Current Mortgage Rates in Troy, New York
Saturday, November 21, 2009
Current Mortgage Rates*
Loan Type Troy Average |
|
| 30-yr. fixed | 4.75% |
| 30-yr. fixed jumbo | 5.25% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 4.62% |
| 7/1 ARM | 4.50% |
| 7/1 ARM jumbo | 5.12% |
| 5/1 ARM | 4.00% |
| 5/1 ARM jumbo | 4.50% |
| 3/1 ARM | 3.88% |
| 3/1 ARM jumbo | 4.50% |
| 1-yr. ARM | 3.38% |
| 1-yr. ARM jumbo | 4.38% |
| 1-yr. LIBOR ARM | 4.38% |
*Mortgage Rates Updated: 11/20/2009
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Current Mortgage Rates in Troy, New York
| Troy 30-yr. fixed Mortgage Rates | Troy 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.18% | 5.24% | 0.10 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.86% | 5.04% | 1.00 | Chase | 5.63% | 5.75% | 1.00 |
| Chase | 4.87% | 5.03% | 1.00 | ||||
| Fifth Third Bank | 4.88% | 4.93% | 0.23 | ||||
| Troy 15-yr. fixed Mortgage Rates | Troy 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.57% | 4.67% | 0.10 | Chase | 5.73% | 5.95% | 1.05 |
| Wells Fargo | 4.32% | 4.60% | 0.78 | ||||
| Chase | 4.33% | 4.60% | 1.02 | ||||
| Fifth Third Bank | 4.25% | 4.30% | 0.00 | ||||
| Troy 7/1 ARM Mortgage Rates | Troy 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.83% | 3.67% | 1.00 | Chase | 5.10% | 4.11% | 1.02 |
| Chase | 4.29% | 3.83% | 1.05 | ||||
| Troy 5/1 ARM Mortgage Rates | Troy 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.60% | 3.56% | 1.04 | Wells Fargo | 4.87% | 3.88% | 1.00 |
| Chase | 3.79% | 3.60% | 1.02 | Chase | 4.82% | 3.86% | 1.05 |
| Fifth Third Bank | 4.22% | 3.75% | 0.35 | ||||
| Troy 3/1 ARM Mortgage Rates | Troy 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.97% | 3.60% | 1.00 | Chase | 5.53% | 3.83% | 1.02 |
| Chase | 4.20% | 3.62% | 1.00 | ||||
| Fifth Third Bank | 4.06% | 3.56% | 0.12 | ||||
| Troy 1-yr. ARM Mortgage Rates | Troy 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.16% | 3.55% | 1.00 | Chase | 5.26% | 3.58% | 1.05 |
Banks in Troy, New York
Marine Midland Bank - Eastern, Fourth and Grand Streets, Troy New York 12181Pioneer Commercial Bank, 21 Second Street, Troy New York 12180
Pioneer Savings Bank, 21 Second Street, Troy New York 12181
The Troy Savings Bank, 32 Second Street, Troy New York 12180
The Union National Bank of Troy, 50 Fourth Street, Troy New York 12181
Credit Unions in Troy, New York
Niagara Mohawk Pwr Cor Troy E, 235 Oakwood Avenue, Troy NY 12182 (518) 270-3400Postal Employees of Troy, N.Y. , 400 Broadway, Troy NY 12180 (518) 272-7300
Rpi Employees, 313 West Hall / 110 - 8th ST. , Troy NY 12180 (518) 276-6593
School Systems, 125 Defreest Drive, Troy NY 12180 (518) 286-1611
Troy, P.O. Box 862, Troy NY 12181 (518) 272-1688
Mortgage Statistics for Troy, New York
| Troy | New York | USA | |
|---|---|---|---|
| Population: Population - The population of Troy, NY  |
69,289 | 18,975,234 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Troy mortgage. |
58,883 | 12,743,413 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Troy mortgage. |
5,859 | 2,464,677 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Troy mortgage. |
2,294 | 2,378,309 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Troy, NY, where you might buy a home. |
31,409 | 7,678,244 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Troy, where you might apply for a Troy mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Troy, NY |
$94,060 | $182,342 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Troy mortgage interest rates. |
$35,072 | $46,322 | $43,800 |