Current Mortgage Rates in Chepachet, Rhode Island

Thursday, August 28, 2008



Current Mortgage Rates*

Loan Type
Chepachet Average
30-yr. fixed6.75%
30-yr. fixed jumbo7.25%
15-yr. fixed6.12%
15-yr. fixed jumbo7.12%
7/1 ARM5.88%
7/1 ARM jumbo7.00%
5/1 ARM6.25%
5/1 ARM jumbo6.75%
3/1 ARM5.50%
3/1 ARM jumbo6.25%
1-yr. ARM5.75%
1-yr. ARM jumbo6.12%
1-yr. LIBOR ARM5.38%
*Mortgage Rates Updated: 08/27/2008

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Current Mortgage Rates in Chepachet, Rhode Island

Chepachet 30-yr. fixed Mortgage Rates Chepachet 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.86%8.48%4.88Citibank7.38%7.47%0.19
Bank of America6.80%6.94%0.72Bank of America7.06%7.18%0.62
Wachovia6.31%6.45%0.75Wells Fargo7.19%7.24%0.12
Wells Fargo6.69%6.83%0.25Chase7.00%7.05%0.19
Chase6.62%6.71%0.25 
Chepachet 15-yr. fixed Mortgage Rates Chepachet 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.43%8.66%6.78Citibank6.75%6.89%0.00
Bank of America6.25%6.49%0.81Bank of America7.44%7.60%0.50
Wachovia5.76%6.04%0.87Wells Fargo7.81%7.93%0.43
Wells Fargo6.22%6.35%0.32Chase6.75%6.82%0.06
Chase6.38%6.47%0.12 
Chepachet 7/1 ARM Mortgage Rates Chepachet 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.69%7.15%0.19Citibank7.06%7.32%0.00
Bank of America6.62%7.29%0.03Bank of America6.88%7.36%0.48
Wachovia5.69%5.75%0.64Wells Fargo6.62%7.22%0.38
Wells Fargo6.50%7.27%0.25Chase6.69%7.08%0.12
Chase6.62%7.04%0.06 
Chepachet 5/1 ARM Mortgage Rates Chepachet 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.56%7.18%0.06Citibank7.06%7.36%0.00
Bank of America6.65%6.13%0.82Bank of America8.07%6.65%1.05
Wells Fargo6.44%7.03%0.25Wells Fargo7.06%7.16%0.19
Chase6.38%7.04%0.06Chase6.88%7.25%0.06
Chepachet 3/1 ARM Mortgage Rates Chepachet 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.69%7.33%0.00Citibank7.38%7.50%0.00
Bank of America6.25%7.30%0.63Bank of America6.94%7.48%0.58
Wachovia5.50%5.58%0.48Wells Fargo7.50%7.30%0.19
Wells Fargo6.94%7.20%0.12Chase6.94%7.40%0.12
Chase6.81%7.35%0.00 
Chepachet 1-yr. ARM Mortgage Rates Chepachet 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America6.88%7.66%0.04Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Mortgage Statistics for Chepachet, Rhode Island

  Chepachet Rhode Island USA
Population:
Population - The population of Chepachet, RI
 7,614 1,048,319 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Chepachet mortgage.
 7,490 891,191 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Chepachet mortgage.
 27 46,908 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Chepachet mortgage.
 55 90,820 34,671,551
HouseHolds:
HouseHolds - The total number of households in Chepachet, RI, where you might buy a home.
 2,947 439,837 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Chepachet, where you might apply for a Chepachet mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Chepachet, RI
 $142,700 $133,919 $132,188
Income per Household:
Income per Household - The household income where you might compare Chepachet mortgage interest rates.
 $56,577 $43,238 $43,800

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