Current Mortgage Rates in Shelby, North Carolina
Saturday, November 21, 2009
Current Mortgage Rates*
Loan Type Shelby Average |
|
| 30-yr. fixed | 4.75% |
| 30-yr. fixed jumbo | 5.12% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 4.62% |
| 7/1 ARM | 4.38% |
| 7/1 ARM jumbo | 5.25% |
| 5/1 ARM | 4.00% |
| 5/1 ARM jumbo | 4.50% |
| 3/1 ARM | 3.88% |
| 3/1 ARM jumbo | 4.62% |
| 1-yr. ARM | 3.38% |
| 1-yr. ARM jumbo | 3.38% |
| 1-yr. LIBOR ARM | 4.38% |
*Mortgage Rates Updated: 11/21/2009
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Current Mortgage Rates in Shelby, North Carolina
| Shelby 30-yr. fixed Mortgage Rates | Shelby 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.14% | 5.20% | 0.31 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.86% | 5.04% | 1.00 | Chase | 5.65% | 5.77% | 1.00 |
| Chase | 4.87% | 5.03% | 1.00 | ||||
| Fifth Third Bank | 4.88% | 4.92% | 0.23 | ||||
| Shelby 15-yr. fixed Mortgage Rates | Shelby 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.59% | 4.67% | 0.17 | Chase | 5.73% | 5.95% | 1.05 |
| Wells Fargo | 4.32% | 4.60% | 0.76 | ||||
| Chase | 4.32% | 4.60% | 1.03 | ||||
| Fifth Third Bank | 4.25% | 4.29% | 0.00 | ||||
| Shelby 7/1 ARM Mortgage Rates | Shelby 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.86% | 3.67% | 1.00 | Chase | 5.13% | 4.12% | 1.03 |
| Chase | 4.30% | 3.83% | 1.05 | ||||
| Shelby 5/1 ARM Mortgage Rates | Shelby 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.62% | 3.56% | 1.04 | Wells Fargo | 4.88% | 3.87% | 1.00 |
| Chase | 3.81% | 3.60% | 1.03 | Chase | 4.82% | 3.86% | 1.05 |
| Fifth Third Bank | 4.18% | 3.72% | 0.34 | ||||
| Shelby 3/1 ARM Mortgage Rates | Shelby 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.01% | 3.60% | 1.00 | Chase | 5.56% | 3.83% | 1.03 |
| Chase | 4.21% | 3.62% | 1.00 | ||||
| Fifth Third Bank | 4.06% | 3.56% | 0.12 | ||||
| Shelby 1-yr. ARM Mortgage Rates | Shelby 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.17% | 3.55% | 1.00 | Chase | 5.29% | 3.57% | 1.05 |
Banks in Shelby, North Carolina
Carolina State Bank, 316 South Lafayette Street, Shelby North Carolina 28150Cleveland Federal Bank, A Savings Bank, 131 North Lafayette Street, Shelby North Carolina 28150
First Federal Savings Bank of North Carolina, 330 S Lafayette St, Shelby North Carolina 28150
Shelby Savings Bank, 224 East Warren Street, Shelby North Carolina 28150
The First National Bank of Shelby, 106 South Lafayette Street, Shelby North Carolina 28150
Mortgage Statistics for Shelby, North Carolina
| Shelby | North Carolina | USA | |
|---|---|---|---|
| Population: Population - The population of Shelby, NC  |
50,569 | 8,047,333 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Shelby mortgage. |
35,918 | 5,803,225 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Shelby mortgage. |
13,601 | 1,737,072 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Shelby mortgage. |
784 | 378,886 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Shelby, NC, where you might buy a home. |
21,762 | 3,523,055 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Shelby, where you might apply for a Shelby mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Shelby, NC |
$78,955 | $104,755 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Shelby mortgage interest rates. |
$34,073 | $40,165 | $43,800 |