Current Mortgage Rates in North Carolina

Thursday, August 21, 2008



Current Mortgage Rates*

Loan Type
North Carolina Average
30-yr. fixed6.62%
30-yr. fixed jumbo7.25%
15-yr. fixed6.00%
15-yr. fixed jumbo6.62%
7/1 ARM6.25%
7/1 ARM jumbo6.75%
5/1 ARM6.00%
5/1 ARM jumbo6.38%
3/1 ARM5.62%
3/1 ARM jumbo6.25%
1-yr. ARM5.75%
1-yr. ARM jumbo6.12%
1-yr. LIBOR ARM5.50%
*Mortgage Rates Updated: 08/20/2008

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Current Mortgage Rates in North Carolina

North Carolina 30-yr. fixed Mortgage Rates North Carolina 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.43%7.88%3.32Citibank7.00%7.14%0.25
Bank of America6.80%6.94%0.73Bank of America7.00%7.10%0.08
Wachovia6.31%6.45%0.77Wells Fargo7.12%7.19%0.12
Wells Fargo6.75%6.99%0.25Chase6.88%6.94%0.25
Chase6.75%6.84%0.25 
Fifth Third Bank6.50%6.57%0.34 
North Carolina 15-yr. fixed Mortgage Rates North Carolina 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.30%8.44%6.16Citibank6.75%6.89%0.00
Bank of America6.25%6.49%0.81Bank of America7.25%7.39%0.00
Wachovia5.76%6.04%0.89Wells Fargo7.80%7.93%0.43
Wells Fargo6.22%6.35%0.31Chase6.50%6.59%0.00
Chase6.38%6.48%0.12 
Fifth Third Bank5.95%6.06%0.38 
North Carolina 7/1 ARM Mortgage Rates North Carolina 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.62%7.29%0.03Bank of America6.88%7.36%0.48
Wachovia5.69%5.75%0.65Wells Fargo6.62%7.22%0.38
Wells Fargo6.50%7.27%0.25Chase6.62%7.15%0.12
Chase6.62%7.11%0.00 
North Carolina 5/1 ARM Mortgage Rates North Carolina 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Citibank6.88%7.47%0.00
Bank of America6.65%6.12%0.82Bank of America8.14%6.63%1.05
Wells Fargo6.38%7.27%0.38Wells Fargo6.38%7.24%0.25
Chase6.50%7.18%0.00Chase6.75%7.32%0.00
Fifth Third Bank6.18%5.92%0.30 
North Carolina 3/1 ARM Mortgage Rates North Carolina 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America6.50%7.54%0.17Bank of America6.88%7.60%0.08
Wachovia5.51%5.58%0.47Wells Fargo6.75%7.52%0.12
Wells Fargo6.38%7.44%0.12Chase6.75%7.41%0.00
Chase6.75%7.37%0.00 
Fifth Third Bank5.73%5.72%0.26 
North Carolina 1-yr. ARM Mortgage Rates North Carolina 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America6.88%7.66%0.04Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Current Mortgage Rates by City

Index: A->C   C->F   F->J   J->M   M->R   R->T    T->Z   
   

Mortgage Statistics for North Carolina

  North Carolina USA
Population:
Population - The population of North Carolina
 8,047,333 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a North Carolina mortgage.
 5,803,225 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a North Carolina mortgage.
 1,737,072 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a North Carolina mortgage.
 378,886 34,671,551
HouseHolds:
HouseHolds - The total number of households in North Carolina, where you might buy a home.
 3,523,055 117,153,924
Person per Household:
Person per Household - The average number of people in a household in North Carolina, where you might apply for a North Carolina mortgage.
 2 2
Average House Value:
Average House Value - The average house value in North Carolina
 $104,755 $132,188
Income per Household:
Income per Household - The household income where you might compare North Carolina mortgage interest rates.
 $40,165 $43,800