Current Mortgage Rates in Gastonia, North Carolina
Sunday, November 22, 2009
Current Mortgage Rates*
Loan Type Gastonia Average |
|
| 30-yr. fixed | 4.75% |
| 30-yr. fixed jumbo | 5.12% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 4.62% |
| 7/1 ARM | 4.38% |
| 7/1 ARM jumbo | 5.25% |
| 5/1 ARM | 4.00% |
| 5/1 ARM jumbo | 4.50% |
| 3/1 ARM | 3.88% |
| 3/1 ARM jumbo | 4.62% |
| 1-yr. ARM | 3.38% |
| 1-yr. ARM jumbo | 3.38% |
| 1-yr. LIBOR ARM | 4.38% |
*Mortgage Rates Updated: 11/21/2009
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Current Mortgage Rates in Gastonia, North Carolina
| Gastonia 30-yr. fixed Mortgage Rates | Gastonia 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.14% | 5.20% | 0.31 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.86% | 5.04% | 1.00 | Chase | 5.65% | 5.77% | 1.00 |
| Chase | 4.87% | 5.03% | 1.00 | ||||
| Fifth Third Bank | 4.88% | 4.92% | 0.23 | ||||
| Gastonia 15-yr. fixed Mortgage Rates | Gastonia 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.59% | 4.67% | 0.17 | Chase | 5.73% | 5.95% | 1.05 |
| Wells Fargo | 4.32% | 4.60% | 0.76 | ||||
| Chase | 4.32% | 4.60% | 1.03 | ||||
| Fifth Third Bank | 4.25% | 4.29% | 0.00 | ||||
| Gastonia 7/1 ARM Mortgage Rates | Gastonia 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.86% | 3.67% | 1.00 | Chase | 5.13% | 4.12% | 1.03 |
| Chase | 4.30% | 3.83% | 1.05 | ||||
| Gastonia 5/1 ARM Mortgage Rates | Gastonia 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.62% | 3.56% | 1.04 | Wells Fargo | 4.88% | 3.87% | 1.00 |
| Chase | 3.81% | 3.60% | 1.03 | Chase | 4.82% | 3.86% | 1.05 |
| Fifth Third Bank | 4.18% | 3.72% | 0.34 | ||||
| Gastonia 3/1 ARM Mortgage Rates | Gastonia 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.01% | 3.60% | 1.00 | Chase | 5.56% | 3.83% | 1.03 |
| Chase | 4.21% | 3.62% | 1.00 | ||||
| Fifth Third Bank | 4.06% | 3.56% | 0.12 | ||||
| Gastonia 1-yr. ARM Mortgage Rates | Gastonia 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.17% | 3.55% | 1.00 | Chase | 5.29% | 3.57% | 1.05 |
Banks in Gastonia, North Carolina
Alliance Bank & Trust Company, 2227 Union Road, Gastonia North Carolina 28054Carolina Commerce Bank, 534 South New Hope Road, Gastonia North Carolina 28054
Carolina State Bank, 401 East Franklin Avenue, Gastonia North Carolina 28052
Citizens South Bank, 519 South New Hope Road, Gastonia North Carolina 28054
First Community Bank, 100 East Garrison Boulevard, Gastonia North Carolina 28052
First Gaston Bank of North Carolina, 804 South New Hope Road, Gastonia North Carolina 28054
First State Savings and Loan Association, 750 South New Hope Road, Gastonia North Carolina 28053
Mortgage Statistics for Gastonia, North Carolina
| Gastonia | North Carolina | USA | |
|---|---|---|---|
| Population: Population - The population of Gastonia, NC  |
98,023 | 8,047,333 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Gastonia mortgage. |
75,297 | 5,803,225 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Gastonia mortgage. |
19,195 | 1,737,072 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Gastonia mortgage. |
4,071 | 378,886 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Gastonia, NC, where you might buy a home. |
40,480 | 3,523,055 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Gastonia, where you might apply for a Gastonia mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Gastonia, NC |
$88,112 | $104,755 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Gastonia mortgage interest rates. |
$39,324 | $40,165 | $43,800 |