Current Mortgage Rates in Cincinnati, Ohio

Saturday, August 30, 2008



Current Mortgage Rates*

Loan Type
Cincinnati Average
30-yr. fixed6.62%
30-yr. fixed jumbo7.00%
15-yr. fixed6.12%
15-yr. fixed jumbo6.62%
7/1 ARM6.25%
7/1 ARM jumbo6.88%
5/1 ARM6.25%
5/1 ARM jumbo6.62%
3/1 ARM5.88%
3/1 ARM jumbo6.25%
1-yr. ARM5.38%
1-yr. ARM jumbo6.00%
1-yr. LIBOR ARM5.38%
*Mortgage Rates Updated: 08/27/2008

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Current Mortgage Rates in Cincinnati, Ohio

Cincinnati 30-yr. fixed Mortgage Rates Cincinnati 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.01%7.31%1.83Citibank7.00%7.14%0.25
Bank of America6.80%6.94%0.72Bank of America7.00%7.10%0.08
Wachovia6.31%6.45%0.75Wells Fargo7.12%7.19%0.12
Wells Fargo6.75%6.99%0.25Chase6.88%6.94%0.25
Chase6.75%6.84%0.25Fifth Third Bank7.10%7.12%0.03
Fifth Third Bank6.47%6.53%0.26 
Cincinnati 15-yr. fixed Mortgage Rates Cincinnati 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.07%8.04%5.12Citibank6.75%6.89%0.00
Bank of America6.25%6.49%0.81Bank of America7.25%7.38%0.00
Wachovia5.76%6.03%0.87Wells Fargo7.81%7.94%0.43
Wells Fargo6.22%6.35%0.32Chase6.50%6.59%0.00
Chase6.38%6.48%0.12Fifth Third Bank6.39%6.42%0.02
Fifth Third Bank5.97%6.07%0.30 
Cincinnati 7/1 ARM Mortgage Rates Cincinnati 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.62%7.29%0.03Bank of America6.88%7.36%0.48
Wachovia5.69%5.75%0.64Wells Fargo6.62%7.22%0.38
Wells Fargo6.50%7.27%0.25Chase6.62%7.15%0.12
Chase6.62%7.11%0.00Fifth Third Bank7.10%7.15%0.02
Fifth Third Bank6.37%6.45%0.02 
Cincinnati 5/1 ARM Mortgage Rates Cincinnati 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Citibank6.88%7.47%0.00
Bank of America6.66%6.12%0.82Bank of America8.14%6.63%1.05
Wells Fargo6.38%7.27%0.38Wells Fargo6.38%7.24%0.25
Chase6.50%7.18%0.00Chase6.75%7.32%0.00
Fifth Third Bank6.20%5.92%0.25Fifth Third Bank6.65%6.32%0.02
Cincinnati 3/1 ARM Mortgage Rates Cincinnati 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America6.50%7.54%0.17Bank of America6.88%7.60%0.08
Wachovia5.50%5.58%0.48Wells Fargo6.75%7.52%0.12
Wells Fargo6.38%7.44%0.12Chase6.75%7.41%0.00
Chase6.75%7.37%0.00Fifth Third Bank6.60%6.26%0.01
Fifth Third Bank5.79%5.75%0.22 
Cincinnati 1-yr. ARM Mortgage Rates Cincinnati 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America6.88%7.66%0.04Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12Fifth Third Bank6.53%6.22%0.02
Fifth Third Bank6.05%5.86%0.01 

