Current Mortgage Rates in Albany, Oregon
Friday, October 10, 2008
Current Mortgage Rates*
Loan Type Albany Average |
|
| 30-yr. fixed | 6.12% |
| 30-yr. fixed jumbo | 7.75% |
| 15-yr. fixed | 5.88% |
| 15-yr. fixed jumbo | 7.25% |
| 7/1 ARM | 6.25% |
| 7/1 ARM jumbo | 7.25% |
| 5/1 ARM | 6.00% |
| 5/1 ARM jumbo | 7.00% |
| 3/1 ARM | 5.88% |
| 3/1 ARM jumbo | 6.50% |
| 1-yr. ARM | 5.50% |
| 1-yr. ARM jumbo | 5.62% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 10/07/2008
Get Current Mortgage Rates
From Top Lenders
Current Mortgage Rates in Albany, Oregon
| Albany 30-yr. fixed Mortgage Rates | Albany 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.71% | 8.27% | 4.35 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.61% | 6.76% | 0.81 | Bank of America | 7.40% | 7.67% | 1.82 |
| Wachovia | 6.24% | 6.37% | 0.71 | Wells Fargo | 9.31% | 9.38% | 0.26 |
| Wells Fargo | 6.41% | 6.49% | 0.24 | Chase | 7.75% | 7.80% | 0.14 |
| Chase | 6.31% | 6.39% | 0.08 | ||||
| Fifth Third Bank | 6.40% | 6.47% | 0.36 | ||||
| Albany 15-yr. fixed Mortgage Rates | Albany 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.37% | 8.57% | 6.52 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.24% | 6.51% | 0.96 | Bank of America | 7.24% | 7.62% | 1.56 |
| Wachovia | 5.73% | 5.98% | 0.82 | Wells Fargo | 7.98% | 8.10% | 0.41 |
| Wells Fargo | 6.16% | 6.29% | 0.33 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.31% | 6.44% | 0.07 | ||||
| Fifth Third Bank | 5.86% | 5.98% | 0.38 | ||||
| Albany 7/1 ARM Mortgage Rates | Albany 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.44% | 6.41% | 1.10 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.79% | 5.84% | 0.59 | Wells Fargo | 8.45% | 7.48% | 0.29 |
| Wells Fargo | 7.32% | 6.86% | 0.18 | Chase | 7.62% | 7.39% | 0.31 |
| Chase | 6.84% | 6.42% | 0.04 | ||||
| Albany 5/1 ARM Mortgage Rates | Albany 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.47% | 6.16% | 0.88 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 7.06% | 6.59% | 0.23 | Wells Fargo | 7.81% | 6.84% | 0.32 |
| Chase | 6.79% | 6.27% | 0.03 | Chase | 7.76% | 6.66% | 0.00 |
| Fifth Third Bank | 6.20% | 5.99% | 0.28 | ||||
| Albany 3/1 ARM Mortgage Rates | Albany 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.22% | 6.22% | 0.92 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.55% | 5.61% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Fifth Third Bank | 5.78% | 5.82% | 0.25 | ||||
| Albany 1-yr. ARM Mortgage Rates | Albany 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.38% | 6.32% | 1.44 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Albany, Oregon
Citizens Valley Bank, 128 West Third Street, Albany Oregon 97321Future Savings and Loan Association, 228 W Fifth St, Albany Oregon 97321
Greater Pacific Bank, 225 S.W. Washington Street, Albany Oregon 97321
Linn-benton Bank, 333 Southwest Ellsworth, Albany Oregon 97321
Willamette Community Bank, 333 Lyon Street, S.E. , Albany Oregon 97321
Mortgage Statistics for Albany, Oregon
| Albany | Oregon | USA | |
|---|---|---|---|
| Population: Population - The population of Albany, OR  |
48,976 | 3,413,592 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Albany mortgage. |
45,155 | 2,955,947 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Albany mortgage. |
225 | 55,626 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Albany mortgage. |
2,705 | 272,784 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Albany, OR, where you might buy a home. |
20,613 | 1,448,490 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Albany, where you might apply for a Albany mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Albany, OR |
$132,000 | $150,697 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Albany mortgage interest rates. |
$40,723 | $41,782 | $43,800 |