Current Mortgage Rates in Kinston, North Carolina
Monday, October 06, 2008
Current Mortgage Rates*
Loan Type Kinston Average |
|
| 30-yr. fixed | 6.25% |
| 30-yr. fixed jumbo | 7.88% |
| 15-yr. fixed | 5.88% |
| 15-yr. fixed jumbo | 7.12% |
| 7/1 ARM | 6.62% |
| 7/1 ARM jumbo | 7.00% |
| 5/1 ARM | 6.25% |
| 5/1 ARM jumbo | 6.88% |
| 3/1 ARM | 6.00% |
| 3/1 ARM jumbo | 6.12% |
| 1-yr. ARM | 5.75% |
| 1-yr. ARM jumbo | 6.12% |
| 1-yr. LIBOR ARM | 6.25% |
*Mortgage Rates Updated: 10/03/2008
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Current Mortgage Rates in Kinston, North Carolina
| Kinston 30-yr. fixed Mortgage Rates | Kinston 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.24% | 7.62% | 2.73 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.64% | 6.78% | 0.80 | Bank of America | 7.31% | 7.57% | 1.82 |
| Wachovia | 6.26% | 6.40% | 0.73 | Wells Fargo | 9.27% | 9.34% | 0.27 |
| Wells Fargo | 6.41% | 6.50% | 0.27 | Chase | 7.73% | 7.78% | 0.18 |
| Chase | 6.33% | 6.41% | 0.05 | ||||
| Fifth Third Bank | 6.42% | 6.49% | 0.35 | ||||
| Kinston 15-yr. fixed Mortgage Rates | Kinston 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.20% | 8.24% | 5.56 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.23% | 6.49% | 0.93 | Bank of America | 7.21% | 7.59% | 1.51 |
| Wachovia | 5.73% | 6.00% | 0.84 | Wells Fargo | 7.96% | 8.08% | 0.42 |
| Wells Fargo | 6.16% | 6.30% | 0.34 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.31% | 6.44% | 0.08 | ||||
| Fifth Third Bank | 5.88% | 5.99% | 0.38 | ||||
| Kinston 7/1 ARM Mortgage Rates | Kinston 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.41% | 6.35% | 1.20 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.77% | 5.82% | 0.61 | Wells Fargo | 8.39% | 7.44% | 0.28 |
| Wells Fargo | 7.27% | 6.83% | 0.19 | Chase | 6.62% | 7.15% | 0.12 |
| Chase | 6.87% | 6.38% | 0.05 | ||||
| Kinston 5/1 ARM Mortgage Rates | Kinston 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.51% | 6.14% | 0.87 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 7.02% | 6.54% | 0.26 | Wells Fargo | 7.80% | 6.81% | 0.35 |
| Chase | 6.90% | 6.25% | 0.03 | Chase | 7.84% | 6.64% | 0.00 |
| Fifth Third Bank | 6.20% | 5.97% | 0.28 | ||||
| Kinston 3/1 ARM Mortgage Rates | Kinston 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.19% | 6.15% | 0.93 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.54% | 5.60% | 0.49 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Fifth Third Bank | 5.77% | 5.79% | 0.26 | ||||
| Kinston 1-yr. ARM Mortgage Rates | Kinston 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Kinston, North Carolina
East Federal Savings and Loan Association of Kinston, 604 N Queen Street, Kinston North Carolina 28501First Financial Savings Bank, 612 N Queen Street, Kinston North Carolina 28501
Mutual Savings and Loan Association, 612 North Queen St, Kinston North Carolina 28501
The Little Bank, 1101 West Vernon Avenue, Kinston North Carolina 28501
Credit Unions in Kinston, North Carolina
Carolina Family, P.O. Box 1278, Kinston NC 28503 (252) 522-6778Greater Kinston, 901 N. Queen St, Kinston NC 28501 (252) 527-4002
Mortgage Statistics for Kinston, North Carolina
| Kinston | North Carolina | USA | |
|---|---|---|---|
| Population: Population - The population of Kinston, NC  |
43,399 | 8,047,333 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Kinston mortgage. |
23,031 | 5,803,225 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Kinston mortgage. |
19,276 | 1,737,072 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Kinston mortgage. |
994 | 378,886 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Kinston, NC, where you might buy a home. |
20,113 | 3,523,055 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Kinston, where you might apply for a Kinston mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Kinston, NC |
$71,947 | $104,755 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Kinston mortgage interest rates. |
$31,110 | $40,165 | $43,800 |