Ameriana Bank of Ohio, 7200 Blue Ash Road, Cincinnati Ohio 45236
Ameritrust Company of Cincinnati, 450 Race Street, Cincinnati Ohio 45202
Anderson Bank Company, 1075 Nimitzview Drive, Cincinnati Ohio 45230
Anderson Ferry Building and Loan Company, 3301 Warsaw Avenue, Cincinnati Ohio 45205
Antonio Savings and Loan Company, 1732 Vine St, Cincinnati Ohio 45210
Bank One, Cincinnati, 201 East Fourth Street, Cincinnati Ohio 45202
Beacon Federal Savings and Loan Association, 2945 Gilbert Avenue, Cincinnati Ohio 45206
Benchmark Federal Savings Bank, 101 W Central Parkway, Cincinnati Ohio 45202
Blue Chip Savings Bank, 601 Main Street, Cincinnati Ohio 45202
Brentwood Savings Association, 8420 Winton Road, Cincinnati Ohio 45231
Centennial Bank, 5535 Glenway Avenue, Cincinnati Ohio 45238
Central Hyde Park Savings and Loan Company, 2717 Erie Ave, Cincinnati Ohio 45208
Central-progressive Savings Association, 1944 Harrison Ave, Cincinnati Ohio 45214
Charter Oak Federal Savings Bank, 4445 Lake Forest Drive, Cincinnati Ohio 45242
Cherry Grove Savings Bank, 8620 Beechmont Avenue, Cincinnati Ohio 45255
Cheviot Savings Bank, 3723 Glenmore Ave, Cincinnati Ohio 45211
Cincinnati Federal Savings and Loan Association, 4310 Glenway Ave, Cincinnati Ohio 45205
Cincinnati Savings Association, 7373 Beechmont Avenue, Cincinnati Ohio 45230
Citizens Fidelity, 3 East Fourth Street, Cincinnati Ohio 45201
Columbia Savings Bank, 411 Ludlow Avenue, Cincinnati Ohio 45220
Eagle Savings Association, 580 Walnut Street, Cincinnati Ohio 45201
Eagle Savings Association, 580 Walnut Street, Cincinnati Ohio 45202
Eagle Savings Association, 580 Walnut Street, Cincinnati Ohio 45202
Eagle Savings Bank, 6415 Bridgetown Road, Cincinnati Ohio 45248
Fifth Third Bank, 38 Fountain Square Plaza, Cincinnati Ohio 45263
First Federal Savings and Loan Association, 6101 Glenway Avenue, Cincinnati Ohio 45211
First Financial Savings Association, 3133 Madison Road, Cincinnati Ohio 45209
Fort Washington Trust Company, 311 Pike Street, Cincinnati Ohio 45202
Foundation Bank, 25 Garfield Place, Cincinnati Ohio 45202
Gateway Federal Savings Bank, 128 East Fourth Street, Cincinnati Ohio 45202
Glenway Loan and Deposit Company, 4221 Glenway Avenue, Cincinnati Ohio 45205
Guardian Savings Bank, A Federal Savings Bank, 5901 Colerain Avenue, Cincinnati Ohio 45239
Hawthorne Federal Savings and Loan Association, 4857 Glenway Ave, Cincinnati Ohio 45238
Heritage Savings Bank, 3316 Glenmore Avenue, Cincinnati Ohio 45211
Highland Federal Savings Bank, 7521 Hamilton Avenue, Cincinnati Ohio 45231
Hunter Savings Association, 7840 Montgomery Road, Cincinnati Ohio 45236
Kenwood Savings Bank, 7711 Montgomery Road, Cincinnati Ohio 45236
Liberal Savings Association, 628 Race Street, Cincinnati Ohio 45202
Liberty National Bank of Northern Kentucky, 8044 Montgomery Road, Cincinnati Ohio 45236
Madison Savings Bank, 7435 Kenwood Road, Cincinnati Ohio 45236
Major Federal Savings and Loan Association, 2945 Gilbert Avenue, Cincinnati Ohio 45206
Mayflower Federal Savings Bank, 8370 Colerain Avenue, Cincinnati Ohio 45239
Merit Savings Association, 6071 Montgomery Rd, Cincinnati Ohio 45213
Oak Hills Savings and Loan Company, 5889 Bridgetown Road, Cincinnati Ohio 45248
Pnc Bank, Northern Kentucky, 201 East Fifth Street, Cincinnati Ohio 45202
Pnc Bank, Ohio, 201 East Fifth Street, Cincinnati Ohio 45202
Seven Hills Savings Association, 1440 Main Street, Cincinnati Ohio 45210
Spring Garden Savings and Loan Company, 5030 Delhi Road, Cincinnati Ohio 45238
Standard Federal Savings and Loan Association, 525 Vine Street, Cincinnati Ohio 45202
Suburban, 10869 Montgomery Road, Cincinnati Ohio 45242
The Cincinnatus Savings & Loan Company, 3300 Harrison Ave, Cincinnati Ohio 45211
The Clifton Heights Savings & Loan Company, 201 W Mcmillan St, Cincinnati Ohio 45219
The Fifth Third Bank, 38 Fountain Square Plaza, Cincinnati Ohio 45263
The Findlay Savings Bank, 9960 Springfield Pike, Cincinnati Ohio 45215
The Franklin Savings and Loan Company, 4750 Ashwood Drive, Cincinnati Ohio 45241
The Huntington National Bank of Kentucky, 101 West 4th Street, Cincinnati Ohio 45202
The Mercantile Savings Bank, 8001 Kenwood Road, Cincinnati Ohio 45236
The Mt. Washington Savings and Loan Company, 2110 Beechmont Ave, Cincinnati Ohio 45230
The New Foundation Loan and Building Company, 8249 Clara Avenue, Cincinnati Ohio 45239
The North Side Bank and Trust Company, 4125 Hamilton Avenue, Cincinnati Ohio 45223
The Oakley Improved Building and Loan Company, 3924 Isabella Avenue, Cincinnati Ohio 45209
The Provident Bank, 1 East 4th Street, Cincinnati Ohio 45202
The Southern Ohio Bank, 515 Main Street, Cincinnati Ohio 45201
The Sycamore National Bank, 3209 West Galbraith Road, Cincinnati Ohio 45239
The Westwood Homestead Savings Bank, 3002 Harrison Avenue, Cincinnati Ohio 45211
The Winton Savings and Loan Company, 5511 Cheviot Road At North Bend, Cincinnati Ohio 45247
Towne Bank, 4811 Cooper Road, Cincinnati Ohio 45242
U.S. Bank, 425 Walnut Street, Cincinnati Ohio 45202
Union Savings Bank, 8534 East Kemper Road, Cincinnati Ohio 45249
United Savings Association, 4980 Glenway Ave, Cincinnati Ohio 45238
Warsaw Federal Savings and Loan Association, 3533 Warsaw Ave, Cincinnati Ohio 45205
West Northside Loan and Savings Company, 5552 Colerain Avenue, Cincinnati Ohio 45239
Western Hills Loan and Development Co, 2010 Ferguson Road, Cincinnati Ohio 45238


