Current Mortgage Rates in Urbana, Ohio
Sunday, November 23, 2008
Current Mortgage Rates*
Loan Type Urbana Average |
|
| 30-yr. fixed | 5.88% |
| 15-yr. fixed | 5.50% |
| 5/1 ARM | 5.62% |
| 3/1 ARM | 5.88% |
*Mortgage Rates Updated: 11/21/2008
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Current Mortgage Rates in Urbana, Ohio
| Urbana 30-yr. fixed Mortgage Rates | Urbana 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.63% | 6.84% | 1.22 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.65% | 6.81% | 0.88 | Bank of America | 7.37% | 7.64% | 1.89 |
| Wachovia | 6.17% | 6.30% | 0.68 | Wells Fargo | 9.50% | 9.61% | 0.72 |
| Wells Fargo | 6.25% | 6.35% | 0.70 | Chase | 7.88% | 8.03% | 1.06 |
| Chase | 6.20% | 6.36% | 0.91 | Fifth Third Bank | 7.24% | 7.26% | 0.02 |
| Fifth Third Bank | 6.33% | 6.39% | 0.28 | ||||
| Urbana 15-yr. fixed Mortgage Rates | Urbana 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.33% | 6.76% | 2.07 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.19% | 6.47% | 1.03 | Bank of America | 7.20% | 7.58% | 1.55 |
| Wachovia | 5.73% | 5.99% | 0.80 | Wells Fargo | 8.42% | 8.57% | 0.58 |
| Wells Fargo | 6.09% | 6.24% | 0.53 | Chase | 8.32% | 8.57% | 1.15 |
| Chase | 6.00% | 6.26% | 0.88 | Fifth Third Bank | 6.58% | 6.61% | 0.01 |
| Fifth Third Bank | 5.88% | 5.98% | 0.30 | ||||
| Urbana 7/1 ARM Mortgage Rates | Urbana 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 6.14% | 0.96 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.77% | 6.47% | 1.24 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 6.06% | 6.09% | 0.45 | Wells Fargo | 8.68% | 7.25% | 0.73 |
| Wells Fargo | 6.77% | 6.52% | 0.71 | Chase | 8.42% | 6.87% | 1.13 |
| Chase | 6.66% | 6.27% | 0.90 | Fifth Third Bank | 7.10% | 7.15% | 0.02 |
| Fifth Third Bank | 6.37% | 6.45% | 0.02 | ||||
| Urbana 5/1 ARM Mortgage Rates | Urbana 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.44% | 5.97% | 1.02 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.56% | 6.19% | 1.02 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 6.66% | 6.43% | 0.72 | Wells Fargo | 7.53% | 6.66% | 0.74 |
| Chase | 6.39% | 6.11% | 0.85 | Chase | 7.14% | 6.34% | 0.86 |
| Fifth Third Bank | 6.26% | 5.96% | 0.27 | Fifth Third Bank | 6.66% | 6.03% | 0.01 |
| Urbana 3/1 ARM Mortgage Rates | Urbana 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.12% | 5.84% | 0.92 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.40% | 6.13% | 1.11 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.75% | 5.80% | 0.35 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 7.21% | 6.43% | 0.91 | Chase | 7.31% | 6.02% | 1.02 |
| Chase | 5.83% | 5.80% | 1.03 | Fifth Third Bank | 6.65% | 5.93% | 0.01 |
| Fifth Third Bank | 6.02% | 5.84% | 0.23 | ||||
| Urbana 1-yr. ARM Mortgage Rates | Urbana 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.88% | 6.57% | 1.73 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 6.74% | 5.82% | 1.05 |
| Chase | 5.73% | 5.78% | 0.96 | Fifth Third Bank | 6.48% | 5.84% | 0.01 |
| Fifth Third Bank | 6.07% | 5.54% | 0.01 | ||||
Banks in Urbana, Ohio
Champaign National Bank, North Main and East Court Streets, Urbana Ohio 43078Perpetual Federal Savings Bank, 120 North Main Street, Urbana Ohio 43078
The Citizens National Bank of Urbana, 1 Monument Square, Urbana Ohio 43078
The Peoples Savings Bank, 10 Monument Square, Urbana Ohio 43078
Mortgage Statistics for Urbana, Ohio
| Urbana | Ohio | USA | |
|---|---|---|---|
| Population: Population - The population of Urbana, OH  |
21,019 | 11,342,186 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Urbana mortgage. |
19,714 | 9,644,834 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Urbana mortgage. |
782 | 1,291,241 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Urbana mortgage. |
184 | 217,015 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Urbana, OH, where you might buy a home. |
8,852 | 4,777,533 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Urbana, where you might apply for a Urbana mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Urbana, OH |
$93,900 | $104,420 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Urbana mortgage interest rates. |
$40,954 | $42,071 | $43,800 |