Current Mortgage Rates in Youngstown, Ohio
Wednesday, December 03, 2008
Current Mortgage Rates*
Loan Type Youngstown Average |
|
| 30-yr. fixed | 5.75% |
| 30-yr. fixed jumbo | 7.38% |
| 15-yr. fixed | 5.50% |
| 15-yr. fixed jumbo | 7.12% |
| 7/1 ARM | 6.38% |
| 7/1 ARM jumbo | 7.38% |
| 5/1 ARM | 6.00% |
| 5/1 ARM jumbo | 6.62% |
| 3/1 ARM | 6.00% |
| 3/1 ARM jumbo | 6.50% |
| 1-yr. ARM | 6.12% |
| 1-yr. ARM jumbo | 5.88% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 12/01/2008
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Current Mortgage Rates in Youngstown, Ohio
| Youngstown 30-yr. fixed Mortgage Rates | Youngstown 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.52% | 6.72% | 1.19 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.63% | 6.79% | 0.92 | Bank of America | 7.37% | 7.64% | 1.89 |
| Wachovia | 6.13% | 6.26% | 0.67 | Wells Fargo | 9.37% | 9.47% | 0.67 |
| Wells Fargo | 6.13% | 6.23% | 0.73 | Chase | 7.88% | 8.03% | 1.08 |
| Chase | 6.10% | 6.26% | 0.94 | Fifth Third Bank | 7.25% | 7.27% | 0.02 |
| Fifth Third Bank | 6.29% | 6.35% | 0.28 | ||||
| Youngstown 15-yr. fixed Mortgage Rates | Youngstown 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.18% | 6.58% | 1.90 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.17% | 6.46% | 1.05 | Bank of America | 7.20% | 7.58% | 1.55 |
| Wachovia | 5.71% | 5.97% | 0.78 | Wells Fargo | 8.37% | 8.51% | 0.62 |
| Wells Fargo | 6.01% | 6.17% | 0.57 | Chase | 8.33% | 8.58% | 1.14 |
| Chase | 5.91% | 6.17% | 0.91 | Fifth Third Bank | 6.59% | 6.62% | 0.01 |
| Fifth Third Bank | 5.84% | 5.94% | 0.30 | ||||
| Youngstown 7/1 ARM Mortgage Rates | Youngstown 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.63% | 6.10% | 0.97 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.79% | 6.43% | 1.26 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 6.04% | 6.07% | 0.44 | Wells Fargo | 8.36% | 7.11% | 0.75 |
| Wells Fargo | 6.57% | 6.43% | 0.75 | Chase | 8.31% | 6.79% | 1.12 |
| Chase | 6.63% | 6.24% | 0.94 | Fifth Third Bank | 7.10% | 7.15% | 0.02 |
| Fifth Third Bank | 6.37% | 6.45% | 0.02 | ||||
| Youngstown 5/1 ARM Mortgage Rates | Youngstown 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.36% | 5.94% | 1.02 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.54% | 6.15% | 1.05 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 6.44% | 6.35% | 0.76 | Wells Fargo | 7.31% | 6.58% | 0.77 |
| Chase | 6.34% | 6.07% | 0.88 | Chase | 7.07% | 6.28% | 0.89 |
| Fifth Third Bank | 6.24% | 5.93% | 0.26 | Fifth Third Bank | 6.65% | 6.00% | 0.01 |
| Youngstown 3/1 ARM Mortgage Rates | Youngstown 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.11% | 5.83% | 0.92 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.44% | 6.08% | 1.14 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.75% | 5.79% | 0.34 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.93% | 6.37% | 0.91 | Chase | 7.30% | 6.01% | 1.03 |
| Chase | 5.88% | 5.80% | 1.04 | Fifth Third Bank | 6.65% | 5.90% | 0.01 |
| Fifth Third Bank | 6.01% | 5.80% | 0.23 | ||||
| Youngstown 1-yr. ARM Mortgage Rates | Youngstown 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.88% | 6.57% | 1.73 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 6.71% | 5.81% | 1.05 |
| Chase | 5.76% | 5.78% | 0.99 | Fifth Third Bank | 6.47% | 5.80% | 0.01 |
| Fifth Third Bank | 6.07% | 5.51% | 0.01 | ||||
Banks in Youngstown, Ohio
Bank One, Youngstown, 6 West Federal Street, Youngstown Ohio 44501Ffy Bank, 724 Boardman-poland Road, Youngstown Ohio 44512
Metropolitan National Bank, One Federal Plaza West, Youngstown Ohio 44503
Society Bank of Eastern Ohio, 50 Central Square, Youngstown Ohio 44503
The Dollar Savings & Trust Company, Federal Plaza West, Youngstown Ohio 44501
The Home Savings and Loan Company, 275 Federal Plaza West, Youngstown Ohio 44501
The Mahoning National Bank of Youngstown, 23 Federal Plaza, Youngstown Ohio 44501
Credit Unions in Youngstown, Ohio
Doy, 348 West Rayen Avenue, Youngstown OH 44502 (330) 744-5680East Ohio Gas Yn Div Employees, 1165 W. Rayen Ave, Youngstown OH 44502 (330) 742-8131
Erie Lackawanna Employees, 517 Murray Hill Drive, Youngstown OH 44505 (330) 759-3043
Ohio Edison - Penn Power, 45 South AVE. , Youngstown OH 44503 (330) 746-8621
R.S.C. Yo/c1 Offices, 25 E Boardman St #333, Youngstown OH 44503 (330) 743-6400
Republic Hose Employees, 600 Industrial Rd, Youngstown OH 44509 (330) 799-2575
Yha South Unit, 12 Colonial Drive STE. B, Youngstown OH 44505 (330) 759-9570
Mortgage Statistics for Youngstown, Ohio
| Youngstown | Ohio | USA | |
|---|---|---|---|
| Population: Population - The population of Youngstown, OH  |
179,878 | 11,342,186 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Youngstown mortgage. |
134,018 | 9,644,834 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Youngstown mortgage. |
39,358 | 1,291,241 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Youngstown mortgage. |
5,866 | 217,015 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Youngstown, OH, where you might buy a home. |
79,959 | 4,777,533 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Youngstown, where you might apply for a Youngstown mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Youngstown, OH |
$72,068 | $104,420 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Youngstown mortgage interest rates. |
$33,558 | $42,071 | $43,800 |