Current Mortgage Rates

Thursday, December 04, 2008



You don't need to be a special customer to get preferential treatment. All you need to do is ask for it. You could ask your bank to waive your credit card fees or your credit card company for lower interest rates. You can also check for discounts at shops. Many banks offer special programs for people who want to pay down credit cards.

As the home equity loan business booms, banks need to compete, so they have low interest or longer term loans that can help. Go to your own bank first and speak with a representative. Chances are, you'll find a bank that can help you. Make sure they are a reputable lending institution and that the interest rate is lower than the ones you are currently battling.




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Current Mortgage Rates*

Loan Type
National Average
30-yr. fixed5.62%
30-yr. fixed jumbo7.50%
15-yr. fixed5.38%
15-yr. fixed jumbo7.25%
7/1 ARM6.12%
5/1 ARM5.88%
3/1 ARM5.88%
1-yr. ARM6.62%
1-yr. LIBOR ARM6.12%
10/1 ARM6.25%
40-yr. fixed6.88%
*Mortgage Rates Updated: 12/04/2008