Current Mortgage Rates in Utica, New York
Saturday, September 06, 2008
Current Mortgage Rates*
Loan Type Utica Average |
|
| 30-yr. fixed | 6.50% |
| 15-yr. fixed | 5.75% |
| 5/1 ARM | 6.00% |
| 3/1 ARM | 5.75% |
| FHA Mortgage | 6.00% |
| Fixed Rate Mortgage | 7.00% |
| VA Mortgage | 6.00% |
*Mortgage Rates Updated: 09/04/2008
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Current Mortgage Rates in Utica, New York
| Utica 30-yr. fixed Mortgage Rates | Utica 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.15% | 7.49% | 2.30 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.80% | 6.94% | 0.72 | Bank of America | 7.00% | 7.10% | 0.08 |
| Wachovia | 6.31% | 6.45% | 0.70 | Wells Fargo | 7.12% | 7.19% | 0.12 |
| Wells Fargo | 6.75% | 6.99% | 0.25 | Chase | 6.88% | 6.94% | 0.25 |
| Chase | 6.75% | 6.84% | 0.25 | ||||
| Fifth Third Bank | 6.50% | 6.56% | 0.34 | ||||
| Utica 15-yr. fixed Mortgage Rates | Utica 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.20% | 8.26% | 5.68 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.25% | 6.49% | 0.81 | Bank of America | 7.25% | 7.39% | 0.00 |
| Wachovia | 5.76% | 6.04% | 0.88 | Wells Fargo | 7.83% | 7.96% | 0.44 |
| Wells Fargo | 6.21% | 6.34% | 0.33 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.38% | 6.48% | 0.12 | ||||
| Fifth Third Bank | 5.95% | 6.06% | 0.38 | ||||
| Utica 7/1 ARM Mortgage Rates | Utica 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.62% | 7.29% | 0.03 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.69% | 5.75% | 0.65 | Wells Fargo | 6.62% | 7.22% | 0.38 |
| Wells Fargo | 6.50% | 7.27% | 0.25 | Chase | 6.62% | 7.15% | 0.12 |
| Chase | 6.62% | 7.11% | 0.00 | ||||
| Utica 5/1 ARM Mortgage Rates | Utica 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.67% | 6.13% | 0.81 | Bank of America | 8.13% | 6.62% | 1.05 |
| Wells Fargo | 6.38% | 7.27% | 0.38 | Wells Fargo | 6.38% | 7.24% | 0.25 |
| Chase | 6.50% | 7.18% | 0.00 | Chase | 6.75% | 7.32% | 0.00 |
| Fifth Third Bank | 6.17% | 5.92% | 0.30 | ||||
| Utica 3/1 ARM Mortgage Rates | Utica 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.50% | 7.54% | 0.17 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.50% | 5.58% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Fifth Third Bank | 5.72% | 5.72% | 0.26 | ||||
| Utica 1-yr. ARM Mortgage Rates | Utica 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 6.88% | 7.66% | 0.04 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Utica, New York
Adirondack Bank, 185 Genesee Street, Utica New York 13501Bank of Utica, 222 Genesee Street, Utica New York 13502
Bankers Trust Company of Central New York, 185 Genesee Street, Utica New York 13501
Marine Midland Trust Company of Mohawk Valley, 520 Seneca Street, Utica New York 13502
Oneida National Bank, 268 Genessee Street, Utica New York 13502
Partners Trust Bank, 233 Genesee Street, Utica New York 13501
Partners Trust Municipal Bank, 233 Genesee Street, Utica New York 13501
The Homestead Savings, 283 Genesee Street, Utica New York 13501
Credit Unions in Utica, New York
Mohawk Valley, 207 Genesee St, Utica NY 13501 (315) 793-2214Oneida County, 3 Rd Floor, 800 Park Avenue, Utica NY 13501 (315) 798-5741
Umico, P.O. Box 530, Utica NY 13503 (315) 734-2139
Utica District Telephone Employees, 2812 Genesee Street, Utica NY 13502 (315) 724-5133
Mortgage Statistics for Utica, New York
| Utica | New York | USA | |
|---|---|---|---|
| Population: Population - The population of Utica, NY  |
69,581 | 18,975,234 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Utica mortgage. |
56,836 | 12,743,413 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Utica mortgage. |
7,962 | 2,464,677 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Utica mortgage. |
3,594 | 2,378,309 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Utica, NY, where you might buy a home. |
32,788 | 7,678,244 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Utica, where you might apply for a Utica mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Utica, NY |
$60,836 | $182,342 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Utica mortgage interest rates. |
$26,506 | $46,322 | $43,800 |