Current Mortgage Rates in Charleston, South Carolina

Monday, October 06, 2008



Current Mortgage Rates*

Loan Type
Charleston Average
30-yr. fixed6.12%
15-yr. fixed5.62%
5/1 ARM6.38%
3/1 ARM6.12%
FHA Mortgage6.25%
Fixed Rate Mortgage7.12%
VA Mortgage6.25%
*Mortgage Rates Updated: 10/04/2008

Get Current Mortgage Rates
From Top Lenders

Property State
Type of Loan
Home Description
Your Credit Profile
Note: Your credit profile will not be run for this inquiry.


Current Mortgage Rates in Charleston, South Carolina

Charleston 30-yr. fixed Mortgage Rates Charleston 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.22%7.60%2.67Citibank7.00%7.14%0.25
Bank of America6.62%6.77%0.80Bank of America7.45%7.71%1.84
Wachovia6.25%6.38%0.71Wells Fargo9.29%9.36%0.27
Wells Fargo6.43%6.51%0.24Chase7.75%7.80%0.15
Chase6.32%6.40%0.08 
Fifth Third Bank6.41%6.48%0.36 
Charleston 15-yr. fixed Mortgage Rates Charleston 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.18%8.20%5.46Citibank6.75%6.89%0.00
Bank of America6.25%6.52%0.96Bank of America7.23%7.61%1.56
Wachovia5.74%5.99%0.82Wachovia6.50%6.60%0.44
Wells Fargo6.16%6.30%0.33Wells Fargo7.98%8.10%0.41
Chase6.32%6.45%0.07Chase6.50%6.59%0.00
Fifth Third Bank5.87%5.98%0.38 
Charleston 7/1 ARM Mortgage Rates Charleston 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.40%6.36%0.98Bank of America6.88%7.36%0.48
Wachovia5.78%5.83%0.59Wells Fargo8.44%7.47%0.30
Wells Fargo7.34%6.87%0.18Chase6.62%7.15%0.12
Chase6.85%6.41%0.04 
Charleston 5/1 ARM Mortgage Rates Charleston 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Citibank6.88%7.47%0.00
Bank of America6.48%6.15%0.88Bank of America8.14%6.63%1.05
Wells Fargo7.07%6.58%0.24Wells Fargo7.81%6.83%0.34
Chase6.82%6.27%0.02Chase7.78%6.66%0.00
Fifth Third Bank6.21%5.98%0.28 
Charleston 3/1 ARM Mortgage Rates Charleston 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America6.12%6.18%0.93Bank of America6.88%7.60%0.08
Wachovia5.54%5.61%0.48Wells Fargo6.75%7.52%0.12
Wells Fargo6.38%7.44%0.12Chase6.75%7.41%0.00
Chase6.75%7.37%0.00 
Fifth Third Bank5.78%5.81%0.25 
Charleston 1-yr. ARM Mortgage Rates Charleston 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wachovia5.88%7.62%0.88
Wachovia5.75%7.62%0.88Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Bank of Charleston, 276 East Bay Street, Charleston South Carolina 29401
Carolina Federal Savings Bank, 1106 St. Andrews Boulevard, Charleston South Carolina 29407
Citadel Federal Savings and Loan Association, 852 Orleans Road, Charleston South Carolina 29417
Citadel Federal Savings Bank, 852 Orleans Road, Charleston South Carolina 29417
Community Firstbank of Charleston, 288 Meeting Street, Charleston South Carolina 29401
First Federal Savings and Loan Association of Charleston, 34 Broad Street, Charleston South Carolina 29401
First Trident Savings and Loan Corporation, 160 Meeting Street, Charleston South Carolina 29402
Home Federal Savings Bank, 158 Meeting Street, Charleston South Carolina 29401
Liberty National Bank, 160 Meeting Street, Charleston South Carolina 29402
Roper Federal Savings Bank, 315 Calhoun Street, Suite 102, Charleston South Carolina 29401
Southtrust Bank of South Carolina, 145 King Street, Charleston South Carolina 29401
State Federal Savings and Loan Association, 221 King Street, Charleston South Carolina 29401
The Bank of South Carolina, 256 Meeting Street, Charleston South Carolina 29401
Wachovia Bank of South Carolina, 16 Broad Street, Charleston South Carolina 29402

Credit Unions in Charleston, South Carolina

C O, 117 Spring Street, Charleston SC 29403 (843) 722-7656
Charleston Area, 1845 Sam Rittenberg Blvd, Charleston SC 29407 (843) 556-4809
Charleston County Teachers, P.O. Box 30746, Charleston SC 29407 (843) 556-8698
Charleston Postal Cooperative, P. O. Box 40185, Charleston SC 29423-0185 (843) 760-0071
Cpm, P.O. Box 62229, Charleston SC 29419 (843) 747-6376

Mortgage Statistics for Charleston, South Carolina

  Charleston South Carolina USA
Population:
Population - The population of Charleston, SC
 165,374 4,011,615 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Charleston mortgage.
 107,986 2,695,436 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Charleston mortgage.
 51,285 1,184,947 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Charleston mortgage.
 3,617 95,075 34,671,551
HouseHolds:
HouseHolds - The total number of households in Charleston, SC, where you might buy a home.
 74,932 1,753,454 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Charleston, where you might apply for a Charleston mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Charleston, SC
 $140,345 $92,878 $132,188
Income per Household:
Income per Household - The household income where you might compare Charleston mortgage interest rates.
 $36,691 $37,844 $43,800

Popular Cities in South Carolina