Current Mortgage Rates in Springfield, Ohio
Thursday, August 21, 2008
Current Mortgage Rates*
Loan Type Springfield Average |
|
| 30-yr. fixed | 6.62% |
| 30-yr. fixed jumbo | 7.12% |
| 15-yr. fixed | 6.12% |
| 15-yr. fixed jumbo | 6.75% |
| 7/1 ARM | 6.38% |
| 7/1 ARM jumbo | 6.88% |
| 5/1 ARM | 6.38% |
| 5/1 ARM jumbo | 6.62% |
| 3/1 ARM | 6.25% |
| 3/1 ARM jumbo | 6.50% |
| 1-yr. ARM | 5.75% |
| 1-yr. ARM jumbo | 6.00% |
| 1-yr. LIBOR ARM | 5.38% |
*Mortgage Rates Updated: 08/20/2008
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Current Mortgage Rates in Springfield, Ohio
| Springfield 30-yr. fixed Mortgage Rates | Springfield 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.03% | 7.33% | 1.89 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.80% | 6.94% | 0.73 | Bank of America | 7.00% | 7.10% | 0.08 |
| Wachovia | 6.31% | 6.45% | 0.77 | Wells Fargo | 7.12% | 7.19% | 0.12 |
| Wells Fargo | 6.75% | 6.99% | 0.25 | Chase | 6.88% | 6.94% | 0.25 |
| Chase | 6.75% | 6.84% | 0.25 | Fifth Third Bank | 7.10% | 7.12% | 0.03 |
| Fifth Third Bank | 6.47% | 6.53% | 0.25 | ||||
| Springfield 15-yr. fixed Mortgage Rates | Springfield 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.07% | 8.02% | 5.07 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.25% | 6.49% | 0.82 | Bank of America | 7.25% | 7.38% | 0.00 |
| Wachovia | 5.76% | 6.03% | 0.88 | Wells Fargo | 7.80% | 7.93% | 0.43 |
| Wells Fargo | 6.22% | 6.35% | 0.31 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.38% | 6.48% | 0.12 | Fifth Third Bank | 6.39% | 6.42% | 0.02 |
| Fifth Third Bank | 5.97% | 6.08% | 0.30 | ||||
| Springfield 7/1 ARM Mortgage Rates | Springfield 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.62% | 7.29% | 0.03 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.69% | 5.75% | 0.64 | Wells Fargo | 6.62% | 7.22% | 0.38 |
| Wells Fargo | 6.50% | 7.27% | 0.25 | Chase | 6.62% | 7.15% | 0.12 |
| Chase | 6.62% | 7.11% | 0.00 | Fifth Third Bank | 7.10% | 7.15% | 0.02 |
| Fifth Third Bank | 6.37% | 6.45% | 0.02 | ||||
| Springfield 5/1 ARM Mortgage Rates | Springfield 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.65% | 6.12% | 0.82 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 6.38% | 7.27% | 0.38 | Wells Fargo | 6.38% | 7.24% | 0.25 |
| Chase | 6.50% | 7.18% | 0.00 | Chase | 6.75% | 7.32% | 0.00 |
| Fifth Third Bank | 6.20% | 5.93% | 0.25 | Fifth Third Bank | 6.65% | 6.32% | 0.02 |
| Springfield 3/1 ARM Mortgage Rates | Springfield 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.50% | 7.54% | 0.17 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.50% | 5.58% | 0.47 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | Fifth Third Bank | 6.60% | 6.26% | 0.01 |
| Fifth Third Bank | 5.80% | 5.75% | 0.22 | ||||
| Springfield 1-yr. ARM Mortgage Rates | Springfield 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 6.88% | 7.66% | 0.04 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | Fifth Third Bank | 6.53% | 6.22% | 0.02 |
| Fifth Third Bank | 6.05% | 5.86% | 0.01 | ||||
Banks in Springfield, Ohio
Cornerstone Bank, 28 East Main Street, Springfield Ohio 45501Home City Federal Savings Bank of Springfield, 2454 North Limestone Street, Springfield Ohio 45503
Merchants and Mechanics Federal Savings Bank, 20 South Limestone Street, Springfield Ohio 45502
Society Bank, 1 South Fountain Avenue, Springfield Ohio 45501
The First National Bank of Springfield, 4 West Main Street, Springfield Ohio 45501
The Huntington Lagonda National Bank of Springfield, 125 North Fountain Avenue, Springfield Ohio 45502
The Security National Bank and Trust Company, 40 South Limestone Street, Springfield Ohio 45501
The Springfield Bank, 1 South Fountain Avenue, Springfield Ohio 45501
Credit Unions in Springfield, Ohio
Edison, 420 So York St, Springfield OH 45505 (937) 325-3582International Harvester Employee, 5000 Urbana Road, Springfield OH 45502 (937) 390-1800
Robbins & Myers Employees, 1631 W Main Street, Springfield OH 45504 (937) 325-8697
Springfield Postal Employees, P.O. Box 3087, Springfield OH 45501 (937) 323-8949
Mortgage Statistics for Springfield, Ohio
| Springfield | Ohio | USA | |
|---|---|---|---|
| Population: Population - The population of Springfield, OH  |
107,493 | 11,342,186 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Springfield mortgage. |
91,571 | 9,644,834 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Springfield mortgage. |
12,719 | 1,291,241 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Springfield mortgage. |
1,011 | 217,015 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Springfield, OH, where you might buy a home. |
46,298 | 4,777,533 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Springfield, where you might apply for a Springfield mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Springfield, OH |
$85,690 | $104,420 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Springfield mortgage interest rates. |
$38,680 | $42,071 | $43,800 |