Current Mortgage Rates in North Carolina

Friday, July 04, 2008



Current Mortgage Rates*

Loan Type
North Carolina Average
30-yr. fixed6.38%
30-yr. fixed jumbo6.88%
15-yr. fixed6.00%
15-yr. fixed jumbo6.62%
7/1 ARM6.00%
7/1 ARM jumbo6.50%
5/1 ARM5.88%
5/1 ARM jumbo6.50%
3/1 ARM5.62%
3/1 ARM jumbo6.25%
1-yr. ARM5.75%
1-yr. ARM jumbo5.88%
1-yr. LIBOR ARM5.50%
*Mortgage Rates Updated: 07/03/2008

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Current Mortgage Rates in North Carolina

North Carolina 30-yr. fixed Mortgage Rates North Carolina 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.44%7.85%3.07Citibank7.00%7.14%0.25
Bank of America6.62%6.78%0.95Bank of America7.00%7.10%0.08
Wachovia6.25%6.38%0.68Wells Fargo7.12%7.19%0.12
Wells Fargo6.75%6.99%0.25Chase6.88%6.94%0.25
Chase6.75%6.84%0.25 
Fifth Third Bank6.41%6.47%0.34 
North Carolina 15-yr. fixed Mortgage Rates North Carolina 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.11%8.02%4.88Citibank6.75%6.89%0.00
Bank of America6.14%6.39%0.97Bank of America7.25%7.39%0.00
Wachovia5.75%5.99%0.75Wells Fargo7.50%7.64%0.49
Wells Fargo6.20%6.33%0.30Chase6.50%6.59%0.00
Chase6.38%6.48%0.12 
Fifth Third Bank5.90%6.02%0.38 
North Carolina 7/1 ARM Mortgage Rates North Carolina 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.62%7.29%0.03Bank of America6.88%7.36%0.48
Wachovia5.40%5.49%0.89Wells Fargo6.62%7.22%0.38
Wells Fargo6.50%7.27%0.25Chase6.62%7.15%0.12
Chase6.62%7.11%0.00 
North Carolina 5/1 ARM Mortgage Rates North Carolina 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Citibank6.88%7.47%0.00
Bank of America6.26%5.94%0.98Bank of America8.14%6.63%1.05
Wells Fargo6.38%7.27%0.38Wells Fargo6.38%7.24%0.25
Chase6.50%7.18%0.00Chase6.75%7.32%0.00
Fifth Third Bank6.09%5.96%0.31 
North Carolina 3/1 ARM Mortgage Rates North Carolina 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America6.50%7.54%0.17Bank of America6.88%7.60%0.08
Wachovia5.40%5.47%0.44Wells Fargo6.75%7.52%0.12
Wells Fargo6.38%7.44%0.12Chase6.75%7.41%0.00
Chase6.75%7.37%0.00 
Fifth Third Bank5.62%5.77%0.28 
North Carolina 1-yr. ARM Mortgage Rates North Carolina 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America6.88%7.66%0.04Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Current Mortgage Rates by City

Index: A->C   C->F   F->J   J->M   M->R   R->T   T->Z   
   

Mortgage Statistics for North Carolina

  North Carolina USA
Population:
Population - The population of North Carolina
 8,047,333 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a North Carolina mortgage.
 5,803,225 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a North Carolina mortgage.
 1,737,072 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a North Carolina mortgage.
 378,886 34,671,551
HouseHolds:
HouseHolds - The total number of households in North Carolina, where you might buy a home.
 3,523,055 117,153,924
Person per Household:
Person per Household - The average number of people in a household in North Carolina, where you might apply for a North Carolina mortgage.
 2 2
Average House Value:
Average House Value - The average house value in North Carolina
 $104,755 $132,188
Income per Household:
Income per Household - The household income where you might compare North Carolina mortgage interest rates.
 $40,165 $43,800