Current Mortgage Rates in Smithfield, Rhode Island

Sunday, September 07, 2008



Current Mortgage Rates*

Loan Type
Smithfield Average
30-yr. fixed6.50%
30-yr. fixed jumbo6.88%
15-yr. fixed6.00%
15-yr. fixed jumbo6.62%
7/1 ARM6.25%
7/1 ARM jumbo7.12%
5/1 ARM6.00%
5/1 ARM jumbo6.62%
3/1 ARM5.88%
3/1 ARM jumbo7.00%
1-yr. ARM6.50%
1-yr. ARM jumbo7.00%
1-yr. LIBOR ARM5.38%
*Mortgage Rates Updated: 09/04/2008

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Current Mortgage Rates in Smithfield, Rhode Island

Smithfield 30-yr. fixed Mortgage Rates Smithfield 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.83%8.43%4.76Citibank7.38%7.47%0.19
Bank of America6.80%6.94%0.72Bank of America7.06%7.18%0.62
Wachovia6.31%6.45%0.75Wells Fargo7.19%7.24%0.12
Wells Fargo6.69%6.83%0.25Chase7.00%7.05%0.19
Chase6.62%6.71%0.25 
Smithfield 15-yr. fixed Mortgage Rates Smithfield 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.43%8.66%6.78Citibank6.75%6.89%0.00
Bank of America6.25%6.49%0.81Bank of America7.44%7.60%0.50
Wachovia5.76%6.04%0.87Wells Fargo7.82%7.95%0.43
Wells Fargo6.21%6.34%0.33Chase6.75%6.82%0.06
Chase6.38%6.47%0.12 
Smithfield 7/1 ARM Mortgage Rates Smithfield 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.69%7.15%0.19Citibank7.06%7.32%0.00
Bank of America6.62%7.29%0.03Bank of America6.88%7.36%0.48
Wachovia5.69%5.75%0.64Wells Fargo6.62%7.22%0.38
Wells Fargo6.50%7.27%0.25Chase6.69%7.08%0.12
Chase6.62%7.04%0.06 
Smithfield 5/1 ARM Mortgage Rates Smithfield 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.56%7.18%0.06Citibank7.06%7.36%0.00
Bank of America6.65%6.13%0.82Bank of America8.07%6.65%1.05
Wells Fargo6.44%7.03%0.25Wells Fargo7.06%7.16%0.19
Chase6.38%7.04%0.06Chase6.88%7.25%0.06
Smithfield 3/1 ARM Mortgage Rates Smithfield 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.69%7.33%0.00Citibank7.38%7.50%0.00
Bank of America6.25%7.30%0.63Bank of America6.94%7.48%0.58
Wachovia5.50%5.58%0.48Wells Fargo7.50%7.30%0.19
Wells Fargo6.94%7.20%0.12Chase6.94%7.40%0.12
Chase6.81%7.35%0.00 
Smithfield 1-yr. ARM Mortgage Rates Smithfield 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America6.88%7.66%0.04Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Mortgage Statistics for Smithfield, Rhode Island

  Smithfield Rhode Island USA
Population:
Population - The population of Smithfield, RI
 13,429 1,048,319 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Smithfield mortgage.
 12,995 891,191 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Smithfield mortgage.
 148 46,908 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Smithfield mortgage.
 153 90,820 34,671,551
HouseHolds:
HouseHolds - The total number of households in Smithfield, RI, where you might buy a home.
 4,527 439,837 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Smithfield, where you might apply for a Smithfield mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Smithfield, RI
 $139,400 $133,919 $132,188
Income per Household:
Income per Household - The household income where you might compare Smithfield mortgage interest rates.
 $55,463 $43,238 $43,800

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