B & O, 4019 Hamilton Ave, Cincinnati OH 45223 (513) 369-5270
Bardes Employees, 4730 Madison Road, Cincinnati OH 45227 (513) 533-6200
Carmel Brotherhood, 3549 Reading Rd, Cincinnati OH 45229 (513) 281-8388
Children's Medical Center, 3333 Burnet Ave, Cincinnati OH 45229 (513) 636-8208
Cincinnati Interagency, 26 West Ml King Dr G4, Cincinnati OH 45220 (513) 569-7878
Cincinnati Ohio Firefighters, 1243 West 8th Street, Cincinnati OH 45203 (513) 352-3896
Cincinnati Ohio Police, 959 W 8th St, Cincinnati OH 45203 (513) 352-3568
Cinco Family Financial Center, 49 Wm Howard Taft Rd, Cincinnati OH 45219 (513) 281-9988
Cinfed, 550 Main ST., Rm 5510, Cincinnati OH 45202 (513) 333-3800
Cintel, 617 Vine St, Suite 600, Cincinnati OH 45202 (513) 421-1516
Deca, 3118 Colerain Avenue, Cincinnati OH 45225 (513) 541-2480
Emery, 7890 East Kemper Road, Cincinnati OH 45249 (513) 530-9351
General Electric Evendale Employees, 10485 Reading Rd, Cincinnati OH 45241 (513) 243-3463
Good Samaritan Employees, 375 Dixmyth Avenue, Cincinnati OH 45220 (513) 872-2993
Greater Visions, 8121 Hamilton Avenue, Cincinnati OH 45231 (513) 931-4050
Hamilton County School Employees, 6230 Hamilton Avenue, Cincinnati OH 45224 (513) 542-8950
Health Alliance of Gtr Cincinnati, 2139 Auburn Ave, Cincinnati OH 45238 (513) 585-2398
Hmr, 2110 East Galbraith Rd, Cincinnati OH 45237 (513) 948-7778
Kemba, P.O. Box 14090, Cincinnati OH 45250 (513) 762-5070
Leblond, 2359 Norwood Avenue, Cincinnati OH 45212 (513) 351-7869
Local Union 392, 1228 Central Parkway, #108, Cincinnati OH 45202 (513) 621-4600
Mt Zion Woodlawn, 10180 Woodlawn Blvd, Cincinnati OH 45215 (513) 772-6230
New Horizons, P. O. Box 539, Cincinnati OH 45201 (513) 562-6600
Northwest Employees, 3557a Springdale Road, Cincinnati OH 45251 (513) 385-4808
Princeton Employees, 2300 East Kemper Road, Suite A2, Cincinnati OH 45241 (513) 771-1369
ST. James Parish, 6195 Cheviot Road, Cincinnati OH 45247 (513) 385-5921
Tool Steel, 11451 Reading Road, Cincinnati OH 45241 (513) 733-7955
Valley Council, 9231 Reading Road, Cincinnati OH 45215 (513) 948-1234
W T Community, 755 Ohio Pike, Cincinnati OH 45245 (513) 752-6250
Well-tel, 324 East Fourth St, Cincinnati OH 45202 (513) 381-3030
West Ohio United Methodist, P. O. Box 54843, Cincinnati OH 45254 (513) 528-1521


Mortgage Statistics for Cincinnati, Ohio

  Cincinnati Ohio USA
Population:
Population - The population of Cincinnati, OH
840,940 11,342,186 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Cincinnati mortgage.
611,329 9,644,834 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Cincinnati mortgage.
198,455 1,291,241 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Cincinnati mortgage.
9,750 217,015 34,671,551
HouseHolds:
HouseHolds - The total number of households in Cincinnati, OH, where you might buy a home.
373,707 4,777,533 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Cincinnati, where you might apply for a Cincinnati mortgage.
2 2 2
Average House Value:
Average House Value - The average house value in Cincinnati, OH
$114,902 $104,420 $132,188
Income per Household:
Income per Household - The household income where you might compare Cincinnati mortgage interest rates.
$41,930 $42,071 $43,800

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