Current Mortgage Rates in Providence, Rhode Island

Monday, December 01, 2008



Current Mortgage Rates*

Loan Type
Providence Average
30-yr. fixed6.12%
30-yr. fixed jumbo8.00%
15-yr. fixed5.75%
15-yr. fixed jumbo7.75%
7/1 ARM6.25%
7/1 ARM jumbo7.75%
5/1 ARM6.00%
5/1 ARM jumbo7.00%
3/1 ARM6.00%
3/1 ARM jumbo6.88%
1-yr. ARM7.38%
1-yr. ARM jumbo6.50%
1-yr. LIBOR ARM6.12%
*Mortgage Rates Updated: 11/24/2008

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Current Mortgage Rates in Providence, Rhode Island

Providence 30-yr. fixed Mortgage Rates Providence 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.37%7.84%3.64Citibank7.38%7.47%0.19
Bank of America6.69%6.84%0.87Bank of America7.35%7.61%1.75
Wachovia6.16%6.30%0.68Wells Fargo9.44%9.54%0.72
Wells Fargo6.22%6.33%0.71Chase7.89%8.04%1.06
Chase6.18%6.33%0.92 
Providence 15-yr. fixed Mortgage Rates Providence 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.98%7.94%5.12Citibank6.75%6.89%0.00
Bank of America6.18%6.47%1.08Bank of America7.22%7.60%1.52
Wachovia5.72%6.00%0.79Wells Fargo8.40%8.54%0.59
Wells Fargo6.07%6.22%0.55Chase8.30%8.54%1.14
Chase5.97%6.23%0.88 
Providence 7/1 ARM Mortgage Rates Providence 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.69%6.13%0.96Citibank7.06%7.32%0.00
Bank of America6.66%6.40%1.23Bank of America6.88%7.36%0.48
Wachovia6.06%6.09%0.44Wells Fargo8.58%7.20%0.74
Wells Fargo6.69%6.49%0.72Chase8.35%6.84%1.12
Chase6.63%6.26%0.90 
Providence 5/1 ARM Mortgage Rates Providence 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.39%5.96%1.01Citibank7.06%7.36%0.00
Bank of America6.50%6.16%1.01Bank of America8.07%6.65%1.05
Wells Fargo6.57%6.40%0.73Wells Fargo7.47%6.64%0.75
Chase6.36%6.10%0.85Chase7.11%6.32%0.87
Providence 3/1 ARM Mortgage Rates Providence 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.10%5.85%0.91Citibank7.38%7.50%0.00
Bank of America6.43%6.13%1.09Bank of America6.94%7.48%0.58
Wachovia5.76%5.80%0.35Wells Fargo7.50%7.30%0.19
Wells Fargo7.11%6.41%0.90Chase7.28%6.02%1.01
Chase5.83%5.81%1.02 
Providence 1-yr. ARM Mortgage Rates Providence 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase6.71%5.82%1.05
Chase5.71%5.78%0.97 

Bank of America, Rhode Island, National Assocation, 111 Westminister Street, Providence Rhode Island 2903
Bank Rhode Island, One Turks Head Place, Providence Rhode Island 2903
Citizens Bank of Rhode Island, One Citizens Plaza, Providence Rhode Island 2903
Citizens Trust Company, One Citizens Plaza, Providence Rhode Island 2903
Columbus National Bank of Rhode Island, One Turks Head Place, Providence Rhode Island 2901
First Bank and Trust Company, 180 Washington Street, Providence Rhode Island 2901
Fleet Bank, 111 Westminster Street, Providence Rhode Island 2903
Fleet National Bank, 111 Westminster Street, Providence Rhode Island 2903
Fleet National Bank, 111 Westminster Street, Providence Rhode Island 2903
Mayflower Savings and Loan Association, 357 Reservoir Ave, Providence Rhode Island 2907
Old Colony Bank, 58 Weybosset Street, Providence Rhode Island 2901
Old Stone Bank, 86 South Main Street, Providence Rhode Island 2901
Old Stone Bank A Federal Savings Bank, 86 South Main Street, Providence Rhode Island 2901
Old Stone Federal Savings Bank, 86 South Main Street, Providence Rhode Island 2901
Old Stone Savings Bank, 86 South Main Street, Providence Rhode Island 2901
People's Bank, 145 Westminster Street, Providence Rhode Island 2901
Rhode Island Hospital Trust National Bank, 15 Westminster Street, Providence Rhode Island 2901


Credit Unions in Providence, Rhode Island

Journal Employees, 75 Fountain Street, Providence RI 2902 (401) 277-7035
Providence Postal, 24 Corliss Street, Providence RI 2904 (401) 421-2436
Rhode Island, 160 Francis Street, Providence RI 2903 (401) 751-7440

Mortgage Statistics for Providence, Rhode Island

  Providence Rhode Island USA
Population:
Population - The population of Providence, RI
201,736 1,048,319 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Providence mortgage.
119,533 891,191 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Providence mortgage.
26,358 46,908 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Providence mortgage.
53,566 90,820 34,671,551
HouseHolds:
HouseHolds - The total number of households in Providence, RI, where you might buy a home.
80,735 439,837 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Providence, where you might apply for a Providence mortgage.
2 2 2
Average House Value:
Average House Value - The average house value in Providence, RI
$115,627 $133,919 $132,188
Income per Household:
Income per Household - The household income where you might compare Providence mortgage interest rates.
$29,890 $43,238 $43,800

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