Current Mortgage Rates in Lancaster, South Carolina
Monday, October 06, 2008
Current Mortgage Rates*
Loan Type Lancaster Average |
|
| 30-yr. fixed | 6.12% |
| 30-yr. fixed jumbo | 7.88% |
| 15-yr. fixed | 5.88% |
| 15-yr. fixed jumbo | 7.38% |
| 7/1 ARM | 6.38% |
| 7/1 ARM jumbo | 6.88% |
| 5/1 ARM | 6.25% |
| 5/1 ARM jumbo | 6.88% |
| 3/1 ARM | 6.00% |
| 3/1 ARM jumbo | 6.12% |
| 1-yr. ARM | 4.88% |
| 1-yr. ARM jumbo | 5.25% |
| 1-yr. LIBOR ARM | 6.25% |
*Mortgage Rates Updated: 10/06/2008
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Current Mortgage Rates in Lancaster, South Carolina
| Lancaster 30-yr. fixed Mortgage Rates | Lancaster 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.22% | 7.60% | 2.67 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.62% | 6.77% | 0.80 | Bank of America | 7.45% | 7.71% | 1.84 |
| Wachovia | 6.25% | 6.38% | 0.71 | Wells Fargo | 9.29% | 9.36% | 0.27 |
| Wells Fargo | 6.43% | 6.51% | 0.24 | Chase | 7.75% | 7.80% | 0.15 |
| Chase | 6.32% | 6.40% | 0.08 | ||||
| Fifth Third Bank | 6.41% | 6.48% | 0.36 | ||||
| Lancaster 15-yr. fixed Mortgage Rates | Lancaster 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.18% | 8.20% | 5.46 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.25% | 6.52% | 0.96 | Bank of America | 7.23% | 7.61% | 1.56 |
| Wachovia | 5.74% | 5.99% | 0.82 | Wachovia | 6.50% | 6.60% | 0.44 |
| Wells Fargo | 6.16% | 6.30% | 0.33 | Wells Fargo | 7.98% | 8.10% | 0.41 |
| Chase | 6.32% | 6.45% | 0.07 | Chase | 6.50% | 6.59% | 0.00 |
| Fifth Third Bank | 5.87% | 5.98% | 0.38 | ||||
| Lancaster 7/1 ARM Mortgage Rates | Lancaster 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.40% | 6.36% | 0.98 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.78% | 5.83% | 0.59 | Wells Fargo | 8.44% | 7.47% | 0.30 |
| Wells Fargo | 7.34% | 6.87% | 0.18 | Chase | 6.62% | 7.15% | 0.12 |
| Chase | 6.85% | 6.41% | 0.04 | ||||
| Lancaster 5/1 ARM Mortgage Rates | Lancaster 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.48% | 6.15% | 0.88 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 7.07% | 6.58% | 0.24 | Wells Fargo | 7.81% | 6.83% | 0.34 |
| Chase | 6.82% | 6.27% | 0.02 | Chase | 7.78% | 6.66% | 0.00 |
| Fifth Third Bank | 6.21% | 5.98% | 0.28 | ||||
| Lancaster 3/1 ARM Mortgage Rates | Lancaster 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.12% | 6.18% | 0.93 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.54% | 5.61% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Fifth Third Bank | 5.78% | 5.81% | 0.25 | ||||
| Lancaster 1-yr. ARM Mortgage Rates | Lancaster 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wachovia | 5.88% | 7.62% | 0.88 |
| Wachovia | 5.75% | 7.62% | 0.88 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Lancaster, South Carolina
Central Carolina Bank, 302 South Wylie Street, Lancaster South Carolina 29720First Federal Savings and Loan Association, 115 W Gay St, Lancaster South Carolina 29720
Standard Savings and Loan Association, Arch At Catawba Street, Lancaster South Carolina 29720
The Bank of Lancaster, 200 South Main Street, Lancaster South Carolina 29720
Credit Unions in Lancaster, South Carolina
Bowater Carolina, P. O. Box 1479, Lancaster SC 29721 (803) 289-1188Mortgage Statistics for Lancaster, South Carolina
| Lancaster | South Carolina | USA | |
|---|---|---|---|
| Population: Population - The population of Lancaster, SC  |
44,070 | 4,011,615 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Lancaster mortgage. |
30,202 | 2,695,436 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Lancaster mortgage. |
12,842 | 1,184,947 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Lancaster mortgage. |
814 | 95,075 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Lancaster, SC, where you might buy a home. |
18,186 | 1,753,454 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Lancaster, where you might apply for a Lancaster mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Lancaster, SC |
$71,200 | $92,878 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Lancaster mortgage interest rates. |
$33,919 | $37,844 | $43,800 |