Current Mortgage Rates in Providence, Rhode Island
Monday, December 01, 2008
Current Mortgage Rates*
Loan Type Providence Average |
|
| 30-yr. fixed | 6.12% |
| 30-yr. fixed jumbo | 8.00% |
| 15-yr. fixed | 5.75% |
| 15-yr. fixed jumbo | 7.75% |
| 7/1 ARM | 6.25% |
| 7/1 ARM jumbo | 7.75% |
| 5/1 ARM | 6.00% |
| 5/1 ARM jumbo | 7.00% |
| 3/1 ARM | 6.00% |
| 3/1 ARM jumbo | 6.88% |
| 1-yr. ARM | 7.38% |
| 1-yr. ARM jumbo | 6.50% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 11/24/2008
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Current Mortgage Rates in Providence, Rhode Island
| Providence 30-yr. fixed Mortgage Rates | Providence 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.37% | 7.84% | 3.64 | Citibank | 7.38% | 7.47% | 0.19 |
| Bank of America | 6.69% | 6.84% | 0.87 | Bank of America | 7.35% | 7.61% | 1.75 |
| Wachovia | 6.16% | 6.30% | 0.68 | Wells Fargo | 9.44% | 9.54% | 0.72 |
| Wells Fargo | 6.22% | 6.33% | 0.71 | Chase | 7.89% | 8.04% | 1.06 |
| Chase | 6.18% | 6.33% | 0.92 | ||||
| Providence 15-yr. fixed Mortgage Rates | Providence 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.98% | 7.94% | 5.12 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.18% | 6.47% | 1.08 | Bank of America | 7.22% | 7.60% | 1.52 |
| Wachovia | 5.72% | 6.00% | 0.79 | Wells Fargo | 8.40% | 8.54% | 0.59 |
| Wells Fargo | 6.07% | 6.22% | 0.55 | Chase | 8.30% | 8.54% | 1.14 |
| Chase | 5.97% | 6.23% | 0.88 | ||||
| Providence 7/1 ARM Mortgage Rates | Providence 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 6.13% | 0.96 | Citibank | 7.06% | 7.32% | 0.00 |
| Bank of America | 6.66% | 6.40% | 1.23 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 6.06% | 6.09% | 0.44 | Wells Fargo | 8.58% | 7.20% | 0.74 |
| Wells Fargo | 6.69% | 6.49% | 0.72 | Chase | 8.35% | 6.84% | 1.12 |
| Chase | 6.63% | 6.26% | 0.90 | ||||
| Providence 5/1 ARM Mortgage Rates | Providence 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.39% | 5.96% | 1.01 | Citibank | 7.06% | 7.36% | 0.00 |
| Bank of America | 6.50% | 6.16% | 1.01 | Bank of America | 8.07% | 6.65% | 1.05 |
| Wells Fargo | 6.57% | 6.40% | 0.73 | Wells Fargo | 7.47% | 6.64% | 0.75 |
| Chase | 6.36% | 6.10% | 0.85 | Chase | 7.11% | 6.32% | 0.87 |
| Providence 3/1 ARM Mortgage Rates | Providence 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.10% | 5.85% | 0.91 | Citibank | 7.38% | 7.50% | 0.00 |
| Bank of America | 6.43% | 6.13% | 1.09 | Bank of America | 6.94% | 7.48% | 0.58 |
| Wachovia | 5.76% | 5.80% | 0.35 | Wells Fargo | 7.50% | 7.30% | 0.19 |
| Wells Fargo | 7.11% | 6.41% | 0.90 | Chase | 7.28% | 6.02% | 1.01 |
| Chase | 5.83% | 5.81% | 1.02 | ||||
| Providence 1-yr. ARM Mortgage Rates | Providence 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 6.71% | 5.82% | 1.05 |
| Chase | 5.71% | 5.78% | 0.97 | ||||
Bank of America, Rhode Island, National Assocation, 111 Westminister Street, Providence Rhode Island 2903
Bank Rhode Island, One Turks Head Place, Providence Rhode Island 2903
Citizens Bank of Rhode Island, One Citizens Plaza, Providence Rhode Island 2903
Citizens Trust Company, One Citizens Plaza, Providence Rhode Island 2903
Columbus National Bank of Rhode Island, One Turks Head Place, Providence Rhode Island 2901
First Bank and Trust Company, 180 Washington Street, Providence Rhode Island 2901
Fleet Bank, 111 Westminster Street, Providence Rhode Island 2903
Fleet National Bank, 111 Westminster Street, Providence Rhode Island 2903
Fleet National Bank, 111 Westminster Street, Providence Rhode Island 2903
Mayflower Savings and Loan Association, 357 Reservoir Ave, Providence Rhode Island 2907
Bank Rhode Island, One Turks Head Place, Providence Rhode Island 2903
Citizens Bank of Rhode Island, One Citizens Plaza, Providence Rhode Island 2903
Citizens Trust Company, One Citizens Plaza, Providence Rhode Island 2903
Columbus National Bank of Rhode Island, One Turks Head Place, Providence Rhode Island 2901
First Bank and Trust Company, 180 Washington Street, Providence Rhode Island 2901
Fleet Bank, 111 Westminster Street, Providence Rhode Island 2903
Fleet National Bank, 111 Westminster Street, Providence Rhode Island 2903
Fleet National Bank, 111 Westminster Street, Providence Rhode Island 2903
Mayflower Savings and Loan Association, 357 Reservoir Ave, Providence Rhode Island 2907
Old Colony Bank, 58 Weybosset Street, Providence Rhode Island 2901
Old Stone Bank, 86 South Main Street, Providence Rhode Island 2901
Old Stone Bank A Federal Savings Bank, 86 South Main Street, Providence Rhode Island 2901
Old Stone Federal Savings Bank, 86 South Main Street, Providence Rhode Island 2901
Old Stone Savings Bank, 86 South Main Street, Providence Rhode Island 2901
People's Bank, 145 Westminster Street, Providence Rhode Island 2901
Rhode Island Hospital Trust National Bank, 15 Westminster Street, Providence Rhode Island 2901
Old Stone Bank, 86 South Main Street, Providence Rhode Island 2901
Old Stone Bank A Federal Savings Bank, 86 South Main Street, Providence Rhode Island 2901
Old Stone Federal Savings Bank, 86 South Main Street, Providence Rhode Island 2901
Old Stone Savings Bank, 86 South Main Street, Providence Rhode Island 2901
People's Bank, 145 Westminster Street, Providence Rhode Island 2901
Rhode Island Hospital Trust National Bank, 15 Westminster Street, Providence Rhode Island 2901
Credit Unions in Providence, Rhode Island
Journal Employees, 75 Fountain Street, Providence RI 2902 (401) 277-7035Providence Postal, 24 Corliss Street, Providence RI 2904 (401) 421-2436
Rhode Island, 160 Francis Street, Providence RI 2903 (401) 751-7440
Mortgage Statistics for Providence, Rhode Island
| Providence | Rhode Island | USA | |
|---|---|---|---|
| Population: Population - The population of Providence, RI  |
201,736 | 1,048,319 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Providence mortgage. |
119,533 | 891,191 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Providence mortgage. |
26,358 | 46,908 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Providence mortgage. |
53,566 | 90,820 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Providence, RI, where you might buy a home. |
80,735 | 439,837 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Providence, where you might apply for a Providence mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Providence, RI |
$115,627 | $133,919 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Providence mortgage interest rates. |
$29,890 | $43,238 | $43,800 |