Current Mortgage Rates in Cummings, North Dakota

Monday, December 01, 2008



Current Mortgage Rates*

Loan Type
Cummings Average
30-yr. fixed5.75%
30-yr. fixed jumbo7.75%
15-yr. fixed5.38%
15-yr. fixed jumbo7.62%
7/1 ARM6.25%
7/1 ARM jumbo7.75%
5/1 ARM5.88%
5/1 ARM jumbo7.12%
3/1 ARM5.88%
3/1 ARM jumbo7.62%
1-yr. ARM7.38%
1-yr. ARM jumbo6.88%
1-yr. LIBOR ARM6.12%
*Mortgage Rates Updated: 12/01/2008

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Current Mortgage Rates in Cummings, North Dakota

Cummings 30-yr. fixed Mortgage Rates Cummings 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.36%7.84%3.73Citibank7.00%7.14%0.25
Bank of America6.62%6.78%0.92Bank of America7.46%7.73%1.87
Wachovia6.13%6.25%0.66Wells Fargo9.43%9.54%0.69
Wells Fargo6.12%6.23%0.73Chase7.89%8.04%1.10
Chase6.10%6.26%0.94 
Fifth Third Bank6.28%6.35%0.35 
Cummings 15-yr. fixed Mortgage Rates Cummings 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.90%7.82%4.91Citibank6.75%6.89%0.00
Bank of America6.15%6.44%1.08Bank of America7.40%7.80%1.65
Wachovia5.71%5.95%0.78Wells Fargo8.37%8.51%0.62
Wells Fargo6.01%6.17%0.57Chase8.33%8.58%1.14
Chase5.91%6.17%0.91 
Fifth Third Bank5.81%5.92%0.35 
Cummings 7/1 ARM Mortgage Rates Cummings 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.63%6.10%0.97Citibank7.00%7.46%0.00
Bank of America6.91%6.51%1.26Bank of America6.88%7.36%0.48
Wachovia6.04%6.07%0.44Wells Fargo8.37%7.11%0.76
Wells Fargo6.57%6.43%0.76Chase8.32%6.79%1.12
Chase6.62%6.23%0.94 
Cummings 5/1 ARM Mortgage Rates Cummings 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.36%5.94%1.02Citibank6.88%7.47%0.00
Bank of America6.52%6.15%1.05Bank of America8.14%6.63%1.05
Wells Fargo6.44%6.35%0.76Wells Fargo7.31%6.58%0.77
Chase6.34%6.07%0.88Chase7.07%6.28%0.89
Fifth Third Bank6.22%5.97%0.30 
Cummings 3/1 ARM Mortgage Rates Cummings 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.11%5.83%0.92Citibank7.00%7.62%0.00
Bank of America6.48%6.09%1.11Bank of America6.88%7.60%0.08
Wachovia5.75%5.79%0.34Wells Fargo6.75%7.52%0.12
Wells Fargo6.93%6.37%0.91Chase7.30%6.01%1.02
Chase5.88%5.80%1.04 
Fifth Third Bank5.99%5.82%0.26 
Cummings 1-yr. ARM Mortgage Rates Cummings 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase6.71%5.81%1.05
Chase5.76%5.78%0.99 

Mortgage Statistics for Cummings, North Dakota

  Cummings North Dakota USA
Population:
Population - The population of Cummings, ND
 253 640,524 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Cummings mortgage.
 247 591,541 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Cummings mortgage.
 0 3,903 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Cummings mortgage.
 8 7,703 34,671,551
HouseHolds:
HouseHolds - The total number of households in Cummings, ND, where you might buy a home.
 110 288,885 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Cummings, where you might apply for a Cummings mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Cummings, ND
 $73,200 $68,692 $132,188
Income per Household:
Income per Household - The household income where you might compare Cummings mortgage interest rates.
 $38,750 $34,837 $43,800

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