Current Mortgage Rates in Johnstown, Pennsylvania
Saturday, September 06, 2008
Current Mortgage Rates*
Loan Type Johnstown Average |
|
| 30-yr. fixed | 6.25% |
| 30-yr. fixed jumbo | 7.12% |
| 15-yr. fixed | 5.75% |
| 15-yr. fixed jumbo | 6.38% |
| 7/1 ARM | 6.12% |
| 7/1 ARM jumbo | 6.62% |
| 5/1 ARM | 5.88% |
| 5/1 ARM jumbo | 6.38% |
| 3/1 ARM | 5.88% |
| 3/1 ARM jumbo | 7.00% |
| 1-yr. ARM | 6.25% |
| 1-yr. ARM jumbo | 7.00% |
| 1-yr. LIBOR ARM | 5.50% |
*Mortgage Rates Updated: 09/04/2008
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Current Mortgage Rates in Johnstown, Pennsylvania
| Johnstown 30-yr. fixed Mortgage Rates | Johnstown 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.07% | 7.39% | 2.06 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.80% | 6.94% | 0.72 | Bank of America | 7.00% | 7.10% | 0.08 |
| Wachovia | 6.36% | 6.48% | 0.59 | Wachovia | 7.60% | 7.63% | 0.08 |
| Wells Fargo | 6.75% | 6.99% | 0.25 | Wells Fargo | 7.12% | 7.19% | 0.12 |
| Chase | 6.75% | 6.84% | 0.25 | Chase | 6.88% | 6.94% | 0.25 |
| Fifth Third Bank | 6.50% | 6.56% | 0.34 | ||||
| Johnstown 15-yr. fixed Mortgage Rates | Johnstown 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.15% | 8.17% | 5.49 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.25% | 6.49% | 0.81 | Bank of America | 7.25% | 7.39% | 0.00 |
| Wachovia | 5.88% | 6.09% | 0.60 | Wachovia | 7.36% | 7.41% | 0.07 |
| Wells Fargo | 6.21% | 6.34% | 0.33 | Wells Fargo | 7.83% | 7.96% | 0.44 |
| Chase | 6.38% | 6.48% | 0.12 | Chase | 6.50% | 6.59% | 0.00 |
| Fifth Third Bank | 5.95% | 6.06% | 0.38 | ||||
| Johnstown 7/1 ARM Mortgage Rates | Johnstown 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.62% | 7.29% | 0.03 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 6.06% | 5.95% | 0.36 | Wachovia | 7.37% | 6.80% | 0.07 |
| Wells Fargo | 6.50% | 7.27% | 0.25 | Wells Fargo | 6.62% | 7.22% | 0.38 |
| Chase | 6.62% | 7.11% | 0.00 | Chase | 6.62% | 7.15% | 0.12 |
| Johnstown 5/1 ARM Mortgage Rates | Johnstown 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.66% | 6.12% | 0.82 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wachovia | 6.31% | 6.10% | 0.08 | Wachovia | 7.21% | 6.76% | 0.06 |
| Wells Fargo | 6.38% | 7.27% | 0.38 | Wells Fargo | 6.38% | 7.24% | 0.25 |
| Chase | 6.50% | 7.18% | 0.00 | Chase | 6.75% | 7.32% | 0.00 |
| Fifth Third Bank | 6.17% | 5.92% | 0.30 | ||||
| Johnstown 3/1 ARM Mortgage Rates | Johnstown 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.50% | 7.54% | 0.17 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.86% | 5.79% | 0.28 | Wachovia | 7.04% | 6.64% | 0.06 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Chase | 6.75% | 7.37% | 0.00 | Chase | 6.75% | 7.41% | 0.00 |
| Fifth Third Bank | 5.72% | 5.72% | 0.26 | ||||
| Johnstown 1-yr. ARM Mortgage Rates | Johnstown 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 6.88% | 7.66% | 0.04 | Wachovia | 7.02% | 6.52% | 0.06 |
| Wachovia | 6.15% | 5.95% | 0.07 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Johnstown, Pennsylvania
1st Summit Bank, 125 Donald Lane, Johnstown Pennsylvania 15904Ameriserv Financial Bank, 216 Franklin Street, Johnstown Pennsylvania 15901
Cambria Savings and Loan Association, 225 Franklin St, Johnstown Pennsylvania 15907
Cenwest National Bank, 217 Franklin Street, Johnstown Pennsylvania 15901
Friendly City Federal Savings and Loan Association, 116 Market St, Johnstown Pennsylvania 15901
Johnstown Interim Bank, Market and Main Streets, Johnstown Pennsylvania 15901
Promistar Bank, 532-534 Main Street, Johnstown Pennsylvania 15907
The Moxham National Bank of Johnstown, 550 Central Avenue, Johnstown Pennsylvania 15902
Credit Unions in Johnstown, Pennsylvania
Cambria, 808 Chestnut Street, Johnstown PA 15906 (814) 536-4659Franklin Johnstown, 310 Bloomfield St, Johnstown PA 15904 (814) 262-9117
G.A.P. , 111 Franklin Street Rm 224, Johnstown PA 15901 (814) 535-4165
Gautier, 424 Broad Street, Johnstown PA 15906 (814) 535-6776
Johnstown School Employees, 738 Viewmont Avenue, Johnstown PA 15905 (814) 255-6642
Jstc Employees, 211 College Park Plaza, Johnstown PA 15904 (814) 266-6222
Lee Hospital, 119 Walnut Street, 2nd Floor, Johnstown PA 15901 (814) 533-0749
Merho, 15 Irene Street, Johnstown PA 15905 (814) 535-3116
Pacoe, 1765 Goucher ST., Suite 150, Johnstown PA 15905 (814) 255-1876
Mortgage Statistics for Johnstown, Pennsylvania
| Johnstown | Pennsylvania | USA | |
|---|---|---|---|
| Population: Population - The population of Johnstown, PA  |
77,260 | 12,280,267 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Johnstown mortgage. |
72,795 | 10,479,253 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Johnstown mortgage. |
3,055 | 1,212,587 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Johnstown mortgage. |
678 | 378,196 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Johnstown, PA, where you might buy a home. |
35,829 | 5,247,027 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Johnstown, where you might apply for a Johnstown mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Johnstown, PA |
$59,900 | $99,349 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Johnstown mortgage interest rates. |
$30,027 | $41,396 | $43,800 |