Current Mortgage Rates in West Chester, Pennsylvania
Monday, October 06, 2008
Current Mortgage Rates*
Loan Type West Chester Average |
|
| 30-yr. fixed | 6.25% |
| 30-yr. fixed jumbo | 7.88% |
| 15-yr. fixed | 6.00% |
| 15-yr. fixed jumbo | 7.50% |
| 7/1 ARM | 6.50% |
| 7/1 ARM jumbo | 7.25% |
| 5/1 ARM | 6.25% |
| 5/1 ARM jumbo | 6.75% |
| 3/1 ARM | 6.00% |
| 3/1 ARM jumbo | 6.38% |
| 1-yr. ARM | 5.88% |
| 1-yr. ARM jumbo | 6.12% |
| 1-yr. LIBOR ARM | 6.25% |
*Mortgage Rates Updated: 10/06/2008
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Current Mortgage Rates in West Chester, Pennsylvania
| West Chester 30-yr. fixed Mortgage Rates | West Chester 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.96% | 7.24% | 1.73 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.62% | 6.77% | 0.81 | Bank of America | 7.32% | 7.59% | 1.86 |
| Wachovia | 6.33% | 6.44% | 0.53 | Wachovia | 7.64% | 7.67% | 0.09 |
| Wells Fargo | 6.43% | 6.51% | 0.24 | Wells Fargo | 9.29% | 9.36% | 0.27 |
| Chase | 6.32% | 6.40% | 0.08 | Chase | 7.75% | 7.80% | 0.15 |
| Fifth Third Bank | 6.41% | 6.48% | 0.36 | ||||
| West Chester 15-yr. fixed Mortgage Rates | West Chester 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.98% | 7.82% | 4.32 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.23% | 6.50% | 0.94 | Bank of America | 7.23% | 7.63% | 1.62 |
| Wachovia | 5.86% | 6.05% | 0.53 | Wachovia | 7.36% | 7.41% | 0.06 |
| Wells Fargo | 6.16% | 6.30% | 0.33 | Wells Fargo | 7.98% | 8.10% | 0.41 |
| Chase | 6.32% | 6.45% | 0.07 | Chase | 6.50% | 6.59% | 0.00 |
| Fifth Third Bank | 5.87% | 5.98% | 0.38 | ||||
| West Chester 7/1 ARM Mortgage Rates | West Chester 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.43% | 6.37% | 0.98 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 6.13% | 5.99% | 0.33 | Wachovia | 7.31% | 6.73% | 0.07 |
| Wells Fargo | 7.34% | 6.87% | 0.18 | Wells Fargo | 8.44% | 7.47% | 0.30 |
| Chase | 6.85% | 6.41% | 0.04 | Chase | 6.62% | 7.15% | 0.12 |
| West Chester 5/1 ARM Mortgage Rates | West Chester 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.53% | 6.17% | 0.90 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wachovia | 6.32% | 6.07% | 0.08 | Wachovia | 7.15% | 6.67% | 0.06 |
| Wells Fargo | 7.07% | 6.58% | 0.24 | Wells Fargo | 7.81% | 6.83% | 0.34 |
| Chase | 6.82% | 6.27% | 0.02 | Chase | 7.78% | 6.66% | 0.00 |
| Fifth Third Bank | 6.21% | 5.98% | 0.28 | ||||
| West Chester 3/1 ARM Mortgage Rates | West Chester 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.27% | 6.22% | 0.93 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.88% | 5.79% | 0.28 | Wachovia | 6.91% | 6.50% | 0.06 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Chase | 6.75% | 7.37% | 0.00 | Chase | 6.75% | 7.41% | 0.00 |
| Fifth Third Bank | 5.78% | 5.81% | 0.25 | ||||
| West Chester 1-yr. ARM Mortgage Rates | West Chester 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wachovia | 6.91% | 6.40% | 0.06 |
| Wachovia | 6.18% | 5.93% | 0.07 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in West Chester, Pennsylvania
Chester County Federal Savings and Loan Association, 1 South High St, West Chester Pennsylvania 19380First National Bank of Chester County, 9 North High Street, West Chester Pennsylvania 19380
National Bank of Chester County and Trust Company, Main Street, West Chester Pennsylvania 19380
The Bank of Chester County, One North High Street, West Chester Pennsylvania 19381
The Bank of The Brandywine Valley, 102 East Market Street, West Chester Pennsylvania 19381
Credit Unions in West Chester, Pennsylvania
Benchmark, P.O. Box 2387, West Chester PA 19380 (610) 429-1600Keystone, 1052 Andrew Drive, West Chester PA 19380 (484) 356-0400
Steamfitters Phila, 470 Douglas Drive, West Chester PA 19380 (610) 431-4539
Mortgage Statistics for West Chester, Pennsylvania
| West Chester | Pennsylvania | USA | |
|---|---|---|---|
| Population: Population - The population of West Chester, PA  |
97,875 | 12,280,267 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a West Chester mortgage. |
87,255 | 10,479,253 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a West Chester mortgage. |
6,171 | 1,212,587 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a West Chester mortgage. |
2,870 | 378,196 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in West Chester, PA, where you might buy a home. |
37,150 | 5,247,027 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in West Chester, where you might apply for a West Chester mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in West Chester, PA |
$203,232 | $99,349 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare West Chester mortgage interest rates. |
$69,462 | $41,396 | $43,800 |