Current Mortgage Rates in Lake City, South Carolina
Thursday, December 04, 2008
Current Mortgage Rates*
Loan Type Lake City Average |
|
| 30-yr. fixed | 5.50% |
| 15-yr. fixed | 5.12% |
| 5/1 ARM | 5.50% |
| 3/1 ARM | 5.62% |
*Mortgage Rates Updated: 12/03/2008
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Current Mortgage Rates in Lake City, South Carolina
| Lake City 30-yr. fixed Mortgage Rates | Lake City 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.76% | 7.04% | 1.98 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.61% | 6.77% | 0.93 | Bank of America | 7.55% | 7.82% | 1.89 |
| Wachovia | 6.10% | 6.24% | 0.70 | Wells Fargo | 9.32% | 9.42% | 0.67 |
| Wells Fargo | 6.09% | 6.19% | 0.73 | Chase | 7.87% | 8.02% | 1.09 |
| Chase | 6.07% | 6.23% | 0.95 | ||||
| Fifth Third Bank | 6.28% | 6.34% | 0.35 | ||||
| Lake City 15-yr. fixed Mortgage Rates | Lake City 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.44% | 7.03% | 3.06 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.17% | 6.46% | 1.11 | Bank of America | 7.28% | 7.67% | 1.56 |
| Wachovia | 5.69% | 5.95% | 0.78 | Wachovia | 6.50% | 6.60% | 0.44 |
| Wells Fargo | 5.98% | 6.14% | 0.58 | Wells Fargo | 8.34% | 8.49% | 0.63 |
| Chase | 5.88% | 6.14% | 0.92 | Chase | 8.33% | 8.58% | 1.14 |
| Fifth Third Bank | 5.80% | 5.91% | 0.35 | ||||
| Lake City 7/1 ARM Mortgage Rates | Lake City 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 6.09% | 0.97 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.77% | 6.43% | 1.25 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 6.04% | 6.07% | 0.44 | Wells Fargo | 8.30% | 7.08% | 0.76 |
| Wells Fargo | 6.54% | 6.42% | 0.76 | Chase | 8.29% | 6.77% | 1.12 |
| Chase | 6.62% | 6.23% | 0.95 | ||||
| Lake City 5/1 ARM Mortgage Rates | Lake City 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.36% | 5.94% | 1.02 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.51% | 6.13% | 1.06 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 6.40% | 6.34% | 0.77 | Wells Fargo | 7.24% | 6.56% | 0.78 |
| Chase | 6.33% | 6.06% | 0.90 | Chase | 7.05% | 6.27% | 0.90 |
| Fifth Third Bank | 6.22% | 5.97% | 0.30 | ||||
| Lake City 3/1 ARM Mortgage Rates | Lake City 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.12% | 5.83% | 0.92 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.53% | 6.09% | 1.11 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.75% | 5.79% | 0.34 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.89% | 6.36% | 0.91 | Chase | 7.30% | 6.01% | 1.03 |
| Chase | 5.89% | 5.80% | 1.04 | ||||
| Fifth Third Bank | 5.99% | 5.82% | 0.26 | ||||
| Lake City 1-yr. ARM Mortgage Rates | Lake City 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wachovia | 5.88% | 7.62% | 0.88 |
| Wachovia | 5.75% | 7.62% | 0.88 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 6.70% | 5.81% | 1.06 |
| Chase | 5.78% | 5.77% | 0.99 | ||||
| Lake City 10-yr. fixed Mortgage Rates | Lake City 10/1 ARM Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wachovia | 5.66% | 6.00% | 0.69 | Wachovia | 6.06% | 6.06% | 0.52 |
Banks in Lake City, South Carolina
Lake City Savings and Loan Association, 112 Acline Street, Lake City South Carolina 29560Lake City State Bank, West Main Street, Lake City South Carolina 29560
Palmetto Bank and Trust Company, Main and Mcallister Streets, Lake City South Carolina 29560
Mortgage Statistics for Lake City, South Carolina
| Lake City | South Carolina | USA | |
|---|---|---|---|
| Population: Population - The population of Lake City, SC  |
13,550 | 4,011,615 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Lake City mortgage. |
5,350 | 2,695,436 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Lake City mortgage. |
8,006 | 1,184,947 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Lake City mortgage. |
186 | 95,075 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Lake City, SC, where you might buy a home. |
5,630 | 1,753,454 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Lake City, where you might apply for a Lake City mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Lake City, SC |
$52,100 | $92,878 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Lake City mortgage interest rates. |
$25,861 | $37,844 | $43,800 |