Current Mortgage Rates in Lima, Ohio
Thursday, August 28, 2008
Current Mortgage Rates*
Loan Type Lima Average |
|
| 30-yr. fixed | 6.62% |
| 30-yr. fixed jumbo | 7.00% |
| 15-yr. fixed | 6.12% |
| 15-yr. fixed jumbo | 6.62% |
| 7/1 ARM | 6.25% |
| 7/1 ARM jumbo | 6.88% |
| 5/1 ARM | 6.25% |
| 5/1 ARM jumbo | 6.62% |
| 3/1 ARM | 5.88% |
| 3/1 ARM jumbo | 6.25% |
| 1-yr. ARM | 5.38% |
| 1-yr. ARM jumbo | 6.00% |
| 1-yr. LIBOR ARM | 5.38% |
*Mortgage Rates Updated: 08/27/2008
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Current Mortgage Rates in Lima, Ohio
| Lima 30-yr. fixed Mortgage Rates | Lima 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.01% | 7.31% | 1.83 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.80% | 6.94% | 0.72 | Bank of America | 7.00% | 7.10% | 0.08 |
| Wachovia | 6.31% | 6.45% | 0.75 | Wells Fargo | 7.12% | 7.19% | 0.12 |
| Wells Fargo | 6.75% | 6.99% | 0.25 | Chase | 6.88% | 6.94% | 0.25 |
| Chase | 6.75% | 6.84% | 0.25 | Fifth Third Bank | 7.10% | 7.12% | 0.03 |
| Fifth Third Bank | 6.47% | 6.53% | 0.26 | ||||
| Lima 15-yr. fixed Mortgage Rates | Lima 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.07% | 8.04% | 5.12 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.25% | 6.49% | 0.81 | Bank of America | 7.25% | 7.38% | 0.00 |
| Wachovia | 5.76% | 6.03% | 0.87 | Wells Fargo | 7.81% | 7.94% | 0.43 |
| Wells Fargo | 6.22% | 6.35% | 0.32 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.38% | 6.48% | 0.12 | Fifth Third Bank | 6.39% | 6.42% | 0.02 |
| Fifth Third Bank | 5.97% | 6.07% | 0.30 | ||||
| Lima 7/1 ARM Mortgage Rates | Lima 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.62% | 7.29% | 0.03 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.69% | 5.75% | 0.64 | Wells Fargo | 6.62% | 7.22% | 0.38 |
| Wells Fargo | 6.50% | 7.27% | 0.25 | Chase | 6.62% | 7.15% | 0.12 |
| Chase | 6.62% | 7.11% | 0.00 | Fifth Third Bank | 7.10% | 7.15% | 0.02 |
| Fifth Third Bank | 6.37% | 6.45% | 0.02 | ||||
| Lima 5/1 ARM Mortgage Rates | Lima 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.66% | 6.12% | 0.82 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 6.38% | 7.27% | 0.38 | Wells Fargo | 6.38% | 7.24% | 0.25 |
| Chase | 6.50% | 7.18% | 0.00 | Chase | 6.75% | 7.32% | 0.00 |
| Fifth Third Bank | 6.20% | 5.92% | 0.25 | Fifth Third Bank | 6.65% | 6.32% | 0.02 |
| Lima 3/1 ARM Mortgage Rates | Lima 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.50% | 7.54% | 0.17 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.50% | 5.58% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | Fifth Third Bank | 6.60% | 6.26% | 0.01 |
| Fifth Third Bank | 5.79% | 5.75% | 0.22 | ||||
| Lima 1-yr. ARM Mortgage Rates | Lima 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 6.88% | 7.66% | 0.04 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | Fifth Third Bank | 6.53% | 6.22% | 0.02 |
| Fifth Third Bank | 6.05% | 5.86% | 0.01 | ||||
Banks in Lima, Ohio
American Community Bank, 300 West Market Street, Lima Ohio 45802Bank One, Lima, 121 West High Street, Lima Ohio 45801
Central Savings Association, 215 W Market Street, Lima Ohio 45801
Citizens Loan and Building Company, 300 W Market Street, Lima Ohio 45801
First Lima National Bank of Lima, Ohio, 225 No West St, Lima Ohio 45801
South Side Savings and Loan Association, 930 West Market Street, Lima Ohio 45805
South Side Savings Bank, 930 West Market Street, Lima Ohio 45805
The Huntington First National Bank of Lima, 631 West Market Street, Lima Ohio 45802
The Metropolitan Bank of Lima, Ohio, 127 North Elizabeth Street, Lima Ohio 45802
Credit Unions in Lima, Ohio
Beacon Mutual, 2301 Allentown Rd, Lima OH 45805 (419) 228-4321Lima Ohio Postal Employees, P. O. Box 602, Lima OH 45802 (419) 224-7283
Limalco Schools, 1511 N Main St, Lima OH 45801 (419) 223-5886
Member 1, 3345 North West Street, Lima OH 45801 (419) 228-5351
Nickel Steel, 1067 S. Main ST. , Lima OH 45804 (419) 224-7861
North Star, 703 N West St, Lima OH 45801 (419) 229-1951
Mortgage Statistics for Lima, Ohio
| Lima | Ohio | USA | |
|---|---|---|---|
| Population: Population - The population of Lima, OH  |
89,504 | 11,342,186 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Lima mortgage. |
73,444 | 9,644,834 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Lima mortgage. |
13,158 | 1,291,241 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Lima mortgage. |
1,433 | 217,015 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Lima, OH, where you might buy a home. |
37,176 | 4,777,533 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Lima, where you might apply for a Lima mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Lima, OH |
$72,865 | $104,420 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Lima mortgage interest rates. |
$36,334 | $42,071 | $43,800 |