%7.15%0.12
Chase6.62%7.11%0.00 
Beresford 5/1 ARM Mortgage Rates Beresford 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Citibank6.88%7.47%0.00
Bank of America6.65%6.12%0.82Bank of America8.14%6.63%1.05
Wells Fargo6.38%7.27%0.38Wells Fargo6.38%7.24%0.25
Chase6.50%7.18%0.00Chase6.75%7.32%0.00
Fifth Third Bank6.18%5.92%0.30 
Beresford 3/1 ARM Mortgage Rates Beresford 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America6.50%7.54%0.17Bank of America6.88%7.60%0.08
Wachovia5.50%5.58%0.47Wells Fargo6.75%7.52%0.12
Wells Fargo6.38%7.44%0.12Chase6.75%7.41%0.00
Chase6.75%7.37%0.00 
Fifth Third Bank5.73%5.72%0.26 
Beresford 1-yr. ARM Mortgage Rates Beresford 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America6.88%7.66%0.04Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Banks in Beresford, South Dakota

First Federal Bank, A Federal Savings Bank, 101 South Third Street, Beresford South Dakota 57004
First National Bank, 201 North Third Street, Beresford South Dakota 57004

Mortgage Statistics for Beresford, South Dakota

  Beresford South Dakota USA
Population:
Population - The population of Beresford, SD
 3,326 750,471 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Beresford mortgage.
 3,290 665,391 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Beresford mortgage.
 1 4,692 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Beresford mortgage.
 17 10,829 34,671,551
HouseHolds:
HouseHolds - The total number of households in Beresford, SD, where you might buy a home.
 1,426 320,795 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Beresford, where you might apply for a Beresford mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Beresford, SD
 $80,600 $72,288 $132,188
Income per Household:
Income per Household - The household income where you might compare Beresford mortgage interest rates.
 $34,567 $35,502 $43,800

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