Current Mortgage Rates in Watertown, New York
Saturday, October 11, 2008
Current Mortgage Rates*
Loan Type Watertown Average |
|
| 30-yr. fixed | 6.38% |
| 30-yr. fixed jumbo | 7.62% |
| 15-yr. fixed | 6.12% |
| 15-yr. fixed jumbo | 6.75% |
| 7/1 ARM | 6.50% |
| 7/1 ARM jumbo | 6.88% |
| 5/1 ARM | 6.12% |
| 5/1 ARM jumbo | 6.75% |
| 3/1 ARM | 6.00% |
| 3/1 ARM jumbo | 6.25% |
| 1-yr. ARM | 5.50% |
| 1-yr. ARM jumbo | 5.62% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 10/07/2008
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Current Mortgage Rates in Watertown, New York
| Watertown 30-yr. fixed Mortgage Rates | Watertown 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.02% | 7.32% | 1.94 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.62% | 6.77% | 0.80 | Bank of America | 7.37% | 7.63% | 1.79 |
| Wachovia | 6.25% | 6.38% | 0.65 | Wells Fargo | 9.31% | 9.38% | 0.26 |
| Wells Fargo | 6.41% | 6.49% | 0.24 | Chase | 7.75% | 7.80% | 0.14 |
| Chase | 6.31% | 6.39% | 0.08 | ||||
| Fifth Third Bank | 6.40% | 6.47% | 0.36 | ||||
| Watertown 15-yr. fixed Mortgage Rates | Watertown 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.04% | 7.92% | 4.59 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.23% | 6.49% | 0.91 | Bank of America | 7.16% | 7.53% | 1.51 |
| Wachovia | 5.74% | 6.00% | 0.82 | Wells Fargo | 7.98% | 8.10% | 0.41 |
| Wells Fargo | 6.16% | 6.29% | 0.33 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.31% | 6.44% | 0.07 | ||||
| Fifth Third Bank | 5.86% | 5.98% | 0.38 | ||||
| Watertown 7/1 ARM Mortgage Rates | Watertown 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.48% | 6.42% | 0.96 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.79% | 5.84% | 0.59 | Wells Fargo | 8.45% | 7.48% | 0.29 |
| Wells Fargo | 7.32% | 6.86% | 0.18 | Chase | 7.62% | 7.39% | 0.31 |
| Chase | 6.84% | 6.42% | 0.04 | ||||
| Watertown 5/1 ARM Mortgage Rates | Watertown 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.44% | 6.15% | 0.88 | Bank of America | 8.13% | 6.62% | 1.05 |
| Wells Fargo | 7.06% | 6.59% | 0.23 | Wells Fargo | 7.81% | 6.84% | 0.32 |
| Chase | 6.79% | 6.27% | 0.03 | Chase | 7.75% | 6.67% | 0.00 |
| Fifth Third Bank | 6.20% | 5.99% | 0.28 | ||||
| Watertown 3/1 ARM Mortgage Rates | Watertown 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.06% | 6.18% | 0.93 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.55% | 5.62% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Fifth Third Bank | 5.78% | 5.82% | 0.25 | ||||
| Watertown 1-yr. ARM Mortgage Rates | Watertown 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Watertown, New York
Jefferson National Bank, 1125 Arsenal Street, Watertown New York 13601Jefferson Savings Bank, 216 Washington Street, Watertown New York 13601
Key Bank of Northern New York, 200 Washington Street, Watertown New York 13601
Marine Midland Bank - Northern, 120 Washington Street, Watertown New York 13601
Redwood Bank, 1000 Coffeen Street, Watertown New York 13601
Seaway National Bank, Arsenal and Court Streets, Watertown New York 13601
United Northern Federal Savings Bank, 400 Washington St, Watertown New York 13601
Watertown Savings Bank, 111 Clinton Street, Watertown New York 13601
Credit Unions in Watertown, New York
Northern, 120 Factory Street, Watertown NY 13601 (315) 782-0155State Cs Employees, 317 Washington St, Watertown NY 13601 (315) 785-2400
Mortgage Statistics for Watertown, New York
| Watertown | New York | USA | |
|---|---|---|---|
| Population: Population - The population of Watertown, NY  |
44,488 | 18,975,234 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Watertown mortgage. |
37,963 | 12,743,413 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Watertown mortgage. |
3,314 | 2,464,677 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Watertown mortgage. |
2,325 | 2,378,309 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Watertown, NY, where you might buy a home. |
18,555 | 7,678,244 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Watertown, where you might apply for a Watertown mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Watertown, NY |
$64,497 | $182,342 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Watertown mortgage interest rates. |
$31,570 | $46,322 | $43,800 |