Current Mortgage Rates in Raleigh, North Carolina

Saturday, August 30, 2008



Current Mortgage Rates*

Loan Type
Raleigh Average
30-yr. fixed6.62%
30-yr. fixed jumbo7.38%
15-yr. fixed6.00%
15-yr. fixed jumbo7.12%
7/1 ARM6.00%
7/1 ARM jumbo6.75%
5/1 ARM6.00%
5/1 ARM jumbo6.62%
3/1 ARM5.62%
3/1 ARM jumbo6.38%
1-yr. ARM5.75%
1-yr. ARM jumbo6.12%
1-yr. LIBOR ARM5.38%
*Mortgage Rates Updated: 08/27/2008

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Current Mortgage Rates in Raleigh, North Carolina

Raleigh 30-yr. fixed Mortgage Rates Raleigh 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.41%7.85%3.24Citibank7.00%7.14%0.25
Bank of America6.80%6.94%0.72Bank of America7.00%7.10%0.08
Wachovia6.31%6.45%0.76Wells Fargo7.12%7.19%0.12
Wells Fargo6.75%6.99%0.25Chase6.88%6.94%0.25
Chase6.75%6.84%0.25 
Fifth Third Bank6.50%6.56%0.34 
Raleigh 15-yr. fixed Mortgage Rates Raleigh 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.31%8.45%6.20Citibank6.75%6.89%0.00
Bank of America6.25%6.49%0.81Bank of America7.25%7.39%0.00
Wachovia5.76%6.04%0.88Wells Fargo7.81%7.94%0.43
Wells Fargo6.22%6.35%0.32Chase6.50%6.59%0.00
Chase6.38%6.48%0.12 
Fifth Third Bank5.95%6.06%0.38 
Raleigh 7/1 ARM Mortgage Rates Raleigh 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.62%7.29%0.03Bank of America6.88%7.36%0.48
Wachovia5.69%5.75%0.65Wells Fargo6.62%7.22%0.38
Wells Fargo6.50%7.27%0.25Chase6.62%7.15%0.12
Chase6.62%7.11%0.00 
Raleigh 5/1 ARM Mortgage Rates Raleigh 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Citibank6.88%7.47%0.00
Bank of America6.66%6.12%0.82Bank of America8.14%6.63%1.05
Wells Fargo6.38%7.27%0.38Wells Fargo6.38%7.24%0.25
Chase6.50%7.18%0.00Chase6.75%7.32%0.00
Fifth Third Bank6.17%5.92%0.30 
Raleigh 3/1 ARM Mortgage Rates Raleigh 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America6.50%7.54%0.17Bank of America6.88%7.60%0.08
Wachovia5.50%5.58%0.48Wells Fargo6.75%7.52%0.12
Wells Fargo6.38%7.44%0.12Chase6.75%7.41%0.00
Chase6.75%7.37%0.00 
Fifth Third Bank5.72%5.72%0.26 
Raleigh 1-yr. ARM Mortgage Rates Raleigh 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America6.88%7.66%0.04Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Capital Bank, 4901 Glenwood Avenue, Raleigh North Carolina 27612
Capitol National Bank, 12 South Person Street, Raleigh North Carolina 27611
Enterprise Bank, 4800 Six Forks Road, Raleigh North Carolina 27609
First Federal Savings and Loan Association, 300 South Salisbury St, Raleigh North Carolina 27601
First Federal Savings Association of Raleigh, 300 South Salisbury Street, Raleigh North Carolina 27601
First-citizens Bank & Trust Company, 239 Fayetteville Street, Raleigh North Carolina 27601
North State Bank, 6200 Falls of The Neuse Road, Raleigh North Carolina 27609
Paragon Commercial Bank, 3605 Glenwood Avenue, Raleigh North Carolina 27612
Raleigh Federal Savings Bank, 219 Fayetteville Street Mall, Raleigh North Carolina 27601
Southtrust Bank of North Carolina, 4505 Falls of The Neuse Road, Raleigh North Carolina 27609
State Bank of Raleigh, 3500 Six Forks Road, Raleigh North Carolina 27609
Triangle Bank, 4300 Glenwood Avenue, Raleigh North Carolina 27612

Credit Unions in Raleigh, North Carolina

City of Raleigh Employees, Pob 590, Raleigh NC 27602 (919) 831-6800
Coastal, P. O. Box 58429, Raleigh NC 27658 (919) 420-8000
Electel Cooperative, P.O. Box 27306, Raleigh NC 27611 (919) 872-2395
North Carolina Local Government Employees, 801 Hillsborough ST., Suite 401, Raleigh NC 27603 (919) 755-0534
North Carolina Press Association, P.O. Box 26634, Raleigh NC 27611 (919) 839-5084
Raleigh Federal Employees, P.O. Box 25849, Raleigh NC 27611 (919) 834-7144
Raleigh Post Office Employees, P. O. Box 908545, Raleigh NC 27675-0845 (919) 510-4442
Shaw University, 118 E. South Street, Raleigh NC 27601 (919) 546-8340
State Employees', Pob 27665, Raleigh NC 27611-7665 (919) 839-5000

Mortgage Statistics for Raleigh, North Carolina

  Raleigh North Carolina USA
Population:
Population - The population of Raleigh, NC
 363,200 8,047,333 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Raleigh mortgage.
 246,751 5,803,225 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Raleigh mortgage.
 86,852 1,737,072 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Raleigh mortgage.
 22,591 378,886 34,671,551
HouseHolds:
HouseHolds - The total number of households in Raleigh, NC, where you might buy a home.
 153,296 3,523,055 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Raleigh, where you might apply for a Raleigh mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Raleigh, NC
 $164,707 $104,755 $132,188
Income per Household:
Income per Household - The household income where you might compare Raleigh mortgage interest rates.
 $52,635 $40,165 $43,800

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